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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,927£16,542323,0619,839
Aberdeen City22£17,271422,33845
Aberdeenshire17£15,764430,10032
Angus21£17,063314,18939
Antrim6£16,500325,22514
Ards4£11,827430,4343
Armagh1£14,450317,6301
Ballymena10£16,802323,89428
Ballymoney1£14,995415,221-
Barking & Dagenham - Greater London8£19,651213,68430
Barnet - Greater London23£18,161217,50544
Bedfordshire49£15,710328,70084
Belfast19£17,942217,95643
Berkshire106£17,308314,840201
Bexley - Greater London6£14,909319,85812
Blaenau Gwent13£17,145214,24539
Bristol55£16,577319,04491
Bromley - Greater London14£16,788315,73033
Buckinghamshire71£16,166323,557133
Cambridgeshire154£16,404325,346235
Cardiff31£16,231321,04929
Carmarthenshire15£17,628322,56326
Ceredigion5£13,295549,65511
Cheshire163£16,801321,670374
City of Edinburgh26£16,403323,53562
City of London - Greater London48£16,079322,75064
Coleraine9£17,119317,87315
Conwy1£12,495546,5681
Cornwall28£17,457319,35528
County Durham82£16,164322,026204
Craigavon25£18,054216,65555
Croydon - Greater London5£13,578527,5713
Cumbria51£17,348319,80569
Denbighshire3£18,949219,4602
Derbyshire126£15,823329,222243
Derry8£17,902326,2334
Devon105£17,254318,337146
Dorset70£17,745317,609111
Dumfries and Galloway2£15,995312,6933
Dundee City31£17,708320,30740
Dungannon6£15,924334,0825
East Ayrshire7£15,170422,56312
East Dunbartonshire1£16,998323,736-
East Riding of Yorkshire49£15,514325,89291
East Sussex35£18,157214,30058
Enfield - Greater London2£13,347538,854-
Essex160£18,334319,741438
Falkirk7£14,192427,06016
Fermanagh1£20,895111,4052
Fife55£17,927321,94086
Glasgow City110£17,263318,607172
Gloucestershire33£18,300215,52798
Greater Manchester227£15,686324,002420
Gwynedd1£12,995442,000-
Hampshire162£17,869318,299312
Havering - Greater London32£16,299423,59369
Herefordshire10£15,321428,34119
Hertfordshire57£16,544326,437208
Highland15£19,529214,73024
Hillingdon - Greater London9£18,063215,50833
Hounslow - Greater London1£15,950314,9301
Inverclyde4£15,748349,4545
Isle of Anglesey17£17,801324,43416
Isle of Wight12£16,666318,68310
Kent85£16,223320,877220
Lancashire138£15,735324,159277
Larne1£12,995374,0002
Leicestershire124£16,219326,339304
Lincolnshire124£16,927322,112190
Lisburn14£16,660324,46930
Merseyside72£16,665321,569150
Merthyr Tydfil15£14,891324,42729
Midlothian9£18,317319,51729
Moray20£17,646316,23828
Newport3£16,607314,70010
Newry and Mourne2£15,445321,2283
Newtownabbey11£17,688219,60527
Norfolk91£16,370324,720139
North Ayrshire9£15,043429,4918
North Lanarkshire24£15,584321,36160
North Yorkshire106£17,651219,537222
Northamptonshire79£14,483336,610125
Northumberland18£15,658330,37441
Nottinghamshire66£15,777321,382174
Omagh6£17,878219,1332
Oxfordshire46£17,287319,817133
Pembrokeshire9£15,876321,05112
Perth and Kinross16£17,975317,19932
Powys2£18,395322,2613
Renfrewshire17£15,654328,91874
Rhondda Cynon Taf6£14,797433,8631
Scottish Borders14£17,339327,49816
Shropshire60£17,237317,876105
Somerset43£18,683316,110130
South Ayrshire23£16,746321,36763
South Yorkshire153£17,040320,755307
Staffordshire118£15,832321,727278
Stirling13£19,141214,94937
Strabane1£15,290428,0001
Suffolk80£17,984217,761172
Surrey106£16,911316,999193
Swansea6£14,560330,24511
Tyne and Wear79£15,479327,261154
Warwickshire26£15,357424,88335
West Dunbartonshire2£19,248411,5198
West Lothian7£15,482430,94018
West Midlands234£16,595319,938484
West Sussex63£17,930214,602108
West Yorkshire219£15,885423,339427
Wiltshire60£16,737319,962120
Worcestershire60£17,693317,426155
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