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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,336£15,910325,74810,497
Aberdeen City36£18,511216,48246
Aberdeenshire17£15,096430,46032
Angus5£19,39528,12010
Antrim8£15,331325,85015
Ards6£13,211438,9135
Armagh2£14,120316,7652
Ballymena7£18,596215,62627
Ballymoney1£9,695575,1101
Barking & Dagenham - Greater London24£26,882213,28243
Bedfordshire40£14,937328,28276
Belfast20£17,197219,92238
Berkshire90£16,856314,725237
Bexley - Greater London1£15,200418,7161
Blaenau Gwent13£17,407211,09324
Bristol31£15,773325,24489
Bromley - Greater London10£15,842317,68346
Buckinghamshire89£14,907325,900135
Cambridgeshire139£15,683326,761293
Cardiff13£14,429334,560-
Carmarthenshire18£16,300323,21130
Carrickfergus1£12,995323,9001
Cheshire164£16,664319,182448
City of Edinburgh34£14,916330,28780
City of London - Greater London5£14,963327,87520
Coleraine10£15,357327,06115
Conwy2£16,995327,4302
Cornwall18£17,050217,64650
County Durham66£15,310325,743227
Craigavon30£16,826219,02961
Croydon - Greater London1£14,300340,0626
Cumbria35£16,529323,046108
Denbighshire3£14,857426,6405
Derbyshire120£14,570334,469294
Devon73£16,972319,231133
Dorset60£17,281211,276137
Down3£15,713318,2121
Dumfries and Galloway3£16,664327,9253
Dundee City24£16,921328,90236
Dungannon4£14,541436,8248
East Ayrshire16£14,023528,78920
East Lothian1£13,799314,9853
East Riding of Yorkshire24£16,217324,89179
East Sussex19£16,999217,58154
Enfield - Greater London2£11,350659,5641
Essex164£16,960322,263411
Falkirk7£16,853318,48021
Fermanagh1£19,950111,4054
Fife47£16,874326,10699
Glasgow City78£16,482319,386219
Gloucestershire22£15,921318,08891
Greater Manchester233£15,673324,864556
Gwynedd1£12,995442,000-
Hampshire125£16,522319,875293
Harrow - Greater London1£17,390319,579-
Havering - Greater London41£15,537325,33695
Herefordshire9£15,662425,34923
Hertfordshire77£15,655325,725206
Highland14£17,117321,19929
Hounslow - Greater London2£11,661650,696-
Inverclyde2£15,248417,9846
Isle of Anglesey15£19,516219,83815
Isle of Wight9£16,193314,98411
Kent62£16,162323,129198
Kingston upon Thames - Greater London1£11,990640,500-
Lancashire147£15,481323,069379
Leicestershire137£15,941329,717284
Lincolnshire89£16,016322,504205
Lisburn19£18,345219,11134
Merseyside49£15,778325,067119
Merthyr Tydfil28£14,338433,63836
Midlothian12£19,047218,56714
Moray20£18,311319,01935
Newport1£9,795670,339-
Newry and Mourne2£11,995550,4983
Newtownabbey23£17,977217,36324
Norfolk104£16,094324,764155
North Ayrshire10£13,376536,13512
North Down2£11,995654,4692
North Lanarkshire28£14,495322,45262
North Yorkshire120£17,022319,987245
Northamptonshire74£13,618343,356177
Northumberland9£14,127434,81746
Nottinghamshire63£17,021218,710195
Omagh5£18,415219,7603
Oxfordshire37£17,384219,896116
Pembrokeshire1£20,49902,2875
Perth and Kinross19£15,897325,20127
Renfrewshire9£13,809531,33756
Rhondda Cynon Taf4£15,900435,9057
Rutland1£16,450336,6531
Scottish Borders7£17,381325,57919
Shropshire63£17,457219,07490
Somerset66£17,273320,392106
South Ayrshire20£14,791430,32845
South Lanarkshire1£16,295223,8711
South Yorkshire125£16,285322,602332
Staffordshire88£15,903321,783263
Stirling22£17,237325,43838
Suffolk61£16,697322,091170
Surrey66£17,247217,364247
Sutton - Greater London2£12,975445,0002
Tyne and Wear60£15,290323,944169
Warwickshire19£14,852323,41962
West Dunbartonshire3£16,498417,3667
West Lothian9£14,324333,27022
West Midlands158£15,807323,014543
West Sussex57£16,975317,537138
West Yorkshire189£16,153322,833456
Wiltshire62£16,511321,157141
Worcestershire46£17,460217,598185
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