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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,869£16,467323,76210,208
Aberdeen City28£18,173316,11342
Aberdeenshire18£15,802429,41835
Angus4£18,245323,53110
Antrim8£16,318320,30713
Ards5£12,200429,7063
Armagh2£13,450425,9681
Ballymena8£17,379320,13829
Barking & Dagenham - Greater London14£19,788210,51428
Barnet - Greater London2£14,490228,2003
Bedfordshire49£15,257331,36888
Belfast19£18,488215,91352
Berkshire97£17,193315,612222
Bexley - Greater London1£14,495434,000-
Blaenau Gwent7£19,25618,55739
Bristol54£17,005316,75699
Bromley - Greater London13£16,502315,03838
Buckinghamshire79£15,816425,453143
Cambridgeshire156£16,289326,464249
Cardiff27£16,296321,94623
Carmarthenshire14£17,530319,13627
Ceredigion2£12,995560,87212
Cheshire172£16,945320,604403
City of Edinburgh22£16,281324,15568
City of London - Greater London9£15,443325,62023
Coleraine4£13,336533,46520
Conwy1£11,995546,5681
Cornwall27£17,352219,91133
County Durham88£16,645319,959221
Craigavon25£18,217216,75658
Croydon - Greater London3£15,095519,3745
Cumbria46£16,444321,09684
Denbighshire4£15,817426,8623
Derbyshire138£15,550329,684262
Derry8£17,902326,2333
Devon82£16,795321,065144
Dorset68£17,577310,514123
Dumfries and Galloway1£15,995319,9824
Dundee City33£18,062318,64039
Dungannon7£15,721336,1285
East Ayrshire9£16,243319,44312
East Dunbartonshire1£16,998323,736-
East Lothian1£17,499415,5713
East Riding of Yorkshire42£15,474326,30490
East Sussex29£18,035216,32242
Enfield - Greater London1£11,495667,1591
Essex154£18,193318,977454
Falkirk7£14,954325,69818
Fermanagh1£20,895111,4052
Fife54£17,093325,08089
Glasgow City112£17,106319,977192
Gloucestershire38£17,181317,68596
Greater Manchester244£15,826323,043500
Gwynedd1£12,995442,000-
Hampshire156£17,344318,262313
Havering - Greater London37£15,924428,90889
Herefordshire12£16,658421,30219
Hertfordshire62£17,133324,470217
Highland16£19,308214,55625
Hillingdon - Greater London12£17,808318,82036
Inverclyde6£15,131343,1005
Isle of Anglesey17£17,330324,82617
Isle of Wight12£15,949419,62512
Kent82£15,906323,002187
Lancashire165£15,681324,004298
Larne1£12,995374,0002
Leicestershire118£16,025327,767325
Lincolnshire117£17,183220,578203
Lisburn16£17,139320,17728
Merseyside55£16,305321,499115
Merthyr Tydfil19£15,795321,15329
Midlothian14£18,324319,02528
Moray19£18,006213,44631
Newry and Mourne1£16,895313,2094
Newtownabbey10£17,707219,16132
Norfolk93£16,716324,796152
North Ayrshire9£14,021434,5039
North Lanarkshire29£15,796318,01666
North Yorkshire108£17,596218,998237
Northamptonshire88£14,449337,353131
Northumberland18£15,073437,58546
Nottinghamshire71£15,993321,192181
Omagh6£17,762219,1332
Oxfordshire42£17,033320,260141
Pembrokeshire2£15,995317,4614
Perth and Kinross14£18,115319,74833
Powys2£17,845315,4074
Renfrewshire16£15,876326,90278
Rhondda Cynon Taf6£14,764433,8631
Rutland1£16,950336,6533
Scottish Borders12£17,938325,98718
Shropshire71£17,777215,316109
Somerset48£19,303314,524128
South Ayrshire26£16,871321,00765
South Yorkshire144£16,713321,075334
Staffordshire118£16,065321,906308
Stirling13£19,111218,06038
Strabane2£14,643522,4331
Suffolk82£17,742318,171174
Surrey107£16,851317,067207
Swansea4£14,437322,56612
Tyne and Wear78£15,142428,485165
Warwickshire23£14,615530,32040
West Dunbartonshire2£19,248411,5198
West Lothian9£15,055431,42818
West Midlands246£16,937318,666463
West Sussex68£17,711214,677115
West Yorkshire214£15,898322,597449
Wiltshire59£16,732320,570127
Worcestershire52£17,482316,884172
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