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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,895£16,221323,6259,917
Aberdeen City30£18,288315,68543
Aberdeenshire16£15,184431,57435
Angus5£19,095219,2438
Antrim6£16,438318,67215
Ards5£12,181429,7063
Armagh2£13,450425,9681
Ballymena9£17,263216,66928
Barking & Dagenham - Greater London18£20,255211,29226
Barnet - Greater London2£14,490228,2003
Bedfordshire45£15,330330,66085
Belfast20£17,416318,02349
Berkshire98£17,288315,388216
Bexley - Greater London1£14,495434,000-
Blaenau Gwent7£19,25618,55738
Bristol53£16,588318,70397
Bromley - Greater London14£16,536315,92539
Buckinghamshire76£16,159324,642145
Cambridgeshire185£16,385324,652240
Cardiff13£14,813329,6688
Carmarthenshire12£17,786319,96728
Cheshire190£17,122319,591402
City of Edinburgh23£16,083324,69971
City of London - Greater London9£15,754324,61723
Coleraine5£14,859430,35116
Conwy1£11,995546,5681
Cornwall27£17,328319,04335
County Durham93£16,540319,939217
Craigavon31£17,748217,54656
Croydon - Greater London3£14,927519,3745
Cumbria49£16,440320,85585
Denbighshire4£15,817426,8623
Derbyshire142£15,290331,835269
Derry1-644,000-
Devon78£16,659321,186144
Dorset64£17,41739,996124
Dumfries and Galloway1£15,995319,9824
Dundee City29£17,368320,03941
Dungannon6£16,059335,2985
East Ayrshire11£16,880318,01112
East Lothian1£17,499415,5714
East Riding of Yorkshire29£15,510324,93677
East Sussex29£17,772216,99741
Enfield - Greater London1£11,495667,1591
Essex149£18,293318,576457
Falkirk6£14,641327,73720
Fermanagh1£20,895111,4052
Fife54£17,024325,19788
Glasgow City104£17,128319,128199
Gloucestershire38£17,415316,29397
Greater Manchester259£15,998322,294489
Gwynedd1£12,995442,000-
Hampshire157£17,221319,099302
Havering - Greater London41£16,292327,05288
Herefordshire12£16,658421,29318
Hertfordshire66£17,402221,236218
Highland15£18,769215,10223
Hillingdon - Greater London1£11,490540,8731
Inverclyde6£15,131343,1003
Isle of Anglesey15£16,943326,91319
Isle of Wight11£15,900419,99112
Kent83£15,921321,972181
Lancashire171£15,514323,646294
Larne2£13,993456,4002
Leicestershire118£16,013328,203299
Lincolnshire115£17,305219,551206
Lisburn15£17,489320,44726
Merseyside52£15,926322,600102
Merthyr Tydfil22£15,720321,15630
Midlothian12£17,903321,83430
Moray18£18,174213,23930
Newry and Mourne1£16,695313,2093
Newtownabbey12£17,897218,89528
Norfolk99£16,755324,139144
North Ayrshire8£14,149431,7459
North Lanarkshire21£15,298317,40975
North Yorkshire102£17,306220,337243
Northamptonshire90£14,298337,435121
Northumberland17£15,896331,85442
Nottinghamshire70£15,742321,657182
Omagh6£17,762219,1332
Oxfordshire48£17,081320,045123
Pembrokeshire1£16,99539,6504
Perth and Kinross15£16,940322,26631
Renfrewshire17£15,391428,35976
Rhondda Cynon Taf8£14,537431,4981
Rutland1£16,950336,6533
Scottish Borders11£17,659327,04216
Shropshire63£18,014214,546101
Somerset51£19,168315,000130
South Ayrshire24£16,506321,89165
South Yorkshire149£16,639321,846321
Staffordshire108£15,896322,879248
Stirling13£19,096218,08634
Strabane2£14,643522,4331
Suffolk91£17,688317,290171
Surrey104£16,931317,950205
Swansea4£14,374322,5669
Tyne and Wear69£15,075428,896179
Warwickshire24£14,634531,14638
West Dunbartonshire2£18,748411,5197
West Lothian13£14,019439,10118
West Midlands247£16,870318,749454
West Sussex76£17,648214,465117
West Yorkshire213£15,777422,887438
Wiltshire64£16,971318,363126
Worcestershire63£17,983315,350173
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