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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,646£15,891324,9799,915
Aberdeen City33£18,801216,20338
Aberdeenshire17£14,767433,93028
Angus5£21,59518,4587
Antrim3£15,643422,88916
Ards5£13,550438,1593
Armagh2£13,723429,6442
Ballymena8£18,171222,04426
Ballymoney1£9,695575,1101
Barking & Dagenham - Greater London36£20,368211,51525
Barnet - Greater London1£14,690227,3003
Bedfordshire48£15,892325,32385
Belfast19£17,273218,90344
Berkshire108£17,382313,626222
Bexley - Greater London1£14,495434,484-
Blaenau Gwent10£18,179216,48530
Bristol36£15,884425,50673
Bromley - Greater London10£17,209218,97543
Buckinghamshire81£15,285427,897143
Cambridgeshire164£16,000325,731249
Cardiff13£14,783329,668-
Carmarthenshire20£17,295315,94626
Ceredigion1£10,995663,0004
Cheshire182£16,605319,778402
City of Edinburgh20£15,516330,96074
City of London - Greater London7£16,761320,63620
Coleraine9£15,772323,23913
Conwy1£13,995516,8602
Cornwall26£16,298321,89138
County Durham66£15,635322,112238
Craigavon33£17,696215,27150
Croydon - Greater London1£14,700318,1568
Cumbria42£16,495321,18195
Denbighshire4£15,765424,8424
Derbyshire133£15,210331,556257
Derry1-644,000-
Devon81£17,339219,426144
Dorset69£17,500310,315133
Down1£12,995419,1681
Dumfries and Galloway1£15,995320,0003
Dundee City29£16,906321,56538
Dungannon5£13,431443,0477
East Ayrshire12£15,856424,58512
East Lothian1£12,999317,2953
East Riding of Yorkshire24£16,457325,56762
East Sussex23£17,831216,87152
Enfield - Greater London2£11,497659,5641
Essex170£18,377217,391407
Falkirk6£14,526427,30119
Fermanagh1£20,450111,4051
Fife54£16,978325,41092
Glasgow City97£16,898318,207199
Gloucestershire25£16,425319,957102
Greater Manchester227£15,964322,161508
Gwynedd1£12,995442,000-
Hampshire157£17,230319,056290
Havering - Greater London38£16,692324,51294
Herefordshire13£16,319423,87923
Hertfordshire82£16,919220,494209
Highland18£17,279324,99123
Hillingdon - Greater London1£11,490540,873-
Inverclyde2£14,248342,4966
Isle of Anglesey7£18,705218,85013
Isle of Wight12£15,908419,0589
Kent69£16,476324,299189
Lancashire169£15,432323,898326
Leicestershire122£15,459330,440274
Lincolnshire95£16,513322,564199
Lisburn23£17,948218,52827
Merseyside54£15,267327,986105
Merthyr Tydfil20£15,668326,98035
Midlothian10£17,915320,01823
Moray26£16,834321,47134
Newport1£9,795670,339-
Newtownabbey13£17,954221,76423
Norfolk95£16,342324,552146
North Ayrshire11£14,187432,28612
North Lanarkshire20£16,178315,72166
North Yorkshire90£17,955216,967218
Northamptonshire88£14,478337,023147
Northumberland12£16,045329,17145
Nottinghamshire61£14,749324,534182
Omagh6£17,927219,8992
Oxfordshire49£17,019320,759131
Pembrokeshire2£18,74725,9693
Perth and Kinross10£16,226321,69630
Renfrewshire18£14,706429,92174
Rhondda Cynon Taf6£14,322439,8113
Rutland1£16,950336,6532
Scottish Borders8£16,927426,67319
Shropshire65£17,901216,04288
Somerset59£19,052215,560107
South Ayrshire17£15,847429,60554
South Yorkshire131£16,303323,007331
Staffordshire98£15,878321,981250
Stirling18£16,885326,91033
Suffolk89£17,584317,633175
Surrey100£17,179317,234226
Sutton - Greater London1£12,99924,0002
Swansea2£13,999426,8119
Tyne and Wear63£15,298325,858182
Warwickshire22£14,536525,88242
West Dunbartonshire3£18,331217,3727
West Lothian8£13,920438,58623
West Midlands196£16,402320,257484
West Sussex67£17,428214,919116
West Yorkshire197£15,842324,270441
Wiltshire54£17,449217,517137
Worcestershire71£17,003317,641173
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