Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,722£15,837325,3579,580
Aberdeen City34£18,583215,91336
Aberdeenshire16£14,877433,19428
Angus5£21,59518,1687
Antrim3£15,643422,88916
Ards5£13,574438,1593
Armagh2£13,723429,6442
Ballymena7£17,053224,67926
Ballymoney1£9,695575,1101
Barking & Dagenham - Greater London36£20,591210,98625
Barnet - Greater London1£14,690227,3003
Bedfordshire55£15,978325,96278
Belfast18£17,394219,82343
Berkshire109£17,318313,204217
Bexley - Greater London1£14,495434,484-
Blaenau Gwent10£18,179216,48530
Bristol37£15,705424,34370
Bromley - Greater London13£18,526216,74040
Buckinghamshire79£15,434427,014140
Cambridgeshire170£16,158325,547237
Cardiff13£14,783329,668-
Carmarthenshire18£17,173316,80025
Ceredigion1£10,995663,0004
Cheshire189£16,572320,134385
City of Edinburgh19£15,930327,17672
City of London - Greater London9£15,319323,18217
Coleraine9£15,772323,23913
Conwy1£13,995516,8602
Cornwall27£16,278322,01636
County Durham65£15,549322,280235
Craigavon28£17,880216,11650
Croydon - Greater London1£14,700318,1568
Cumbria44£16,344322,00190
Denbighshire4£15,815424,8424
Derbyshire131£15,174331,725248
Derry1-644,000-
Devon76£17,387319,184142
Dorset71£17,123311,130129
Down1£12,995419,1681
Dumfries and Galloway1£15,995320,0003
Dundee City30£16,792322,23637
Dungannon6£13,692443,9396
East Ayrshire12£15,856424,58512
East Lothian1£12,999344,3963
East Riding of Yorkshire25£16,479224,82860
East Sussex24£18,068215,67349
Enfield - Greater London2£11,248659,5641
Essex172£18,241317,740389
Falkirk6£14,489427,11718
Fermanagh1£20,450111,4051
Fife53£16,993325,28288
Glasgow City103£16,933317,762190
Gloucestershire28£16,141320,68596
Greater Manchester228£15,929321,941488
Gwynedd1£12,995442,000-
Hampshire168£17,086319,397277
Havering - Greater London33£15,835425,56198
Herefordshire12£16,012424,25622
Hertfordshire89£17,246220,711197
Highland18£17,229324,56422
Hillingdon - Greater London1£11,490540,873-
Inverclyde4£15,498343,8444
Isle of Anglesey7£18,705218,85013
Isle of Wight12£15,908419,0589
Kent70£16,361323,111183
Lancashire169£15,526323,885316
Larne1£14,990438,8003
Leicestershire117£15,522330,018270
Lincolnshire94£16,524222,501195
Lisburn24£17,825218,58526
Merseyside52£15,289327,730103
Merthyr Tydfil20£15,589328,16134
Midlothian11£17,650320,41923
Moray25£16,987320,33433
Newport1£9,795670,339-
Newtownabbey8£17,144219,93023
Norfolk92£16,518323,875141
North Ayrshire11£14,369429,81911
North Down2£11,873637,206-
North Lanarkshire21£16,027315,63265
North Yorkshire89£17,954217,926210
Northamptonshire93£14,612336,275139
Northumberland11£15,384330,41745
Nottinghamshire66£14,823323,740175
Omagh6£17,927219,8992
Oxfordshire54£17,154320,439125
Pembrokeshire2£18,74725,9693
Perth and Kinross13£17,096318,42627
Renfrewshire18£13,912534,19271
Rhondda Cynon Taf6£14,322439,8113
Rutland1£16,950336,6532
Scottish Borders8£17,802324,99418
Shropshire67£17,820216,38084
Somerset63£18,756216,263103
South Ayrshire17£15,888429,60554
South Yorkshire141£16,476322,357321
Staffordshire100£15,974321,450247
Stirling17£17,261324,62733
Suffolk83£17,908316,893173
Surrey105£17,243317,106218
Sutton - Greater London1£12,99924,0002
Swansea2£13,999426,8119
Tyne and Wear68£15,113426,783176
Warwickshire22£14,556526,39342
West Dunbartonshire4£17,998315,3886
West Lothian8£14,177434,58622
West Midlands203£16,506319,949463
West Sussex69£17,182315,881112
West Yorkshire199£15,675324,120419
Wiltshire56£17,582217,381134
Worcestershire65£17,035317,611170
Add postcode for better results.