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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,385£16,274323,80312,198
Aberdeenshire62£17,236321,57275
Angus33£18,038322,46643
Ayrshire46£14,318429,39378
Bedfordshire49£16,638221,193110
Berkshire88£16,993312,860233
Blaenau Gwent16£16,618214,84128
Borders11£18,323219,08919
Bridgend14£14,884437,79949
Bristol35£15,528326,83295
Buckinghamshire89£14,776426,038136
Cambridgeshire137£15,745327,446286
Cardiff88£15,735324,46294
Carmarthenshire19£16,958318,16733
Ceredigion2£16,495330,8592
Cheshire193£16,797319,247452
Conwy14£16,369332,40725
Cornwall16£16,353322,02555
County Antrim69£17,681219,403121
County Armagh36£16,646221,62770
County Down29£16,428324,77945
County Durham56£15,284324,908229
County Fermanagh1£14,995330,0004
County Londonderry19£16,035423,97421
County Tyrone9£17,359323,36916
Cumbria45£17,431319,886124
Denbighshire5£14,271427,3697
Derbyshire111£14,496335,697308
Devon80£17,607217,411160
Dorset73£17,532211,092155
Dumfries & Galloway3£16,664327,9252
Dunbartonshire5£16,738319,5544
East Lothian1£17,699419,2322
East Riding of Yorkshire44£15,695327,003185
East Sussex33£16,467318,17886
Essex250£17,016321,722614
Falkirk8£16,018329,98522
Fife46£17,127324,235102
Flintshire1£14,595324,911-
Gloucestershire36£15,456324,06196
Greater London140£16,166323,457384
Greater Manchester272£15,710324,430574
Gwynedd1£12,995442,000-
Hampshire136£17,315319,000309
Herefordshire13£17,110321,07021
Hertfordshire112£15,945324,040297
Highland20£17,595323,65337
Inverclyde1£13,498518,0707
Isle of Anglesey22£18,551219,88125
Isle of Wight7£17,062314,54313
Kent108£16,365320,162357
Lanarkshire133£16,288319,202278
Lancashire172£15,641322,746385
Leicestershire150£15,733329,678265
Lincolnshire87£16,344321,277219
Merseyside73£15,808324,785165
Merthyr Tydfil33£15,247330,26732
Midlothian47£15,151330,836105
Moray25£17,195321,27433
Neath Port Talbot2£12,495548,755-
Newport83£18,257216,208176
Norfolk112£16,120325,340154
North Yorkshire126£17,206218,438245
Northamptonshire81£14,114339,163183
Northumberland16£14,430437,03255
Nottinghamshire86£16,491320,815250
Oxfordshire42£17,663219,265117
Pembrokeshire9£15,670324,64614
Perth & Kinross22£15,705326,63029
Powys4£18,317218,1874
Renfrewshire12£13,981433,69741
Rhondda Cynon Taf31£15,991326,17850
Rutland1£16,450336,653-
Shropshire62£17,399221,18289
Somerset77£17,244320,891122
South Yorkshire104£15,569325,478258
Staffordshire130£15,735323,800302
Stirling24£16,671328,31034
Suffolk98£16,919320,432180
Surrey73£16,784219,689247
Swansea26£17,505319,42086
Torfaen1£20,9950378-
Tyne and Wear57£15,279325,446172
Vale of Glamorgan15£15,791323,24230
Warwickshire31£15,506324,318111
West Lothian13£14,124432,23522
West Midlands199£16,255321,797576
West Sussex73£17,076216,768166
West Yorkshire211£16,063322,782431
Wiltshire68£17,396218,281153
Worcestershire64£16,652318,359186
Wrexham8£16,309218,85223
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