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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,285£16,311323,83412,189
Aberdeenshire60£17,353320,76477
Angus28£18,045322,96848
Ayrshire46£14,465428,02977
Bedfordshire47£16,662222,574108
Berkshire94£17,133313,604230
Blaenau Gwent15£16,859212,39328
Borders8£18,020322,64219
Bridgend17£14,800437,63346
Bristol32£15,935324,61995
Buckinghamshire88£14,960325,403134
Cambridgeshire157£15,747327,033284
Cardiff86£15,633324,50197
Carmarthenshire20£16,525321,18328
Ceredigion2£16,495330,8592
Cheshire177£16,621320,065455
Conwy17£16,332330,82023
Cornwall20£15,787325,87055
County Antrim64£18,045218,165119
County Armagh35£16,618221,37274
County Down28£16,370326,23649
County Durham62£15,231325,613228
County Londonderry18£16,149325,09221
County Tyrone8£17,406324,96816
Cumbria51£17,308319,494126
Denbighshire4£14,630426,1597
Derbyshire121£14,583334,938298
Devon85£17,644216,475155
Dorset73£17,180311,458147
Dumfries & Galloway3£16,664327,9253
Dunbartonshire4£16,998417,4716
East Lothian1£17,699-8,5082
East Riding of Yorkshire44£15,748326,686186
East Sussex31£16,526318,95386
Essex245£17,104322,040604
Falkirk8£16,878324,05722
Fife46£17,019325,202100
Flintshire1£14,695324,824-
Gloucestershire31£15,593323,83499
Greater London158£17,639321,962376
Greater Manchester276£15,664324,346618
Gwynedd1£12,995442,000-
Hampshire142£17,403318,556308
Herefordshire11£17,132420,09922
Hertfordshire117£15,800324,488299
Highland19£17,206325,03336
Inverclyde1£13,498518,0707
Isle of Anglesey19£18,852220,39327
Isle of Wight8£16,842314,76413
Kent112£16,614318,892351
Lanarkshire116£16,009320,148280
Lancashire170£15,519322,961385
Leicestershire150£15,717331,105270
Lincolnshire87£16,129322,011213
Merseyside76£15,848324,269173
Merthyr Tydfil29£14,220435,15230
Midlothian42£15,049331,359103
Moray23£17,191322,17034
Neath Port Talbot1£11,995366,548-
Newport84£18,129216,570171
Norfolk103£15,970324,674154
North Yorkshire123£17,117219,243244
Northamptonshire79£13,986340,230186
Northumberland12£14,498438,16558
Nottinghamshire87£16,381321,812250
Oxfordshire46£17,684219,594115
Pembrokeshire9£16,137322,39013
Perth & Kinross23£15,796326,62027
Powys2£18,545220,7084
Renfrewshire14£14,448430,36053
Rhondda Cynon Taf31£15,649328,04251
Rutland1£16,450336,6531
Shropshire59£17,816218,24888
Somerset65£17,246320,809130
South Yorkshire102£15,590325,278255
Staffordshire112£15,660323,939308
Stirling26£17,104327,03834
Suffolk92£16,999320,244187
Surrey64£17,001218,823243
Swansea25£17,290319,46190
Torfaen1£20,9950378-
Tyne and Wear54£15,195325,540172
Vale of Glamorgan17£15,892322,23828
Warwickshire34£15,844323,575108
West Lothian13£14,124432,23524
West Midlands160£15,871323,707537
West Sussex73£16,808317,214165
West Yorkshire204£16,041322,393438
Wiltshire67£17,198219,189144
Worcestershire61£16,803318,768189
Wrexham7£16,922216,19123
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