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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,253£1,994,797446,5283,386
Aberdeen City22£25,181332,33838
Aberdeenshire3£26,497324,1044
Angus6£31,045425,0677
Ards2£22,450530,0684
Argyll and Bute1£15,979580,000-
Armagh6£23,146660,3895
Ballymena2£29,250559,33910
Ballymoney4£20,158464,494-
Barking & Dagenham - Greater London4£30,671319,08610
Bedfordshire147£19,241772,359144
Belfast9£23,529458,7355
Berkshire32£18,959772,72829
Blaenau Gwent5£29,190321,12019
Bristol30£17,654562,65687
Bromley - Greater London7£25,673340,77832
Buckinghamshire23£20,402665,54649
Caerphilly2£16,745379,5001
Cambridgeshire37£21,299557,07866
Cardiff14£21,187554,53316
Carmarthenshire7£21,781440,0005
Ceredigion6£15,161569,11516
Cheshire30£28,321437,24148
City of Edinburgh14£26,004438,68715
City of London - Greater London14£31,986330,68622
Coleraine7£24,568338,7057
Cornwall22£20,700662,27445
County Durham20£214,769,617555,68530
Croydon - Greater London2£22,490435,3242
Cumbria28£30,182324,37333
Derbyshire37£33,859330,15979
Derry20£35,285226,8328
Devon38£22,212546,455114
Dorset14£20,120532,21128
Dundee City9£18,206665,12313
Dungannon14£28,925335,32013
Ealing - Greater London2£15,745865,4563
East Ayrshire3£18,832555,5187
East Renfrewshire1£16,999892,176-
East Riding of Yorkshire8£19,209664,6389
East Sussex17£26,910336,23337
Essex145£30,208331,741181
Falkirk21£20,431563,92911
Fermanagh5£23,684458,0134
Fife11£32,541216,40024
Flintshire22£21,639764,732-
Glasgow City20£26,340336,09450
Gloucestershire7£26,277429,96031
Greater Manchester105£29,399547,858193
Gwynedd1£13,9904113,5371
Hampshire68£22,545548,83180
Harrow - Greater London4£19,793462,8115
Havering - Greater London6£25,083549,2807
Herefordshire5£26,394332,7227
Hertfordshire60£24,393555,67965
Highland10£30,735327,76117
Hillingdon - Greater London20£15,034686,71010
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey7£25,843439,1406
Isle of Wight2£25,993542,6003
Kent33£26,899447,88547
Lancashire75£25,316444,506148
Larne1£29,990216,3001
Leicestershire47£27,852333,65284
Limavady1£27,950323,000-
Lincolnshire34£22,517553,88758
Lisburn9£36,04718,52715
Magherafelt3£20,662769,6674
Merseyside8£28,081443,39610
Merthyr Tydfil11£24,113680,6886
Midlothian2£20,995653,7484
Monmouthshire5£17,366574,002-
Moray5£23,095441,6224
Newport14£19,177664,1194
Newry and Mourne9£30,936332,11714
Newtownabbey11£27,923330,17221
Norfolk48£24,752448,45760
North Lanarkshire17£29,250331,80842
North Yorkshire31£25,166452,94188
Northamptonshire68£41,715331,87468
Northumberland2£16,497757,0006
Nottinghamshire47£22,465549,98865
Omagh3£30,993220,4273
Oxfordshire15£24,711445,84945
Pembrokeshire5£19,856648,4752
Perth and Kinross15£25,815437,26614
Redbridge - Greater London8£28,466443,25016
Rhondda Cynon Taf4£33,370211,4074
Scottish Borders2£34,745213,4116
Shropshire17£24,289447,43333
Somerset31£21,720559,50555
South Ayrshire9£28,353332,8748
South Lanarkshire1£28,995216,800-
South Yorkshire74£24,145448,41894
Staffordshire62£22,463548,14093
Stirling3£27,700337,22912
Strabane2£33,450212,3191
Suffolk20£25,862440,27729
Surrey45£27,953333,34547
Sutton - Greater London6£20,298753,2023
Swansea4£30,625230,5362
Tyne and Wear31£24,781547,86160
Warwickshire7£21,139650,74212
West Dunbartonshire1£13,995692,9912
West Lothian3£25,329543,0664
West Midlands60£23,195552,741117
West Sussex10£26,865441,15414
West Yorkshire66£26,874440,259136
Wiltshire67£18,687471,83353
Worcestershire12£26,736441,48817
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