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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,224£15,932326,28610,431
Aberdeen City41£18,337216,75443
Aberdeenshire15£14,927432,79734
Angus5£19,39528,12010
Antrim6£14,733332,32417
Ards7£13,816435,6005
Ballymena6£18,612215,78327
Ballymoney1£9,695575,1101
Barking & Dagenham - Greater London21£28,272213,46641
Bedfordshire39£14,532330,47575
Belfast16£17,663218,54640
Berkshire88£17,186314,546238
Bexley - Greater London1£15,200418,7161
Blaenau Gwent13£17,407211,09324
Bristol31£15,785325,60889
Bromley - Greater London10£15,880318,08645
Buckinghamshire88£15,024325,741131
Cambridgeshire130£15,673327,189287
Cardiff13£14,429334,560-
Carmarthenshire17£16,054323,43525
Carrickfergus1£12,995323,9001
Cheshire153£16,789318,520455
City of Edinburgh33£14,710331,93879
City of London - Greater London4£15,173332,71019
Coleraine10£15,262427,50715
Conwy2£16,995327,4302
Cornwall18£16,828218,55347
County Durham59£15,027326,468228
Craigavon25£16,655221,05065
Croydon - Greater London1£14,300340,0626
Cumbria31£16,501322,144108
Denbighshire3£14,857426,6405
Derbyshire120£14,504336,333294
Devon66£16,946318,695138
Dorset59£17,112212,226138
Down2£17,223317,7352
Dumfries and Galloway3£16,664327,9253
Dundee City23£17,156327,26236
Dungannon4£14,541436,8248
East Ayrshire17£14,286427,57019
East Lothian1£13,799314,9853
East Riding of Yorkshire20£16,125326,03280
East Sussex17£16,893218,89855
Enfield - Greater London2£11,250659,5641
Essex162£16,965322,540415
Falkirk7£17,425318,74322
Fife45£16,698326,01299
Glasgow City75£16,347319,854220
Gloucestershire21£15,900319,24093
Greater Manchester229£15,730324,854550
Gwynedd1£12,995442,000-
Hampshire119£16,995218,456298
Harrow - Greater London1£17,390319,579-
Havering - Greater London41£15,727325,324101
Herefordshire12£17,120420,73123
Hertfordshire77£15,703325,938199
Highland14£17,403322,80530
Hounslow - Greater London2£11,475650,696-
Inverclyde2£15,248417,9846
Isle of Anglesey16£19,545220,12015
Isle of Wight9£16,193314,98411
Kent59£16,400320,964199
Kingston upon Thames - Greater London1£11,990640,500-
Lancashire152£15,578322,686376
Leicestershire146£15,781330,458274
Lincolnshire80£16,034322,386206
Lisburn17£17,886221,91233
Merseyside51£15,650324,885116
Merthyr Tydfil31£14,193434,47430
Midlothian8£18,948319,69417
Moray19£17,996319,92633
Newport1£9,795670,339-
Newry and Mourne2£11,995550,4982
Newtownabbey23£17,917216,06424
Norfolk106£16,069324,507150
North Ayrshire11£13,614434,50111
North Down1£10,995664,7813
North Lanarkshire23£14,634320,86465
North Yorkshire125£17,058319,869239
Northamptonshire75£13,833341,865180
Northumberland9£14,531441,85046
Nottinghamshire56£16,715320,493193
Omagh5£18,415219,7603
Oxfordshire40£17,589219,830116
Pembrokeshire1£20,49902,2874
Perth and Kinross19£16,081325,52328
Renfrewshire12£14,856427,19255
Rhondda Cynon Taf4£15,900435,9057
Rutland1£16,450336,6531
Scottish Borders7£17,381325,57919
Shropshire61£17,603218,42889
Somerset57£17,196321,837117
South Ayrshire18£14,619431,10647
South Lanarkshire1£16,295223,8711
South Yorkshire128£16,430322,547326
Staffordshire81£15,808323,577262
Stirling23£17,248327,21436
Suffolk62£16,696321,432166
Surrey58£17,511216,750247
Sutton - Greater London3£12,549445,6672
Tyne and Wear50£15,155425,260168
Warwickshire19£14,974321,84161
West Dunbartonshire3£16,331417,3667
West Lothian10£14,037334,49419
West Midlands154£15,885323,699533
West Sussex59£16,988317,402129
West Yorkshire193£16,099322,735437
Wiltshire58£17,231320,151149
Worcestershire46£17,101318,505183
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