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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,997£24,355448,4803,569
Aberdeen City9£24,717438,96624
Aberdeenshire4£24,121430,6287
Angus3£22,362548,8985
Ards3£19,627743,1674
Argyll and Bute3£18,646466,333-
Armagh5£21,976665,5009
Ballymena3£25,582460,7397
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London4£28,942322,8509
Bedfordshire134£19,813769,977148
Belfast8£24,911452,05212
Berkshire33£18,718768,38747
Brent - Greater London2£17,489877,120-
Bristol29£19,236461,76393
Bromley - Greater London9£38,018323,97626
Buckinghamshire28£17,939673,09242
Caerphilly2£19,495358,5001
Cambridgeshire51£21,321557,16172
Carmarthenshire2£20,995340,62010
Ceredigion6£12,912596,79511
Cheshire34£27,776436,62851
City of Edinburgh7£20,425547,94918
City of London - Greater London5£30,696341,3387
Coleraine5£25,597341,6898
Cornwall16£20,933654,26837
County Durham22£23,789458,35641
Craigavon2£36,223218,5509
Cumbria20£29,895327,54040
Derbyshire41£32,062333,03582
Devon26£23,979446,96088
Dorset13£26,495429,63726
Down1£17,450371,1003
Dundee City13£22,042550,19218
Dungannon11£27,660337,91612
East Ayrshire7£21,170442,1948
East Riding of Yorkshire4£16,871688,5085
East Sussex16£23,795450,64431
Essex133£28,947336,905211
Falkirk24£19,917567,3048
Fermanagh3£24,313358,2094
Fife15£32,013223,61224
Flintshire22£21,639764,732-
Glasgow City16£28,600331,64442
Gloucestershire7£24,581449,41720
Greater Manchester117£29,712443,484220
Hampshire68£21,405553,44899
Harrow - Greater London9£12,676472,2377
Havering - Greater London8£23,368658,0518
Herefordshire7£28,488335,9518
Hertfordshire47£22,362558,41679
Highland12£27,869340,81117
Hillingdon - Greater London15£14,705688,24027
Hounslow - Greater London3£13,463792,625-
Isle of Anglesey7£32,123217,7292
Isle of Wight2£24,993542,6002
Kent26£23,114559,90348
Lancashire67£24,973550,005144
Larne1£28,990216,9001
Leicestershire47£26,049337,75376
Limavady1£27,945325,000-
Lincolnshire33£22,928454,43961
Lisburn2£26,995345,38120
Magherafelt4£24,962774,1753
Merseyside12£28,769343,2508
Merthyr Tydfil12£21,329786,9196
Moray2£24,745434,0007
Newport2£15,545683,7506
Newry and Mourne8£33,865217,5158
Newtownabbey12£27,560331,01918
Norfolk38£28,677340,57266
North Lanarkshire16£30,104327,35736
North Yorkshire37£27,819343,87486
Northamptonshire27£26,826448,317120
Northumberland1£17,995857,0005
Nottinghamshire32£23,211447,51471
Omagh5£31,192220,4584
Oxfordshire18£19,802554,84138
Perth and Kinross11£26,995327,61216
Powys2£36,245114,0816
Redbridge - Greater London9£27,023455,23725
Rhondda Cynon Taf4£28,494319,5102
Scottish Borders3£30,328217,7557
Shropshire15£24,275447,40937
Somerset32£18,799662,74347
South Ayrshire4£24,597647,44510
South Yorkshire62£24,639447,607117
Staffordshire46£22,455451,106100
Stirling3£33,248327,96016
Strabane3£20,995455,8783
Suffolk20£24,917648,47233
Surrey28£27,809330,50559
Sutton - Greater London4£22,325751,7504
Swansea2£34,875223,3443
Tyne and Wear26£24,643447,24063
Warwickshire2£19,125559,31915
West Dunbartonshire3£15,580778,2312
West Lothian2£14,4931167,3626
West Midlands56£26,026442,658142
West Sussex9£26,259341,78116
West Yorkshire80£25,271444,519129
Wiltshire54£19,323464,32373
Worcestershire15£25,225445,88616
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