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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,100£584,382447,9433,395
Aberdeen City10£24,455435,98725
Aberdeenshire4£23,923430,5316
Angus3£22,595451,2564
Ards3£19,947743,1675
Argyll and Bute2£20,979459,500-
Armagh6£20,479674,1218
Ballymena5£27,748342,1786
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London2£28,950319,87810
Bedfordshire144£18,988770,993135
Belfast10£23,009456,00710
Berkshire31£19,620767,93244
Brent - Greater London1£16,984989,984-
Bristol34£18,807559,76193
Bromley - Greater London8£36,670323,19828
Buckinghamshire22£21,219564,34045
Caerphilly2£19,495358,5001
Cambridgeshire44£20,862557,81172
Carmarthenshire3£22,328331,7779
Ceredigion7£12,281686,53811
Cheshire38£28,850333,53546
City of Edinburgh6£21,539645,46415
City of London - Greater London3£30,497454,9308
Coleraine4£20,996448,8989
Conwy1£17,995866,000-
Cookstown1£18,250738,000-
Cornwall20£19,895658,90038
County Durham17£23,375460,54640
Croydon - Greater London2£20,990435,3242
Cumbria24£29,398326,08637
Derbyshire37£32,785331,08384
Devon33£24,361542,88693
Dorset14£25,973437,12428
Down1£16,995575,6402
Dumfries and Galloway1£26,995630,5001
Dundee City10£18,855558,94116
Dungannon13£29,747229,7729
East Ayrshire6£21,116445,3088
East Riding of Yorkshire3£13,4958108,7287
East Sussex16£27,326442,32535
Essex139£29,239335,227195
Falkirk21£19,735565,8907
Fermanagh3£24,313358,2094
Fife16£30,793320,20128
Flintshire22£21,639764,732-
Glasgow City19£27,257335,91843
Gloucestershire6£26,257445,39023
Greater Manchester109£29,548445,176216
Gwynedd1£17,300573,4002
Hampshire66£21,475550,60395
Harrow - Greater London8£13,403462,5257
Havering - Greater London9£22,806557,2099
Herefordshire6£27,411338,2357
Hertfordshire49£22,822556,35672
Highland11£26,767339,68618
Hillingdon - Greater London13£18,093681,08425
Hounslow - Greater London2£11,973799,500-
Isle of Anglesey6£32,480219,6862
Isle of Wight2£25,493542,6003
Kent28£24,719456,01443
Lancashire72£26,207545,781136
Larne1£28,990216,9001
Leicestershire41£26,893335,33677
Limavady1£28,250323,000-
Lincolnshire38£24,886451,50753
Lisburn4£28,681327,64817
Magherafelt2£25,995753,0005
Merseyside9£28,793341,6666
Merthyr Tydfil14£21,374784,9394
Midlothian1£13,480875,2015
Moray2£24,745434,0007
Newport1£19,995574,0005
Newry and Mourne10£31,896225,7128
Newtownabbey15£26,780332,03022
Norfolk42£27,428342,26162
North Lanarkshire20£28,877332,66836
North Yorkshire34£24,986454,35288
Northamptonshire81£43,087328,18267
Northumberland1£17,995857,0006
Nottinghamshire34£23,150445,64968
Omagh4£32,491221,3785
Oxfordshire22£21,085652,48233
Pembrokeshire2£23,995533,2854
Perth and Kinross14£27,932325,66615
Powys2£33,495112,7544
Redbridge - Greater London9£28,479449,44425
Rhondda Cynon Taf5£28,994317,3641
Scottish Borders2£26,245331,5856
Shropshire13£21,632456,12434
Somerset35£19,599658,66245
South Ayrshire1£43,995218,56911
South Yorkshire71£25,046446,131106
Staffordshire42£20,582555,659100
Stirling3£31,333331,62417
Strabane2£17,995563,8643
Suffolk25£23,466646,71228
Surrey27£27,607331,39358
Sutton - Greater London3£21,767748,6674
Swansea2£34,875223,3444
Tyne and Wear30£24,269450,56960
Warwickshire1£17,250680,00016
West Dunbartonshire1£26,750336,0052
West Lothian2£14,4931167,3626
West Midlands72£60,518,012442,063128
West Sussex11£23,823450,93115
West Yorkshire68£25,489444,881127
Wiltshire66£19,497461,30755
Worcestershire12£26,284341,23020
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