Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,852£16,001324,8319,182
Aberdeen City30£18,534316,35237
Aberdeenshire14£14,782533,19432
Angus4£19,870219,8008
Antrim9£15,296319,32612
Ards5£13,655438,1593
Armagh2£13,450425,9681
Ballymena7£16,685318,38027
Barking & Dagenham - Greater London24£21,797211,72326
Barnet - Greater London2£14,490228,2003
Bedfordshire45£15,689329,27285
Belfast19£16,903320,89746
Berkshire98£17,055315,354213
Bexley - Greater London1£14,495434,000-
Blaenau Gwent8£19,38719,56730
Bristol36£15,701322,78765
Bromley - Greater London13£16,559316,03236
Buckinghamshire79£15,984425,628140
Cambridgeshire173£16,769323,550215
Cardiff13£14,798329,6684
Carmarthenshire16£17,245316,08725
Carrickfergus1£13,495316,9001
Ceredigion1£11,695663,0008
Cheshire187£17,187319,533365
City of Edinburgh24£15,792325,57968
City of London - Greater London12£16,089322,65718
Coleraine4£13,336533,46518
Conwy1£11,995546,5681
Cornwall30£17,085319,92533
County Durham83£16,529320,642217
Craigavon30£17,119218,93749
Croydon - Greater London4£14,837519,0705
Cumbria46£16,116322,16285
Denbighshire3£16,323429,1274
Derbyshire140£15,298331,786255
Derry1-644,000-
Devon80£16,941320,458130
Dorset61£17,52038,643122
Dumfries and Galloway1£15,995320,0004
Dundee City31£17,366319,44635
Dungannon5£15,493338,1576
East Ayrshire12£15,873422,92313
East Lothian1£13,199362,5664
East Riding of Yorkshire27£15,852322,09066
East Sussex30£17,513318,46539
Enfield - Greater London1£11,495667,1591
Essex170£18,180318,817403
Falkirk6£14,586326,99320
Fermanagh1£20,895111,4052
Fife50£17,104324,97681
Glasgow City109£16,674320,159178
Gloucestershire37£17,583316,17592
Greater Manchester256£16,138321,068454
Gwynedd1£12,995442,000-
Hampshire171£17,018319,327278
Havering - Greater London46£16,891324,14685
Herefordshire13£15,995425,48818
Hertfordshire79£17,880220,374204
Highland15£18,189216,60524
Hillingdon - Greater London1£11,490540,8731
Inverclyde6£15,131343,1003
Isle of Anglesey10£18,836221,57011
Isle of Wight11£15,900419,9919
Kent86£15,981322,785174
Lancashire169£15,395323,366284
Larne2£13,993456,4002
Leicestershire115£16,001328,268256
Lincolnshire107£16,892221,430182
Lisburn18£17,573218,48826
Merseyside52£15,654323,31095
Merthyr Tydfil21£15,744324,46232
Midlothian14£17,638321,25020
Moray20£17,296317,39532
Newry and Mourne1£16,695313,2093
Newtownabbey11£17,686220,06125
Norfolk95£16,902323,422136
North Ayrshire10£14,013431,0338
North Down1£11,750631,834-
North Lanarkshire21£16,033213,72874
North Yorkshire90£17,437219,094210
Northamptonshire95£14,266337,919116
Northumberland15£15,726328,86839
Nottinghamshire75£15,494323,038159
Omagh7£17,067321,243-
Oxfordshire47£16,729321,549124
Pembrokeshire3£17,59829,8234
Perth and Kinross15£16,740321,91626
Renfrewshire16£14,727433,30170
Rhondda Cynon Taf6£14,983431,1251
Rutland1£16,950336,6532
Scottish Borders11£16,932427,19815
Shropshire56£17,726315,68797
Somerset53£18,766316,174113
South Ayrshire19£16,760322,44155
South Yorkshire140£16,289323,061305
Staffordshire102£15,803322,549233
Stirling20£17,261325,15028
Strabane3£14,093525,4841
Suffolk89£17,843316,659166
Surrey91£17,355316,371206
Swansea3£13,916322,5049
Tyne and Wear70£15,274426,162169
Warwickshire26£14,438531,77734
West Dunbartonshire2£18,748411,5196
West Lothian12£14,481434,16216
West Midlands231£16,804318,254417
West Sussex81£17,318316,172103
West Yorkshire215£15,773322,853409
Wiltshire58£16,799320,168125
Worcestershire61£17,996316,974157
Add postcode for better results.