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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,064£611,570447,6633,491
Aberdeen City9£23,572438,02526
Aberdeenshire4£23,923430,5316
Angus3£22,595451,2564
Ards3£19,627743,1675
Argyll and Bute2£20,979459,500-
Armagh6£20,479674,1218
Ballymena5£27,748342,1786
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London2£28,950319,87810
Bedfordshire145£19,172770,246137
Belfast10£22,909456,00710
Berkshire37£20,248764,18541
Brent - Greater London1£16,984989,984-
Bristol29£19,328457,17498
Bromley - Greater London8£35,611327,60428
Buckinghamshire23£19,785668,28145
Caerphilly2£19,495358,5001
Cambridgeshire45£20,669558,45975
Carmarthenshire3£22,328331,7779
Ceredigion8£11,745694,84611
Cheshire38£28,892334,01149
City of Edinburgh5£21,897646,67516
City of London - Greater London4£29,121451,1988
Coleraine4£20,996448,8989
Conwy1£17,995866,000-
Cookstown1£18,250738,000-
Cornwall19£20,521655,13538
County Durham18£23,215460,09440
Croydon - Greater London3£19,990441,0661
Cumbria20£29,885326,56040
Derbyshire41£33,218330,55283
Devon34£24,512543,08694
Dorset13£26,587433,85628
Down1£16,995575,6402
Dumfries and Galloway1£26,995630,5001
Dundee City10£18,805558,94116
Dungannon13£29,747229,7729
East Ayrshire7£21,170442,1948
East Riding of Yorkshire3£13,4958108,7287
East Sussex16£27,326443,70236
Essex144£28,750336,652197
Falkirk21£19,929565,2558
Fermanagh3£24,313358,2094
Fife16£30,793320,20128
Flintshire22£21,639764,732-
Glasgow City18£27,493333,98445
Gloucestershire5£24,024556,00925
Greater Manchester119£29,664444,600217
Hampshire67£21,704550,71196
Harrow - Greater London8£13,403462,5257
Havering - Greater London8£23,746553,33410
Herefordshire7£28,488335,9517
Hertfordshire48£22,728556,78475
Highland11£27,130339,41019
Hillingdon - Greater London15£17,839580,23525
Hounslow - Greater London2£11,697799,500-
Isle of Anglesey6£32,480219,6862
Isle of Wight2£25,493542,6003
Kent29£25,735453,01643
Lancashire72£25,720546,773137
Larne1£28,990216,9001
Leicestershire45£26,103337,57377
Limavady1£28,250323,000-
Lincolnshire39£24,138452,74352
Lisburn2£38,62517,42718
Magherafelt2£25,995753,0005
Merseyside8£30,542334,5867
Merthyr Tydfil14£21,374784,9394
Midlothian1£13,480875,2014
Moray2£24,745434,0007
Newport1£19,995574,0005
Newry and Mourne10£31,896225,7128
Newtownabbey14£27,372330,65523
Norfolk41£27,865340,33463
North Lanarkshire20£28,857332,53135
North Yorkshire39£25,606451,83788
Northamptonshire22£25,724449,137125
Northumberland1£17,995857,0006
Nottinghamshire32£22,364547,50369
Omagh4£32,491221,3785
Oxfordshire21£21,284551,20434
Perth and Kinross12£27,204327,17617
Powys1£28,995221,5095
Redbridge - Greater London9£28,368449,44425
Rhondda Cynon Taf5£28,994317,3641
Scottish Borders3£35,162222,5636
Shropshire15£22,248452,70434
Somerset35£19,608659,38345
South Ayrshire1£43,495218,56911
South Yorkshire73£24,908446,937105
Staffordshire47£20,385556,46098
Stirling2£35,249320,24418
Strabane2£17,995563,8643
Suffolk23£23,988642,18730
Surrey27£26,789332,15160
Sutton - Greater London4£22,325751,7504
Swansea2£34,875223,3444
Tyne and Wear32£24,656448,66061
Warwickshire1£17,250680,00016
West Dunbartonshire1£26,750336,0052
West Lothian2£14,4931167,3626
West Midlands70£62,271,600440,819130
West Sussex10£25,006448,72515
West Yorkshire66£25,220446,005127
Wiltshire65£19,520462,74161
Worcestershire13£27,107338,28117
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