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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,338£25,524445,4353,901
Aberdeenshire10£26,341437,31554
Angus10£24,525346,86233
Argyll & Bute3£18,312466,333-
Ayrshire17£23,086451,12322
Bedfordshire136£19,599773,429138
Berkshire28£21,781662,17847
Blaenau Gwent13£27,030338,22914
Borders3£28,662321,0427
Bridgend13£20,513365,49425
Bristol45£19,373563,59694
Buckinghamshire39£19,008671,50854
Caerphilly3£19,495353,333-
Cambridgeshire52£21,648560,16983
Cardiff17£23,386447,22724
Carmarthenshire7£20,638441,48421
Ceredigion5£23,875444,5534
Cheshire32£27,028442,48149
Conwy4£29,166323,01413
Cornwall17£22,303546,68734
County Antrim36£26,773337,85037
County Armagh19£27,720339,55619
County Down10£33,321220,64317
County Durham22£24,050455,52937
County Fermanagh3£22,813357,6322
County Londonderry30£30,734337,66921
County Tyrone20£25,506451,50929
Cumbria23£29,735330,17745
Derbyshire39£32,383229,43849
Devon20£22,392449,99356
Dorset12£27,137424,12331
Dumfries & Galloway1£19,495858,3813
Dunbartonshire2£20,123564,4982
East Riding of Yorkshire21£23,751448,81327
East Sussex17£24,881443,78333
Essex175£29,820329,172199
Falkirk18£19,987566,25411
Fife12£29,496328,56133
Flintshire1£16,95010103,000-
Gloucestershire8£31,928220,66420
Greater London106£22,464553,603156
Greater Manchester137£27,882445,137259
Hampshire56£23,242446,629138
Herefordshire7£27,443346,36612
Hertfordshire55£22,162559,07591
Highland10£29,216346,46526
Isle of Anglesey7£32,551113,4975
Isle of Wight3£25,658539,5521
Kent26£27,857438,57978
Lanarkshire37£31,083224,84970
Lancashire73£25,094444,278150
Leicestershire47£25,107445,72466
Lincolnshire38£30,545442,25666
Merseyside7£32,566340,67115
Merthyr Tydfil9£20,773786,7527
Midlothian11£27,825435,04123
Monmouthshire4£23,996448,35515
Moray3£30,995427,3335
Newport7£19,687670,5606
Norfolk37£26,298445,59562
North Yorkshire35£29,426337,77283
Northamptonshire70£47,293222,75869
Northumberland4£24,935539,4482
Nottinghamshire31£24,623546,52270
Oxfordshire23£21,088548,40353
Pembrokeshire1£23,995436,6886
Perth & Kinross13£28,410333,15218
Powys8£25,865324,82320
Shropshire18£20,974553,67244
Somerset36£20,378560,56347
South Yorkshire61£24,895447,863114
Staffordshire47£22,209447,591119
Stirling5£28,697330,77713
Suffolk28£24,093545,30142
Surrey43£28,106433,99281
Swansea6£30,789244,5095
Torfaen6£23,093463,2068
Tyne and Wear22£21,627559,92450
Vale of Glamorgan1£33,234243,0461
Warwickshire4£21,449438,63117
West Lothian5£27,294534,1937
West Midlands58£26,180444,208132
West Sussex11£29,868226,90926
West Yorkshire96£26,594441,800145
Wiltshire53£19,621463,11669
Worcestershire30£27,600439,44922
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