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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,077£645,710448,2783,251
Aberdeen City12£25,961330,88023
Aberdeenshire3£25,232425,0426
Angus3£22,595451,2564
Ards3£19,947743,1675
Argyll and Bute2£20,979459,500-
Armagh6£20,479674,1218
Ballymena4£27,374336,2236
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London3£29,660216,3618
Bedfordshire146£18,789772,362130
Belfast11£24,244453,4829
Berkshire34£18,998772,36740
Brent - Greater London1£16,984989,984-
Bristol32£19,832557,77189
Bromley - Greater London7£35,762323,32028
Buckinghamshire23£20,555563,68142
Caerphilly2£19,495358,5001
Cambridgeshire42£20,287559,45366
Carmarthenshire4£20,245440,3338
Ceredigion6£11,995690,46112
Cheshire38£29,934329,31844
City of Edinburgh8£25,027542,21913
City of London - Greater London3£30,497454,9308
Coleraine5£22,776343,6218
Conwy1£17,995866,000-
Cornwall19£19,785760,62737
County Durham22£23,011559,75035
Croydon - Greater London3£20,657441,0661
Cumbria22£29,599324,62637
Derbyshire38£32,953333,57981
Devon27£24,344441,11992
Dorset14£24,116540,45928
Down1£16,995575,6402
Dumfries and Galloway1£26,995630,5001
Dundee City10£18,895558,94116
Dungannon11£29,706333,76611
East Ayrshire6£21,116445,3088
East Riding of Yorkshire4£12,8708103,6316
East Sussex15£26,221443,82634
Essex131£28,672335,785191
Falkirk21£19,755565,8907
Fermanagh3£24,313358,2094
Fife15£30,693319,56227
Flintshire22£21,639764,732-
Glasgow City20£26,983335,79142
Gloucestershire5£23,408553,06723
Greater Manchester105£29,477445,104204
Gwynedd1£17,300573,4002
Hampshire63£22,030548,04889
Harrow - Greater London8£13,403462,5257
Havering - Greater London5£21,195665,88013
Herefordshire4£29,869228,7117
Hertfordshire47£23,211555,78571
Highland11£26,631341,72417
Hillingdon - Greater London14£17,764680,97423
Hounslow - Greater London2£11,973799,500-
Isle of Anglesey6£32,480219,6862
Isle of Wight2£25,493542,6003
Kent27£25,805448,09639
Lancashire70£25,096547,182130
Larne1£28,990216,9001
Leicestershire45£26,120437,55668
Limavady1£28,250323,000-
Lincolnshire39£25,016451,16748
Lisburn4£28,681327,64817
Magherafelt2£25,995753,0005
Merseyside9£28,849341,6666
Merthyr Tydfil14£21,374784,9394
Midlothian1£13,480875,2015
Moray2£25,245434,0007
Newport2£18,245775,8774
Newry and Mourne10£31,896225,7128
Newtownabbey14£24,696435,99020
Norfolk40£27,794336,77764
North Ayrshire1£15,999892,833-
North Lanarkshire22£28,578333,30134
North Yorkshire39£25,618451,98980
Northamptonshire87£41,266331,23261
Northumberland1£17,995857,0006
Nottinghamshire32£23,225544,97967
Omagh4£32,491221,3785
Oxfordshire20£20,544653,63633
Pembrokeshire2£23,995533,2854
Perth and Kinross13£28,196325,33514
Powys2£33,995112,7543
Redbridge - Greater London10£27,131455,22123
Rhondda Cynon Taf5£28,994317,3641
Scottish Borders2£26,245331,5856
Shropshire14£22,080454,18233
Somerset35£20,042557,18444
South Ayrshire1£43,995218,56911
South Yorkshire71£24,780447,158102
Staffordshire47£21,719454,84392
Stirling3£31,333331,62417
Strabane2£17,995563,8643
Suffolk25£24,319646,14826
Surrey30£26,658336,42754
Sutton - Greater London3£21,767748,6674
Swansea2£34,875223,3444
Tyne and Wear29£23,752451,47758
Warwickshire2£33,600453,71815
West Dunbartonshire1£26,750336,0052
West Lothian3£15,993967,2415
West Midlands64£67,133,472444,036123
West Sussex10£24,906447,42515
West Yorkshire70£25,643444,064122
Wiltshire57£18,591465,96358
Worcestershire7£23,415444,48220
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