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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,254£24,777446,6433,965
Aberdeenshire8£27,809331,09762
Angus12£22,687455,77931
Argyll & Bute3£18,312466,333-
Ayrshire16£23,029450,85320
Bedfordshire136£19,901773,399142
Berkshire25£21,696560,00442
Blaenau Gwent9£26,824342,66116
Borders6£29,328323,4005
Bridgend15£20,838367,13726
Bristol41£20,395558,43490
Buckinghamshire40£18,164770,50448
Caerphilly2£19,495358,5001
Cambridgeshire48£20,660562,37483
Cardiff17£23,714549,86229
Carmarthenshire7£21,709439,04422
Ceredigion5£21,995447,2874
Cheshire38£26,577441,38044
Conwy6£25,526429,67612
Cornwall17£23,496543,06434
County Antrim31£26,999438,24637
County Armagh19£27,565337,16720
County Down7£31,318320,53823
County Durham22£24,298456,92238
County Fermanagh3£23,147357,6324
County Londonderry27£32,058336,39521
County Tyrone20£24,214455,08928
Cumbria25£27,951331,92944
Derbyshire32£33,102328,87253
Devon20£19,682552,44562
Dorset11£26,327629,75928
Dumfries & Galloway1£19,495858,3813
Dunbartonshire2£20,123564,4983
East Riding of Yorkshire18£26,347341,26829
East Sussex16£24,337449,20139
Essex169£30,267329,144208
Falkirk20£20,214565,33410
Fife14£30,925327,29531
Flintshire1£16,95010103,000-
Gloucestershire8£27,734327,94519
Greater London95£22,340554,952173
Greater Manchester125£28,126445,429253
Gwynedd1£15,490653,9473
Hampshire65£23,169446,779127
Herefordshire8£26,674338,9849
Hertfordshire47£22,812556,10892
Highland16£24,400449,56722
Isle of Anglesey6£33,48019,9685
Isle of Wight4£23,993648,414-
Kent29£27,630441,14771
Lanarkshire38£29,731227,55472
Lancashire76£25,798444,751156
Leicestershire43£26,540439,33669
Lincolnshire36£24,916440,43870
Merseyside8£37,056332,85015
Merthyr Tydfil9£20,995786,7528
Midlothian12£24,830433,17620
Monmouthshire7£24,696445,00311
Moray1£22,995341,0007
Newport7£20,116670,5497
Norfolk37£26,780344,32963
North Yorkshire33£27,617342,44080
Northamptonshire26£27,183444,127103
Northumberland3£23,497546,4332
Nottinghamshire31£24,666545,31475
Oxfordshire21£22,306449,95554
Pembrokeshire1£23,995436,6886
Perth & Kinross14£27,774434,82317
Powys8£23,303436,01717
Renfrewshire1£16,998443,2891
Shropshire17£22,965455,12941
Somerset42£20,969558,54847
South Yorkshire70£24,215450,576114
Staffordshire42£20,406553,675121
Stirling2£32,248340,29215
Suffolk22£24,904542,32844
Surrey46£28,469433,61779
Swansea5£27,347353,3376
Torfaen8£22,079461,7297
Tyne and Wear22£22,677555,92654
Vale of Glamorgan1£33,234243,0461
Warwickshire8£20,093548,22819
West Lothian5£27,294534,19311
West Midlands57£25,849442,159139
West Sussex10£31,606332,05427
West Yorkshire95£26,863439,998132
Wiltshire52£19,543463,85969
Worcestershire25£29,706337,32120
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