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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,720£15,819325,74110,069
Aberdeen City37£18,315216,75940
Aberdeenshire18£14,669432,77928
Angus5£19,09529,5348
Antrim5£14,835429,42616
Ards5£13,506438,1593
Armagh2£13,723429,6442
Ballymena10£19,343219,36924
Ballymoney1£9,695575,1101
Barking & Dagenham - Greater London38£20,094211,54227
Barnet - Greater London1£14,690227,3003
Bedfordshire50£15,887325,50465
Belfast23£17,394219,14844
Berkshire103£16,996314,771224
Bexley - Greater London1£14,295434,484-
Blaenau Gwent9£18,088216,62131
Bristol39£16,054324,43875
Bromley - Greater London9£19,341216,86545
Buckinghamshire90£15,518426,193140
Cambridgeshire157£16,053326,268258
Cardiff13£14,775329,668-
Carmarthenshire15£17,528318,24332
Ceredigion2£10,495662,0004
Cheshire180£16,907318,689413
City of Edinburgh23£15,433331,71274
City of London - Greater London6£17,255320,99022
Coleraine7£15,942325,14716
Conwy1£13,995516,8602
Cornwall26£16,049323,56339
County Durham59£15,651322,718247
Craigavon30£17,924214,90655
Cumbria44£16,521321,92296
Denbighshire4£15,765424,8424
Derbyshire132£14,741333,625263
Derry1-644,000-
Devon85£17,392218,811145
Dorset74£17,106311,838129
Down1£12,995419,1681
Dumfries and Galloway1£15,995320,0003
Dundee City32£16,514323,15637
Dungannon6£13,941438,0275
East Ayrshire16£16,276321,10813
East Lothian1£12,999317,2953
East Riding of Yorkshire33£16,184323,70361
East Sussex24£17,207219,76153
Enfield - Greater London2£11,497659,5641
Essex165£18,230317,652417
Falkirk6£14,454427,30119
Fermanagh1£20,450111,4051
Fife50£16,763326,24696
Glasgow City101£16,940318,344200
Gloucestershire32£16,821318,537100
Greater Manchester227£15,906321,879517
Gwynedd1£12,995442,000-
Hampshire159£17,263317,991291
Havering - Greater London44£16,145326,98691
Herefordshire14£16,082423,96723
Hertfordshire79£16,978220,968210
Highland18£17,335324,29124
Hillingdon - Greater London1£11,490540,873-
Hounslow - Greater London1£10,995570,188-
Inverclyde3£13,165453,3105
Isle of Anglesey6£17,740321,42814
Isle of Wight12£15,716420,10010
Kent73£16,605323,107190
Lancashire168£15,295324,131337
Larne1£16,950325,8004
Leicestershire124£15,742330,484281
Lincolnshire94£16,263323,036206
Lisburn24£18,831216,14427
Merseyside54£15,281328,612113
Merthyr Tydfil19£14,908330,17937
Midlothian12£17,303321,51223
Moray25£17,108319,98134
Newport1£9,795670,339-
Newtownabbey18£18,747218,97423
Norfolk99£16,365324,167140
North Ayrshire9£13,529535,79114
North Lanarkshire20£15,747318,14767
North Yorkshire88£18,016215,700233
Northamptonshire94£14,690335,738153
Northumberland12£15,609330,59946
Nottinghamshire61£15,302323,057180
Omagh6£17,927219,8992
Oxfordshire44£16,372322,333137
Pembrokeshire1£20,49902,2873
Perth and Kinross12£15,205427,92531
Renfrewshire17£14,671433,60375
Rhondda Cynon Taf6£14,272439,8113
Rutland1£16,450336,6532
Scottish Borders8£16,702426,67319
Shropshire62£17,971216,27288
Somerset58£18,900215,460109
South Ayrshire13£15,431430,97656
South Lanarkshire1£15,999322,378-
South Yorkshire139£16,516322,997331
Staffordshire100£15,775321,959254
Stirling21£16,615327,40834
Suffolk83£17,736217,548178
Surrey105£17,096317,832225
Sutton - Greater London1£13,69924,0002
Swansea2£13,999426,8119
Tyne and Wear69£15,504325,121181
Warwickshire24£14,637527,79745
West Dunbartonshire4£17,998315,3886
West Lothian8£13,651439,10623
West Midlands201£16,534320,383495
West Sussex66£17,397215,137124
West Yorkshire197£15,876323,120449
Wiltshire65£17,281219,429132
Worcestershire69£17,157319,053178
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