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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,016£24,277448,7383,542
Aberdeen City9£24,717438,96624
Aberdeenshire4£24,121430,6287
Angus3£22,362548,8985
Ards3£19,627743,1674
Argyll and Bute3£18,646466,333-
Armagh5£21,976665,5009
Ballymena3£25,582460,7397
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London4£28,942322,8509
Bedfordshire138£19,921769,543147
Belfast8£24,911452,05212
Berkshire33£18,930767,32247
Brent - Greater London1£16,984989,984-
Bristol30£18,875563,49093
Bromley - Greater London9£38,018323,97626
Buckinghamshire28£18,559670,03841
Caerphilly2£19,495358,5001
Cambridgeshire50£21,325557,41172
Carmarthenshire2£20,995340,62010
Ceredigion6£12,912596,79511
Cheshire37£28,051335,26149
City of Edinburgh8£19,996548,64417
City of London - Greater London5£30,696341,3388
Coleraine5£25,597341,6898
Conwy1£17,995866,000-
Cornwall16£20,933654,26837
County Durham22£23,789458,35641
Craigavon2£36,223218,5509
Cumbria20£29,895327,54040
Derbyshire42£32,046331,21081
Devon27£23,892446,05588
Dorset13£26,495429,63726
Down1£17,450371,1003
Dundee City13£22,042550,19218
Dungannon11£27,660337,91612
East Ayrshire8£20,899445,1788
East Riding of Yorkshire4£16,871688,5085
East Sussex16£23,807450,64431
Essex132£29,330335,688209
Falkirk24£19,917567,3048
Fermanagh3£24,313358,2094
Fife16£31,824323,38325
Flintshire22£21,639764,732-
Glasgow City18£27,143337,89342
Gloucestershire7£24,581449,41720
Greater Manchester119£29,738443,064217
Hampshire68£21,430552,44497
Harrow - Greater London9£12,676472,2377
Havering - Greater London8£23,368658,0519
Herefordshire8£28,677333,9337
Hertfordshire47£22,402558,20178
Highland13£28,186339,01816
Hillingdon - Greater London17£14,915686,46925
Hounslow - Greater London3£13,463792,625-
Isle of Anglesey7£32,123217,7292
Isle of Wight2£24,993542,6002
Kent26£23,114559,90348
Lancashire67£24,569550,586145
Larne1£28,990216,9001
Leicestershire46£26,170336,80477
Limavady1£28,250323,000-
Lincolnshire36£22,723454,57658
Lisburn2£26,995345,38120
Magherafelt3£24,962565,9003
Merseyside12£28,769343,2507
Merthyr Tydfil13£21,918782,5495
Moray2£24,745434,0007
Newport2£15,545683,7506
Newry and Mourne8£34,121217,5159
Newtownabbey12£27,560331,01918
Norfolk37£28,447340,12869
North Lanarkshire16£30,104327,35736
North Yorkshire37£27,498446,96885
Northamptonshire26£26,551447,945120
Northumberland1£17,995857,0005
Nottinghamshire32£23,842446,57871
Omagh5£31,192220,4584
Oxfordshire20£20,536551,01235
Perth and Kinross11£26,995327,61216
Redbridge - Greater London8£28,276452,37526
Rhondda Cynon Taf4£28,494319,5102
Scottish Borders3£38,328212,6146
Shropshire15£24,275447,40937
Somerset33£18,775662,53947
South Ayrshire4£24,097648,3829
South Yorkshire64£24,580448,066117
Staffordshire46£22,183553,24199
Stirling3£33,248327,96016
Strabane3£20,995455,8783
Suffolk21£25,471646,40132
Surrey28£27,809330,50561
Sutton - Greater London4£22,325751,7504
Swansea2£34,875223,3443
Tyne and Wear26£24,276447,36062
Warwickshire2£19,125559,31915
West Dunbartonshire2£16,373870,8522
West Lothian2£14,4931167,3626
West Midlands55£25,931443,189145
West Sussex9£26,320341,78115
West Yorkshire77£25,415444,638127
Wiltshire56£19,815461,99072
Worcestershire15£25,225445,88616
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