Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,636£15,834325,4559,777
Aberdeen City34£18,583215,91336
Aberdeenshire16£14,877433,19428
Angus5£21,59518,4587
Antrim3£15,643422,88916
Ards5£13,550438,1593
Armagh2£13,723429,6442
Ballymena7£17,053224,67926
Ballymoney1£9,695575,1101
Barking & Dagenham - Greater London36£20,504210,98625
Barnet - Greater London1£14,690227,3003
Bedfordshire51£15,958325,47582
Belfast18£17,658218,49644
Berkshire106£17,334313,296220
Bexley - Greater London1£14,495434,484-
Blaenau Gwent10£18,179216,48530
Bristol37£15,629425,29071
Bromley - Greater London13£18,526216,74040
Buckinghamshire77£15,345427,428143
Cambridgeshire170£16,057325,412246
Cardiff13£14,783329,668-
Carmarthenshire18£17,173316,79825
Ceredigion1£10,995663,0004
Cheshire178£16,613320,002398
City of Edinburgh18£15,896328,91074
City of London - Greater London7£14,947324,16519
Coleraine9£15,772323,23913
Conwy1£13,995516,8602
Cornwall26£16,298321,90938
County Durham63£15,602321,859237
Craigavon32£17,687215,24950
Croydon - Greater London1£14,700318,1568
Cumbria43£16,386321,88391
Denbighshire4£15,765424,8424
Derbyshire129£15,215331,157256
Derry1-644,000-
Devon80£17,269319,277142
Dorset70£17,324310,954130
Down1£12,995419,1681
Dumfries and Galloway1£15,995320,0003
Dundee City29£16,906321,56538
Dungannon6£13,658443,9396
East Ayrshire12£15,856424,58512
East Lothian1£12,999344,3963
East Riding of Yorkshire24£16,457325,15862
East Sussex24£17,792217,32550
Enfield - Greater London2£11,497659,5641
Essex165£18,306217,493406
Falkirk6£14,543427,30119
Fermanagh1£20,450111,4051
Fife52£16,997325,79791
Glasgow City99£16,914318,085195
Gloucestershire27£16,357320,21797
Greater Manchester225£16,020321,904498
Gwynedd1£12,995442,000-
Hampshire162£17,189319,308284
Havering - Greater London34£15,819427,39497
Herefordshire13£16,242423,79022
Hertfordshire84£17,122220,029206
Highland17£17,184325,41323
Hillingdon - Greater London1£11,490540,873-
Inverclyde3£13,331453,3105
Isle of Anglesey7£18,705218,85013
Isle of Wight12£15,908419,0589
Kent68£16,560322,564186
Lancashire171£15,472323,862320
Larne1£14,990438,8003
Leicestershire117£15,442330,685274
Lincolnshire93£16,609222,367196
Lisburn24£17,825218,58526
Merseyside54£15,279327,986105
Merthyr Tydfil19£15,638327,64335
Midlothian10£17,915320,01823
Moray25£16,847321,86234
Newport1£9,795670,339-
Newtownabbey8£17,144219,93023
Norfolk94£16,365324,205144
North Ayrshire10£14,557428,62812
North Lanarkshire21£16,046316,03565
North Yorkshire88£17,823217,823214
Northamptonshire91£14,456337,037143
Northumberland11£15,339330,78545
Nottinghamshire62£14,759424,480179
Omagh6£17,927219,8992
Oxfordshire50£17,038320,727130
Pembrokeshire2£18,74725,9693
Perth and Kinross10£16,226321,69630
Renfrewshire18£13,912534,19271
Rhondda Cynon Taf6£14,322439,8113
Rutland1£16,950336,6532
Scottish Borders8£16,927426,67319
Shropshire67£17,762216,77685
Somerset61£18,946215,798105
South Ayrshire17£15,888429,60554
South Yorkshire140£16,420322,157327
Staffordshire99£15,953321,394248
Stirling18£16,913326,91033
Suffolk85£17,784317,124175
Surrey107£17,211317,207219
Sutton - Greater London1£12,99924,0002
Swansea2£13,999426,8119
Tyne and Wear62£15,279325,992182
Warwickshire22£14,552526,39341
West Dunbartonshire4£17,998315,3886
West Lothian8£14,162434,58622
West Midlands194£16,413320,276475
West Sussex69£17,242315,777113
West Yorkshire193£15,794424,385432
Wiltshire55£17,468217,529136
Worcestershire67£16,975317,944170
Add postcode for better results.