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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,213£2,061,041447,4113,460
Aberdeen City18£24,894331,52716
Aberdeenshire3£26,497324,4494
Angus3£25,662446,2955
Ards3£22,450635,0454
Argyll and Bute1£15,979580,000-
Armagh6£23,146660,3895
Ballymena2£29,250559,33910
Ballymoney4£20,408464,494-
Barking & Dagenham - Greater London3£31,327317,87211
Bedfordshire148£19,383771,025151
Belfast8£24,596456,5775
Berkshire35£20,106766,19130
Blaenau Gwent5£31,590224,46919
Brent - Greater London1£16,984989,9841
Bristol31£17,630564,08290
Bromley - Greater London5£29,953326,17329
Buckinghamshire24£20,801564,23150
Caerphilly2£16,745379,5001
Cambridgeshire34£21,761556,64871
Cardiff15£20,975657,11815
Carmarthenshire5£20,495446,0627
Ceredigion5£14,994577,30116
Cheshire31£28,669435,77149
City of Edinburgh17£24,797542,03714
City of London - Greater London10£31,484225,93919
Coleraine7£24,496338,7057
Cornwall23£20,134766,50047
County Durham19£226,073,889451,57733
Croydon - Greater London2£22,490435,3241
Cumbria26£30,143324,95935
Derbyshire42£33,401330,95483
Derry21£34,605225,8908
Devon42£21,780546,825112
Dorset15£20,099532,69126
Down1£15,995572,5004
Dundee City9£18,095665,12313
Dungannon14£28,925335,32013
Ealing - Greater London1£16,495561,5003
East Ayrshire3£18,832555,5187
East Renfrewshire1£16,999892,176-
East Riding of Yorkshire7£18,738770,0949
East Sussex21£25,088439,43134
Essex134£30,342331,732188
Falkirk21£20,431563,92911
Fermanagh4£24,856358,7675
Fife9£33,662214,12127
Flintshire22£21,639764,732-
Glasgow City20£25,957337,25650
Gloucestershire6£26,907428,09432
Greater Manchester113£29,405446,422190
Gwynedd1£13,9904113,5371
Hampshire62£22,982547,02985
Harrow - Greater London2£12,640581,8946
Havering - Greater London6£26,133444,20111
Herefordshire5£26,394332,7227
Hertfordshire60£24,418555,25567
Highland9£31,817226,39118
Hillingdon - Greater London23£18,586576,89212
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey7£25,843439,1406
Isle of Wight2£25,993542,6003
Kent32£26,433547,66147
Lancashire70£25,289444,817157
Larne1£29,990216,3001
Leicestershire49£27,359334,55585
Limavady1£28,250323,000-
Lincolnshire35£21,570555,31661
Lisburn7£35,92616,63313
Magherafelt2£25,995753,0005
Merseyside8£28,020443,39610
Merthyr Tydfil11£24,022680,6886
Midlothian2£20,995653,7484
Monmouthshire1£14,295680,000-
Moray5£28,095437,6005
Newport4£17,620874,3131
Newry and Mourne9£30,936332,11714
Newtownabbey13£27,134331,37720
Norfolk47£25,807446,06663
North Lanarkshire16£30,175227,24443
North Yorkshire32£24,468454,58189
Northamptonshire74£42,132330,82867
Northumberland1£17,995857,0007
Nottinghamshire38£22,590549,09964
Omagh2£33,493227,1483
Oxfordshire14£24,393445,85946
Pembrokeshire5£19,856648,4751
Perth and Kinross13£27,210432,23117
Redbridge - Greater London6£29,463444,50018
Rhondda Cynon Taf4£33,370211,4074
Scottish Borders2£34,745213,4116
Shropshire19£24,362449,85935
Somerset31£22,485559,48257
South Ayrshire7£24,669440,82010
South Lanarkshire1£28,995216,800-
South Yorkshire69£24,161449,41798
Staffordshire59£23,010443,81197
Stirling4£25,024444,79712
Strabane2£33,450212,3191
Suffolk18£25,653439,27832
Surrey45£26,987437,51953
Sutton - Greater London4£21,725750,3005
Swansea4£30,625230,5362
Tyne and Wear32£25,416446,74261
Warwickshire7£20,925652,17113
West Dunbartonshire1£13,995692,9912
West Lothian3£23,327748,2415
West Midlands60£23,103550,646120
West Sussex11£27,695343,97213
West Yorkshire70£27,022440,198138
Wiltshire71£18,892469,29954
Worcestershire11£26,631338,71419
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