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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,990£16,656322,9979,868
Aberdeen City26£17,067322,12542
Aberdeenshire18£15,972429,96633
Angus3£20,328213,26811
Antrim8£16,406320,30713
Ards4£11,827430,4343
Armagh1£14,450317,6301
Ballymena9£17,192323,66529
Barking & Dagenham - Greater London8£19,651213,68430
Barnet - Greater London23£18,337217,15644
Bedfordshire50£15,672329,03586
Belfast19£18,169217,56444
Berkshire109£17,173315,226204
Blaenau Gwent10£17,329214,37737
Bristol57£16,958317,92395
Bromley - Greater London16£16,581317,20334
Buckinghamshire76£16,313323,295134
Cambridgeshire154£16,521324,979236
Cardiff34£16,273320,03329
Carmarthenshire15£17,628318,79427
Ceredigion3£15,162445,81811
Cheshire175£16,925320,552386
City of Edinburgh29£16,700322,06162
City of London - Greater London15£16,966218,60345
Coleraine6£16,181321,53018
Conwy1£12,495546,5681
Cornwall32£17,198319,75428
County Durham83£16,300321,799209
Craigavon26£17,894217,19655
Croydon - Greater London4£14,496519,2144
Cumbria56£17,133320,08269
Denbighshire4£17,059325,8382
Derbyshire136£15,674329,169257
Derry8£17,902326,2334
Devon94£17,033319,599127
Dorset68£17,932317,375111
Dumfries and Galloway2£15,995312,6933
Dundee City34£17,639319,58640
Dungannon6£15,924334,0835
East Ayrshire7£15,170422,56312
East Dunbartonshire1£16,998323,736-
East Riding of Yorkshire46£15,700324,00895
East Sussex27£17,794316,84041
Enfield - Greater London2£13,347538,854-
Essex147£18,522319,077444
Falkirk7£14,150427,06016
Fermanagh1£20,895111,4052
Fife54£17,772323,01690
Glasgow City117£17,379318,231174
Gloucestershire34£18,463215,56999
Greater Manchester237£15,765323,592424
Gwynedd1£12,995442,000-
Hampshire148£17,311319,859301
Havering - Greater London47£15,776427,26375
Herefordshire11£15,718427,04819
Hertfordshire59£16,819325,238211
Highland15£19,529214,73024
Hillingdon - Greater London12£17,567317,36133
Inverclyde5£15,798341,8005
Isle of Anglesey17£17,742324,43416
Isle of Wight12£16,208419,35011
Kent90£16,110321,815218
Lancashire150£15,766323,737280
Larne1£12,995374,0002
Leicestershire124£16,166326,992308
Lincolnshire123£17,153221,158199
Lisburn14£16,660324,46926
Merseyside71£16,685322,166148
Merthyr Tydfil18£15,172324,17529
Midlothian11£18,868318,96728
Moray20£17,646316,23828
Newry and Mourne1£16,995313,2094
Newtownabbey9£17,476320,88528
Norfolk93£16,348325,160141
North Ayrshire9£15,043429,4918
North Lanarkshire26£15,856319,85260
North Yorkshire111£17,712218,781223
Northamptonshire84£14,379337,606126
Northumberland16£15,830332,08844
Nottinghamshire66£15,968320,950179
Omagh6£17,878219,1332
Oxfordshire47£17,454319,347134
Pembrokeshire2£16,245317,4614
Perth and Kinross16£17,898318,39533
Powys2£18,395322,2613
Renfrewshire18£15,562428,98274
Rhondda Cynon Taf6£14,797433,8631
Rutland1£16,950336,6533
Scottish Borders13£17,419327,47116
Shropshire72£17,503216,195108
Somerset42£18,787316,523133
South Ayrshire22£16,961319,64964
South Yorkshire146£17,019320,775320
Staffordshire123£15,846322,107288
Stirling12£19,412217,75540
Strabane2£14,643522,4331
Suffolk85£17,870218,237173
Surrey113£17,004316,315195
Swansea5£14,922322,98411
Tyne and Wear84£15,521326,288154
Warwickshire28£15,297424,64436
West Dunbartonshire2£19,248411,5198
West Lothian8£15,822428,62417
West Midlands259£16,863319,029491
West Sussex64£17,913214,243110
West Yorkshire219£15,836423,592432
Wiltshire63£16,690319,937122
Worcestershire64£17,689317,102155
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