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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,011£24,439448,0743,588
Aberdeen City9£25,884338,27225
Aberdeenshire2£28,748317,1569
Angus3£22,261548,9354
Ards4£20,690636,5404
Argyll and Bute3£18,646466,333-
Armagh5£21,976665,5007
Ballymena3£25,582460,7836
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London5£26,054335,0298
Bedfordshire130£19,937769,800150
Belfast8£24,848452,05211
Berkshire33£18,211768,96749
Brent - Greater London2£18,484877,120-
Bristol30£18,737562,52493
Bromley - Greater London9£33,698220,75230
Buckinghamshire30£18,460573,35943
Caerphilly2£19,495358,5001
Cambridgeshire55£20,711560,71575
Carmarthenshire2£20,995340,62010
Ceredigion6£12,7455100,62811
Cheshire34£26,981439,37451
City of Edinburgh9£22,385541,65117
City of London - Greater London8£29,558440,5866
Coleraine3£25,663354,14510
Cornwall13£22,149651,48338
County Durham16£26,509452,90847
Craigavon2£36,223218,5508
Cumbria20£29,047327,72440
Derbyshire44£32,330330,39282
Devon28£23,608448,43085
Dorset11£26,950327,38927
Down1£17,450371,1003
Dundee City13£21,888550,19216
Dungannon11£27,660337,91912
East Ayrshire8£20,398443,0108
East Riding of Yorkshire5£19,977577,5025
East Sussex18£23,984449,10829
Essex126£29,684334,944215
Falkirk23£19,870568,2499
Fermanagh3£24,313358,2094
Fife14£31,479222,62825
Flintshire22£21,639764,732-
Glasgow City19£28,236331,82143
Gloucestershire6£23,952554,62720
Greater Manchester118£29,298444,150226
Hampshire71£21,141553,299100
Harrow - Greater London7£12,427475,8039
Havering - Greater London9£22,215659,5707
Herefordshire7£28,416335,9518
Hertfordshire50£22,234559,69478
Highland12£27,786340,81117
Hillingdon - Greater London20£17,017677,92326
Hounslow - Greater London4£12,3097100,469-
Isle of Anglesey7£32,123217,8782
Isle of Wight2£24,993542,6002
Kent34£24,127556,66945
Lancashire63£24,135550,608144
Larne1£28,990216,9001
Leicestershire46£26,717337,77071
Limavady1£27,945325,000-
Lincolnshire34£22,866453,73562
Lisburn3£30,827230,26220
Magherafelt4£24,962774,1753
Merseyside9£32,635232,99611
Merthyr Tydfil11£21,177784,9127
Moray2£24,745434,0007
Newport2£15,545683,7506
Newry and Mourne9£32,434219,7308
Newtownabbey13£28,632429,90519
Norfolk34£29,392337,60572
North Lanarkshire13£30,044325,97539
North Yorkshire37£27,141343,36386
Northamptonshire28£25,643453,208114
Northumberland1£17,995857,0004
Nottinghamshire29£23,289549,54771
Omagh6£28,068334,9454
Oxfordshire17£20,232554,44439
Perth and Kinross12£26,496328,90814
Powys3£33,830115,2236
Redbridge - Greater London9£26,912455,23725
Renfrewshire1£22,498532,2511
Rhondda Cynon Taf4£28,494319,5102
Scottish Borders3£30,328217,7556
Shropshire19£22,800458,46739
Somerset34£18,966661,77946
South Ayrshire5£19,799466,75711
South Yorkshire61£24,925445,595115
Staffordshire42£22,085550,522102
Stirling2£34,249320,24416
Strabane3£20,995455,8783
Suffolk22£25,910644,57632
Surrey29£26,520333,07257
Sutton - Greater London5£20,263759,6004
Swansea2£34,875223,3443
Torfaen1£36,995114,142-
Tyne and Wear24£24,557447,91360
Warwickshire2£19,125559,31914
West Dunbartonshire3£15,580778,2312
West Lothian2£14,4931167,3625
West Midlands57£25,772443,244139
West Sussex11£26,534344,36615
West Yorkshire83£25,479444,822129
Wiltshire52£19,027465,90079
Worcestershire15£26,617343,96018
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