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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,231£1,783,201447,6603,516
Aberdeen City17£27,018327,53519
Aberdeenshire4£22,871545,3374
Angus3£25,662446,2955
Ards3£19,947743,1675
Argyll and Bute1£14,979580,000-
Armagh7£23,702552,6046
Ballymena3£30,166339,5628
Ballymoney4£20,408464,494-
Barking & Dagenham - Greater London3£30,993318,02612
Bedfordshire156£19,332771,253155
Belfast10£22,537560,4676
Berkshire33£20,272768,83133
Blaenau Gwent5£29,590325,81919
Brent - Greater London1£16,984989,9841
Bristol32£17,392561,97992
Bromley - Greater London4£37,953219,00132
Buckinghamshire26£20,638664,71649
Caerphilly2£19,495358,5002
Cambridgeshire41£20,746558,26173
Cardiff15£20,681658,71914
Carmarthenshire5£20,295446,0626
Ceredigion1£16,995467,00015
Cheshire33£26,947440,22046
City of Edinburgh15£24,446543,97017
City of London - Greater London1£14,990778,45412
Coleraine7£23,839442,8627
Cornwall23£18,961769,64947
County Durham22£195,247,604554,70233
Croydon - Greater London2£22,490435,3241
Cumbria28£29,505325,36334
Derbyshire41£33,756329,82584
Derry21£34,605225,8907
Devon41£22,351542,213108
Dorset19£21,009535,08826
Dundee City8£19,983557,49315
Dungannon13£29,074333,96012
Ealing - Greater London1£16,295561,5003
East Ayrshire6£18,199562,7796
East Renfrewshire1£16,999892,176-
East Riding of Yorkshire7£18,881672,7838
East Sussex20£27,777437,35138
Essex134£29,484333,661197
Falkirk21£20,408563,92911
Fermanagh4£20,608576,6576
Fife9£32,718217,15430
Flintshire22£21,639764,732-
Glasgow City18£26,980335,11250
Gloucestershire7£26,341427,53828
Greater Manchester117£29,379446,429196
Gwynedd1£13,9904113,5371
Hampshire64£22,020551,59487
Harrow - Greater London3£13,257473,8206
Havering - Greater London7£25,541449,25810
Herefordshire5£26,294332,7227
Hertfordshire58£24,059557,54170
Highland10£29,785327,26816
Hillingdon - Greater London24£18,970575,54513
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey6£25,986437,1246
Isle of Wight2£25,993542,6003
Kent21£25,211550,43052
Lancashire70£24,528445,106155
Larne1£29,990216,3001
Leicestershire49£27,257333,27085
Limavady1£28,250323,000-
Lincolnshire34£23,227448,85662
Lisburn7£35,52616,63312
Magherafelt2£25,995753,0005
Merseyside8£29,769441,74511
Merthyr Tydfil12£23,520680,7146
Midlothian2£20,995653,7483
Monmouthshire2£15,895779,500-
Moray4£23,870444,7506
Newport2£19,245775,8773
Newry and Mourne10£31,792329,90513
Newtownabbey12£26,688331,14323
Norfolk48£25,093446,18665
North Down1£15,495571,415-
North Lanarkshire13£30,054329,34445
North Yorkshire35£26,546449,12191
Northamptonshire79£41,547330,59466
Northumberland1£17,995857,0007
Nottinghamshire39£22,618548,63367
Omagh3£28,660446,1993
Oxfordshire17£21,970552,47244
Pembrokeshire6£22,379646,3821
Perth and Kinross13£27,364430,91017
Powys1£38,99503,9984
Redbridge - Greater London6£30,312454,33319
Rhondda Cynon Taf4£33,370211,4074
Scottish Borders2£34,745213,4115
Shropshire18£22,171451,48739
Somerset33£20,781661,42855
South Ayrshire8£25,497540,16510
South Lanarkshire1£28,995216,800-
South Yorkshire70£24,428446,234110
Staffordshire59£22,814444,218100
Stirling6£28,899439,44615
Strabane3£26,632335,4791
Suffolk25£25,383540,80428
Surrey41£26,818436,92761
Sutton - Greater London3£21,967748,6675
Swansea4£30,625230,5362
Tyne and Wear34£24,794547,49859
Warwickshire5£19,297762,23912
West Lothian2£14,4931167,3626
West Midlands65£24,094447,639117
West Sussex9£29,056338,37114
West Yorkshire65£26,593440,769130
Wiltshire67£19,244467,44761
Worcestershire10£27,044335,97919
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