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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,310£25,349445,5963,903
Aberdeenshire9£26,713434,40055
Angus11£24,113446,20932
Argyll & Bute3£18,312466,333-
Ayrshire16£23,216452,30022
Bedfordshire132£19,687773,612140
Berkshire29£22,175658,62245
Blaenau Gwent13£27,068338,22914
Borders3£28,662321,0427
Bridgend13£20,513365,49426
Bristol43£19,493562,32495
Buckinghamshire38£19,064671,77354
Caerphilly3£19,495353,3331
Cambridgeshire52£21,688560,16684
Cardiff17£23,438447,20424
Carmarthenshire6£21,745340,49320
Ceredigion6£23,062443,0894
Cheshire32£27,356440,92349
Conwy4£29,166323,01414
Cornwall18£21,953548,65434
County Antrim35£26,927337,90337
County Armagh19£27,773339,55619
County Down11£32,427222,03918
County Durham20£23,286458,71338
County Fermanagh3£23,147357,6322
County Londonderry28£31,601336,74321
County Tyrone20£25,506451,50929
Cumbria22£29,769330,12546
Derbyshire41£32,001330,07347
Devon21£22,540449,70956
Dorset11£28,059318,35832
Dumfries & Galloway1£19,495858,3813
Dunbartonshire2£20,123564,4982
East Riding of Yorkshire20£24,089448,39928
East Sussex16£25,218445,52733
Essex171£30,089329,028195
Falkirk19£19,988565,76710
Fife12£29,496328,56133
Flintshire1£16,95010103,000-
Gloucestershire8£30,665222,41419
Greater London105£22,274553,917155
Greater Manchester129£27,928443,846258
Hampshire57£23,189446,539135
Herefordshire6£25,935451,61512
Hertfordshire56£22,301558,47892
Highland11£28,494347,25225
Isle of Anglesey7£32,551113,4975
Isle of Wight3£25,658539,5521
Kent27£27,343440,78078
Lanarkshire35£31,183225,04873
Lancashire70£24,964444,322151
Leicestershire47£25,107445,72468
Lincolnshire36£24,638442,60265
Merseyside8£33,806337,88714
Merthyr Tydfil9£20,773786,7527
Midlothian11£28,097435,03623
Monmouthshire4£23,996448,35515
Moray3£30,995427,3335
Neath Port Talbot1£17,999764,0001
Newport7£19,687670,5606
Norfolk36£26,013444,46562
North Yorkshire33£28,390339,50784
Northamptonshire70£47,293222,75869
Northumberland4£24,935539,4482
Nottinghamshire32£24,518546,01672
Oxfordshire24£19,925550,30750
Pembrokeshire1£23,995436,6886
Perth & Kinross14£28,309334,71617
Powys8£25,865324,82320
Shropshire18£22,742451,42143
Somerset36£20,378560,56347
South Yorkshire60£25,083447,106116
Staffordshire47£22,258446,127120
Stirling5£28,897330,77714
Suffolk27£24,314545,29442
Surrey43£28,129433,99281
Swansea6£30,789244,5095
Torfaen6£23,093463,2068
Tyne and Wear22£21,695558,84051
Vale of Glamorgan1£33,234243,0461
Warwickshire4£19,124444,32418
West Lothian5£27,294534,1937
West Midlands57£26,742441,541133
West Sussex11£29,868226,90926
West Yorkshire95£26,782440,556141
Wiltshire54£19,794462,38969
Worcestershire30£27,600439,44922
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