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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,306£25,351445,7333,888
Aberdeenshire8£27,802329,47254
Angus10£23,475449,31333
Argyll & Bute3£18,312466,333-
Ayrshire16£23,029454,67821
Bedfordshire131£19,850773,727143
Berkshire31£22,562555,46142
Blaenau Gwent13£27,068338,22914
Borders5£31,095323,3806
Bridgend13£21,433365,83627
Bristol44£19,681562,71093
Buckinghamshire37£18,911674,53953
Caerphilly3£19,495353,3331
Cambridgeshire50£21,848558,60682
Cardiff16£23,438448,88226
Carmarthenshire7£22,209439,10719
Ceredigion6£23,062443,0894
Cheshire32£27,555440,36550
Conwy5£26,733426,21113
Cornwall19£22,371548,04934
County Antrim34£27,508337,03138
County Armagh18£28,011337,13720
County Down11£32,427222,03920
County Durham22£24,418454,00236
County Fermanagh3£23,147357,6323
County Londonderry29£31,601336,21720
County Tyrone19£23,767455,41829
Cumbria24£28,723333,75744
Derbyshire43£30,993331,97847
Devon21£22,897445,53257
Dorset7£25,880526,14833
Dumfries & Galloway1£19,495858,3813
Dunbartonshire2£20,123564,4982
East Riding of Yorkshire21£23,736448,81327
East Sussex16£25,218445,52738
Essex169£30,121328,552199
Falkirk21£19,988564,7238
Fife13£29,573328,20133
Flintshire1£16,95010103,000-
Gloucestershire8£29,665224,84617
Greater London100£22,085555,712153
Greater Manchester131£28,112444,655253
Hampshire52£22,678448,379136
Herefordshire5£29,124337,93812
Hertfordshire51£22,425558,19396
Highland12£24,494454,15725
Isle of Anglesey7£32,551113,4975
Isle of Wight3£25,658539,5521
Kent26£27,103441,13077
Lanarkshire38£30,721225,60467
Lancashire69£25,802444,810148
Leicestershire49£25,602445,87167
Lincolnshire37£24,878442,05668
Merseyside8£33,869337,88715
Merthyr Tydfil9£20,773786,7527
Midlothian12£26,380431,95222
Monmouthshire6£26,331339,81613
Moray2£24,995635,5005
Newport7£20,116670,5607
Norfolk33£27,173442,47162
North Yorkshire36£28,860339,90982
Northamptonshire68£48,372221,56668
Northumberland3£23,080546,4332
Nottinghamshire34£24,063545,84370
Oxfordshire21£19,352554,71251
Pembrokeshire1£23,995436,6886
Perth & Kinross14£28,309334,70017
Powys10£24,840331,46418
Shropshire16£23,209549,93345
Somerset34£20,216560,19747
South Yorkshire66£24,431450,396109
Staffordshire54£22,067447,538112
Stirling4£31,246325,70315
Suffolk26£24,628545,91342
Surrey45£27,807435,10286
Swansea5£27,347353,3375
Torfaen6£23,093463,2068
Tyne and Wear24£22,324557,99949
Vale of Glamorgan1£33,234243,0461
Warwickshire3£19,166445,09919
West Lothian5£27,294534,1938
West Midlands56£26,578442,875136
West Sussex8£32,196226,69227
West Yorkshire98£26,507440,988140
Wiltshire51£19,609463,06476
Worcestershire28£27,977439,48521
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