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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,238£24,778446,6134,025
Aberdeenshire8£27,809331,09763
Angus12£22,687455,77931
Argyll & Bute3£18,312466,333-
Ayrshire15£22,764450,58428
Bedfordshire136£19,949773,167146
Berkshire27£21,792558,22242
Blaenau Gwent8£26,679441,32516
Borders6£29,328323,4005
Bridgend16£20,285469,00325
Bristol37£20,659457,55293
Buckinghamshire38£18,305772,15849
Caerphilly2£19,495358,5001
Cambridgeshire48£20,671562,37484
Cardiff19£22,382551,32726
Carmarthenshire7£21,709439,04423
Ceredigion5£21,995447,2874
Cheshire36£26,804440,86645
Conwy6£25,526429,67612
Cornwall17£23,496543,06435
County Antrim29£27,136438,91739
County Armagh19£27,565337,16720
County Down7£31,318320,53824
County Durham23£24,763454,45839
County Fermanagh3£23,147357,6324
County Londonderry26£32,677334,89121
County Tyrone19£24,752452,15029
Cumbria25£27,951331,92945
Derbyshire33£33,384327,72674
Devon19£19,147552,71262
Dorset11£26,327629,75929
Dumfries & Galloway1£19,495858,3813
Dunbartonshire2£20,123564,4983
East Riding of Yorkshire18£26,347341,26830
East Sussex17£24,006448,76638
Essex162£29,983330,611206
Falkirk21£20,036564,7239
Fife13£30,766328,08931
Flintshire1£16,95010103,000-
Gloucestershire9£27,650329,39518
Greater London96£22,336555,099171
Greater Manchester123£28,581444,457252
Gwynedd1£15,490653,9473
Hampshire64£23,225446,919129
Herefordshire8£26,674338,9849
Hertfordshire47£22,718557,05991
Highland16£24,431449,56722
Isle of Anglesey6£33,48019,9685
Isle of Wight4£23,993648,414-
Kent28£28,154340,20470
Lanarkshire37£29,785226,39773
Lancashire74£25,967443,354154
Leicestershire43£26,444440,16569
Lincolnshire39£24,552441,59167
Merseyside8£37,056332,85016
Merthyr Tydfil12£21,828783,0645
Midlothian11£24,542435,82020
Monmouthshire7£24,696445,00311
Moray1£22,995341,0007
Newport7£20,116670,5497
Norfolk38£26,816343,74863
North Yorkshire33£27,631342,44084
Northamptonshire26£27,183444,127104
Northumberland3£23,497546,4332
Nottinghamshire28£24,893547,33777
Oxfordshire20£20,921451,34056
Pembrokeshire1£23,995436,6886
Perth & Kinross13£28,372433,76117
Powys9£23,712336,27017
Renfrewshire1£16,998443,2891
Shropshire18£22,744554,77842
Somerset42£20,969558,54847
South Yorkshire70£23,932451,534115
Staffordshire43£20,776554,231120
Stirling2£32,248340,29215
Suffolk23£25,351541,02443
Surrey45£28,520433,65384
Swansea5£27,347353,3376
Torfaen8£22,079461,7297
Tyne and Wear22£22,825554,22355
Vale of Glamorgan1£33,234243,0461
Warwickshire8£20,093548,22820
West Lothian4£25,870642,72911
West Midlands56£25,712442,370140
West Sussex10£32,556227,02727
West Yorkshire96£26,912440,160132
Wiltshire52£19,543463,85972
Worcestershire25£29,706337,32128
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