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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,990£24,515447,8173,581
Aberdeen City9£25,884338,27225
Aberdeenshire2£28,748317,1569
Angus3£22,362548,8984
Ards3£19,627743,1674
Argyll and Bute3£18,646466,333-
Armagh4£19,348776,0009
Ballymena3£25,582460,7397
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London4£28,942322,8508
Bedfordshire131£19,883769,353149
Belfast8£24,911452,05211
Berkshire34£18,932767,35547
Brent - Greater London2£18,484877,120-
Bristol26£19,564457,67995
Bromley - Greater London7£37,481326,46128
Buckinghamshire28£17,671673,55443
Caerphilly2£19,495358,5001
Cambridgeshire49£21,364557,20574
Carmarthenshire2£20,995340,62010
Ceredigion6£12,912596,79511
Cheshire32£27,356437,93152
City of Edinburgh7£20,425547,94918
City of London - Greater London8£29,558440,5866
Coleraine5£25,597341,7058
Cornwall13£22,149651,29940
County Durham21£24,003458,39741
Craigavon2£36,223218,5509
Cumbria19£30,022326,86040
Derbyshire42£31,822333,92782
Devon26£24,261447,41087
Dorset13£26,495429,63726
Down1£17,450371,1003
Dundee City13£21,888550,19217
Dungannon11£27,660337,91612
East Ayrshire7£21,170442,1948
East Riding of Yorkshire5£19,977577,5024
East Sussex17£23,513451,05631
Essex131£29,254336,061211
Falkirk24£19,917567,3048
Fermanagh3£24,313358,2094
Fife16£32,168222,20424
Flintshire22£21,639764,732-
Glasgow City14£28,079332,84444
Gloucestershire7£24,581449,41720
Greater Manchester123£29,702442,493218
Hampshire69£21,259554,140100
Harrow - Greater London8£12,748471,5118
Havering - Greater London9£22,215659,5707
Herefordshire7£28,488335,9518
Hertfordshire48£22,626557,42978
Highland12£27,869340,81117
Hillingdon - Greater London17£14,857686,67427
Hounslow - Greater London4£12,3467100,469-
Isle of Anglesey7£32,123217,7292
Isle of Wight2£24,993542,6002
Kent30£23,475557,47946
Lancashire67£25,330549,346140
Larne1£28,990216,9001
Leicestershire46£26,217336,97877
Limavady1£27,945325,000-
Lincolnshire31£22,618453,59262
Lisburn2£26,743345,38120
Magherafelt4£24,962774,1753
Merseyside12£28,769343,2508
Merthyr Tydfil12£21,329786,9196
Moray2£24,745434,0007
Newport2£15,545683,7506
Newry and Mourne8£33,865217,5158
Newtownabbey13£29,870428,82718
Norfolk35£28,666340,24269
North Lanarkshire15£30,564325,48536
North Yorkshire37£27,288343,81987
Northamptonshire26£26,820448,887121
Northumberland1£17,995857,0004
Nottinghamshire32£23,153447,51570
Omagh5£31,192220,4584
Oxfordshire18£19,802554,84438
Perth and Kinross12£26,579328,90815
Powys2£36,245114,0816
Redbridge - Greater London9£27,023455,23725
Renfrewshire1£22,498532,2511
Rhondda Cynon Taf4£28,494319,5102
Scottish Borders3£30,328217,7557
Shropshire15£22,841454,03639
Somerset32£18,855662,74346
South Ayrshire4£24,597647,44510
South Yorkshire61£24,719446,783115
Staffordshire45£23,202447,585101
Stirling3£32,831327,96016
Strabane3£20,995455,8783
Suffolk21£25,297646,55633
Surrey28£27,595330,24959
Sutton - Greater London4£22,325751,7504
Swansea2£34,875223,3443
Torfaen1£36,995114,142-
Tyne and Wear25£24,258448,33764
Warwickshire2£19,125559,31915
West Dunbartonshire3£15,580778,2312
West Lothian2£14,4931167,3626
West Midlands55£26,035442,628144
West Sussex9£26,148341,78116
West Yorkshire82£25,302445,144129
Wiltshire53£19,363464,06574
Worcestershire15£25,508447,26517
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