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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,021£24,351448,1053,578
Aberdeen City9£25,884338,27225
Aberdeenshire2£28,748317,1569
Angus3£22,362548,9354
Ards3£19,627743,1674
Argyll and Bute3£18,646466,333-
Armagh5£21,976665,5008
Ballymena3£25,582460,7396
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London5£26,054335,0298
Bedfordshire132£19,955769,488148
Belfast8£24,848452,05211
Berkshire34£18,881765,82148
Brent - Greater London2£18,484877,120-
Bristol27£19,286457,18293
Bromley - Greater London9£33,719220,75230
Buckinghamshire30£18,126573,63844
Caerphilly2£19,495358,5001
Cambridgeshire53£21,407557,49572
Carmarthenshire2£20,995340,62010
Ceredigion6£12,912596,79511
Cheshire33£26,632440,34652
City of Edinburgh9£22,385541,65117
City of London - Greater London8£29,558440,5866
Coleraine4£23,996452,1269
Cornwall14£23,066651,09338
County Durham17£25,949455,29547
Craigavon2£36,223218,5508
Cumbria19£29,132327,76741
Derbyshire41£31,661332,28383
Devon28£23,608448,43086
Dorset12£26,370328,45627
Down1£17,450371,1003
Dundee City13£21,888550,19216
Dungannon11£27,660337,91912
East Ayrshire8£20,398443,0108
East Riding of Yorkshire6£19,312675,8114
East Sussex17£23,513451,05629
Essex126£29,848334,544219
Falkirk24£19,917567,3048
Fermanagh3£24,313358,2094
Fife14£31,479222,62826
Flintshire22£21,639764,732-
Glasgow City18£27,916333,19543
Gloucestershire7£24,458449,41719
Greater Manchester123£29,478444,071222
Hampshire71£21,437553,38399
Harrow - Greater London8£12,748471,5118
Havering - Greater London9£22,215659,5707
Herefordshire7£28,488335,9518
Hertfordshire49£22,543557,73177
Highland12£27,786340,81117
Hillingdon - Greater London19£16,082681,06527
Hounslow - Greater London4£12,3467100,469-
Isle of Anglesey7£32,123217,8782
Isle of Wight2£24,993542,6002
Kent34£24,173556,66145
Lancashire65£24,328550,003142
Larne1£28,990216,9001
Leicestershire46£26,373337,87973
Limavady1£27,945325,000-
Lincolnshire36£22,690453,28761
Lisburn2£26,743345,38120
Magherafelt4£24,962774,1753
Merseyside11£28,976344,1459
Merthyr Tydfil11£21,177784,9127
Moray2£24,745434,0007
Newport2£15,545683,7506
Newry and Mourne9£32,434219,7308
Newtownabbey13£28,632429,90519
Norfolk35£28,823339,98471
North Lanarkshire13£30,044325,97539
North Yorkshire38£27,413342,41386
Northamptonshire29£25,350553,585113
Northumberland1£17,995857,0004
Nottinghamshire33£22,871549,69269
Omagh6£28,068334,9454
Oxfordshire17£19,291556,06738
Perth and Kinross11£26,904327,61216
Powys3£33,830115,2236
Redbridge - Greater London9£26,912455,23725
Renfrewshire1£22,498532,2511
Rhondda Cynon Taf4£28,494319,5102
Scottish Borders3£30,328217,7557
Shropshire17£21,959459,15240
Somerset33£18,662662,05445
South Ayrshire7£22,841558,0239
South Yorkshire61£24,895446,081115
Staffordshire44£23,166447,901101
Stirling3£32,831327,96016
Strabane3£20,995455,8783
Suffolk21£25,297646,55633
Surrey30£26,906332,21757
Sutton - Greater London4£22,325751,7504
Swansea2£34,875223,3443
Torfaen1£36,995114,142-
Tyne and Wear23£24,629447,21263
Warwickshire2£19,125559,31914
West Dunbartonshire3£15,580778,2312
West Lothian2£14,4931167,3625
West Midlands58£25,793442,962141
West Sussex12£26,990342,00215
West Yorkshire81£25,302445,092128
Wiltshire49£19,092464,65878
Worcestershire16£25,663445,90017
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