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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,103£16,612322,96411,171
Aberdeen City23£16,768422,21354
Aberdeenshire17£16,146428,38234
Angus21£17,063314,18951
Antrim4£15,172334,84511
Ards4£11,827430,4344
Armagh1£14,450317,6301
Ballymena11£15,970325,58230
Ballymoney1£14,995415,221-
Banbridge1£15,950221,725-
Barking & Dagenham - Greater London9£18,794211,42332
Barnet - Greater London23£18,157218,10946
Bedfordshire46£15,706329,44093
Belfast20£18,083217,04949
Berkshire104£17,233316,114226
Bexley - Greater London5£14,745327,15815
Blaenau Gwent17£17,475211,56738
Bristol53£16,717318,805100
Bromley - Greater London13£17,191314,47637
Buckinghamshire68£16,159323,540140
Caerphilly1£17,99529,0001
Cambridgeshire152£16,479324,993273
Cardiff79£16,958319,77172
Carmarthenshire14£18,123320,61029
Ceredigion7£14,638438,20813
Cheshire154£16,768321,894391
City of Edinburgh18£16,221323,46071
City of London - Greater London64£15,640323,386109
Coleraine9£18,214215,42417
Conwy3£17,162428,354-
Cornwall31£17,195320,41728
County Durham75£16,170322,275213
Craigavon29£17,915216,18255
Croydon - Greater London5£13,609527,5713
Cumbria57£16,889320,64077
Denbighshire4£19,836215,3832
Derbyshire124£15,677328,915271
Derry8£17,902326,2335
Devon104£17,265318,267149
Dorset36£17,548320,008151
Down1£19,395213,5051
Dumfries and Galloway2£15,995312,6933
Dundee City32£17,373320,78644
Dungannon6£15,924334,0826
East Ayrshire6£15,199421,97514
East Dunbartonshire2£17,748321,961-
East Riding of Yorkshire61£15,380325,383144
East Sussex40£18,035315,18864
Enfield - Greater London2£13,347538,854-
Essex165£18,222319,946473
Falkirk7£14,282427,06017
Fermanagh1£20,895111,4053
Fife53£17,882322,74195
Glasgow City91£17,561317,565175
Gloucestershire34£17,932316,337105
Greater Manchester211£15,783323,709457
Gwynedd1£12,995442,000-
Hampshire160£17,911317,912337
Havering - Greater London37£16,161327,44985
Herefordshire11£16,082425,25618
Hertfordshire48£16,689325,448241
Highland16£18,870219,16631
Hillingdon - Greater London9£17,853316,07935
Hounslow - Greater London1£15,950314,9301
Inverclyde5£16,198343,2545
Isle of Anglesey17£17,507325,72218
Isle of Wight13£16,498319,43810
Kent102£16,130321,733268
Lancashire148£15,554324,237293
Larne1£12,995374,0002
Leicestershire128£16,598324,712302
Lincolnshire123£16,936322,598213
Lisburn20£16,768321,51828
Magherafelt1£14,895543,000-
Merseyside70£16,954320,647153
Merthyr Tydfil18£14,903323,05028
Midlothian8£18,983214,67033
Moray18£17,885316,94532
Newport87£19,248214,704130
Newry and Mourne2£15,595321,2283
Newtownabbey9£17,643218,06634
Norfolk86£16,455323,607150
North Ayrshire10£15,198427,9227
North Lanarkshire25£15,859319,38771
North Yorkshire107£17,586320,323250
Northamptonshire66£15,023332,805134
Northumberland42£15,337427,50880
Nottinghamshire88£16,029322,547244
Omagh5£18,554216,5442
Oxfordshire45£17,209319,728143
Pembrokeshire9£16,054321,05116
Perth and Kinross14£18,223317,48634
Powys2£18,395322,2613
Renfrewshire22£15,709326,30773
Rhondda Cynon Taf13£16,168421,73931
Scottish Borders9£18,473324,56718
Shropshire68£17,581217,107109
Somerset51£18,928314,921148
South Ayrshire24£16,702322,16480
South Lanarkshire4£14,773440,28611
South Yorkshire151£17,317319,853339
Staffordshire120£15,963321,126309
Stirling15£19,489213,25138
Strabane1£15,290428,0001
Suffolk94£18,168216,420207
Surrey102£16,921316,748219
Swansea8£15,357327,98716
Tyne and Wear70£14,727431,044161
Warwickshire27£15,289526,29446
West Dunbartonshire5£15,858527,0806
West Lothian10£14,865432,70620
West Midlands203£16,369320,690520
West Sussex66£17,625315,757112
West Yorkshire230£16,007323,202467
Wiltshire58£16,979319,398136
Worcestershire70£17,456317,850175
Wrexham1£13,495648,3293
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