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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,127£16,580322,90110,138
Aberdeen City22£16,740422,96544
Aberdeenshire17£15,764430,05732
Angus21£17,063314,18939
Antrim3£15,814323,85611
Ards4£11,827430,4343
Armagh1£14,450317,6301
Ballymena11£15,970325,58228
Ballymoney1£14,995415,221-
Banbridge1£15,950221,725-
Barking & Dagenham - Greater London8£19,651213,68430
Barnet - Greater London23£18,118218,10943
Bedfordshire47£15,669329,12585
Belfast21£17,867217,52245
Berkshire105£17,302314,990201
Bexley - Greater London6£14,912317,25913
Blaenau Gwent17£17,328212,50435
Bristol52£16,617318,98391
Bromley - Greater London15£16,883315,24433
Buckinghamshire66£16,051424,131132
Caerphilly1£17,99529,000-
Cambridgeshire155£16,438324,847234
Cardiff78£17,008319,46762
Carmarthenshire14£17,959321,46726
Ceredigion6£13,662542,09712
Cheshire159£16,857321,516371
City of Edinburgh23£15,856324,95961
City of London - Greater London68£15,744322,56896
Coleraine9£18,214215,42415
Conwy3£17,162428,354-
Cornwall29£17,372319,34327
County Durham77£16,233321,387207
Craigavon23£18,374216,02455
Croydon - Greater London5£13,610527,5713
Cumbria54£17,197319,89767
Denbighshire3£18,949219,4602
Derbyshire129£15,755329,149238
Derry8£17,902326,2335
Devon106£17,292318,197144
Dorset39£17,634319,250124
Dumfries and Galloway2£15,995312,6933
Dundee City29£17,533320,67640
Dungannon6£15,924334,0825
East Ayrshire6£15,199421,97512
East Dunbartonshire2£17,748321,961-
East Riding of Yorkshire61£15,365327,148126
East Sussex35£18,157214,30058
Enfield - Greater London2£13,347538,854-
Essex159£18,351319,223435
Falkirk7£14,263427,06016
Fermanagh1£20,895111,4052
Fife56£18,058322,03084
Glasgow City100£17,390317,806159
Gloucestershire36£18,136215,56795
Greater Manchester219£15,750323,685414
Gwynedd1£12,995442,000-
Hampshire153£17,907318,227310
Havering - Greater London35£16,133327,49479
Herefordshire11£14,991428,99718
Hertfordshire52£16,691325,835210
Highland17£18,642218,59227
Hillingdon - Greater London9£18,063215,50833
Hounslow - Greater London1£15,950314,9301
Inverclyde5£16,198343,2544
Isle of Anglesey17£17,801324,43416
Isle of Wight12£16,666318,68310
Kent87£16,209321,198215
Lancashire139£15,655324,128276
Larne1£12,995374,0002
Leicestershire128£16,596324,936289
Lincolnshire125£16,896322,404188
Lisburn15£16,379325,10429
Merseyside72£16,696321,024149
Merthyr Tydfil18£15,136322,98826
Midlothian8£18,983214,72029
Moray19£17,890315,39229
Newport95£19,070214,232125
Newry and Mourne2£15,445321,2283
Newtownabbey10£17,656318,39729
Norfolk87£16,407324,576140
North Ayrshire9£15,043429,4918
North Lanarkshire24£15,609320,91362
North Yorkshire108£17,698219,477225
Northamptonshire77£14,377337,880124
Northumberland42£15,435427,08073
Nottinghamshire93£16,154321,436224
Omagh5£18,554216,5442
Oxfordshire43£17,256320,039132
Pembrokeshire9£15,876321,05112
Perth and Kinross14£18,223317,48632
Powys2£18,395322,2613
Renfrewshire20£15,706328,00971
Rhondda Cynon Taf14£15,710425,69428
Scottish Borders12£17,829325,97716
Shropshire71£17,423217,06797
Somerset47£18,842315,508139
South Ayrshire23£16,746321,36763
South Lanarkshire4£14,773440,28610
South Yorkshire155£17,197320,162301
Staffordshire118£15,924321,367285
Stirling13£19,141214,94937
Strabane1£15,290428,0001
Suffolk86£18,220216,009187
Surrey105£16,879317,034193
Swansea7£15,693327,27013
Tyne and Wear71£14,908429,921150
Warwickshire28£15,240525,64135
West Dunbartonshire3£16,831525,2697
West Lothian10£14,865432,70616
West Midlands221£16,405320,636482
West Sussex63£17,804214,900107
West Yorkshire228£15,956423,193417
Wiltshire61£16,834319,465117
Worcestershire69£17,475318,168165
Wrexham1£13,495648,3293
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