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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,271£25,196446,2783,913
Aberdeenshire8£27,802329,47256
Angus7£23,538450,07133
Argyll & Bute3£18,312466,333-
Ayrshire15£22,898454,75223
Bedfordshire130£19,460775,221146
Berkshire27£21,729658,75042
Blaenau Gwent11£25,991341,31115
Borders6£29,245323,4005
Bridgend15£21,594364,15226
Bristol37£20,573457,06398
Buckinghamshire41£18,880771,28247
Caerphilly3£19,495353,3331
Cambridgeshire49£22,291557,59384
Cardiff15£23,365449,96726
Carmarthenshire7£22,209439,10721
Ceredigion5£21,975447,2874
Cheshire32£27,690439,83450
Conwy6£25,443429,67612
Cornwall16£22,041548,19335
County Antrim31£26,799439,60637
County Armagh19£27,534339,60319
County Down8£32,997220,01522
County Durham20£24,913452,43038
County Fermanagh3£23,147357,6324
County Londonderry29£31,160338,57419
County Tyrone19£23,830455,31129
Cumbria26£28,709331,11944
Derbyshire40£30,657332,19347
Devon20£22,867446,22658
Dorset8£23,576732,62332
Dumfries & Galloway1£19,495858,3813
Dunbartonshire2£20,123564,4982
East Riding of Yorkshire21£23,793448,81328
East Sussex17£25,376445,72738
Essex163£30,139329,689205
Falkirk21£20,036564,7238
Fife12£31,954226,25333
Flintshire1£16,95010103,000-
Gloucestershire8£29,941223,47117
Greater London101£22,021555,455158
Greater Manchester129£28,301445,495248
Hampshire61£22,782449,383131
Herefordshire6£26,602445,71111
Hertfordshire53£22,321558,48595
Highland13£24,785451,29825
Isle of Anglesey7£32,551113,4975
Isle of Wight4£23,993648,414-
Kent27£27,100441,77173
Lanarkshire37£29,389228,61966
Lancashire73£25,852444,240153
Leicestershire42£25,664441,21868
Lincolnshire38£25,021440,52668
Merseyside7£36,208333,15715
Merthyr Tydfil9£20,773786,7527
Midlothian11£23,824436,13022
Monmouthshire8£25,859340,36211
Moray2£24,995635,5006
Newport7£20,116670,5607
Norfolk36£26,879443,12062
North Yorkshire31£26,336345,86881
Northamptonshire70£47,314224,06267
Northumberland4£22,560545,7612
Nottinghamshire30£24,431545,93672
Oxfordshire21£20,762550,20751
Pembrokeshire1£23,995436,6886
Perth & Kinross15£27,855435,26418
Powys9£23,823331,38218
Shropshire16£23,022548,81743
Somerset36£20,495559,53149
South Yorkshire66£24,244452,261114
Staffordshire50£21,640549,355115
Stirling2£31,498340,29214
Suffolk21£25,207541,58246
Surrey46£27,040436,84090
Swansea5£27,347353,3375
Torfaen7£22,649462,5417
Tyne and Wear24£22,193557,04250
Vale of Glamorgan1£33,234243,0461
Warwickshire5£18,649552,88320
West Lothian5£27,294534,19311
West Midlands54£25,453446,393139
West Sussex9£33,619226,14028
West Yorkshire95£27,004441,112136
Wiltshire51£20,061461,89373
Worcestershire24£30,368334,84719
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