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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,770£16,315323,75912,302
Aberdeenshire71£16,754322,23584
Angus24£17,195325,98759
Ayrshire53£14,136432,78086
Bedfordshire51£15,901323,455108
Berkshire83£17,452314,199231
Blaenau Gwent15£16,232218,65523
Borders14£18,567218,43218
Bridgend23£16,274333,03751
Bristol43£14,883329,52993
Buckinghamshire77£15,067323,609140
Cambridgeshire150£15,494328,087303
Cardiff96£15,729324,61689
Carmarthenshire17£17,516317,23837
Ceredigion2£16,245330,8591
Cheshire181£16,828219,565445
Conwy15£16,831331,32723
Cornwall26£16,442222,51848
County Antrim65£17,750219,272123
County Armagh37£16,566221,97777
County Down26£15,022328,64547
County Durham71£15,328323,994205
County Londonderry18£16,175323,58921
County Tyrone8£17,004227,02617
Cumbria69£17,155221,490116
Denbighshire4£14,576428,9507
Derbyshire138£14,922333,664293
Devon103£17,111218,243164
Dorset103£17,843210,457152
Dumfries & Galloway3£16,664327,9253
Dunbartonshire2£16,998515,7617
East Lothian2£18,649412,7151
East Riding of Yorkshire52£15,745324,866178
East Sussex38£16,591318,40595
Essex247£16,941321,569641
Falkirk10£14,536437,67222
Fife41£16,933325,493102
Flintshire2£13,745328,807-
Gloucestershire36£14,757328,383100
Greater London158£16,061322,640379
Greater Manchester248£15,565324,657608
Gwynedd1£12,995442,000-
Hampshire143£16,870320,400312
Herefordshire11£17,995317,80323
Hertfordshire136£16,103323,880307
Highland26£17,991219,67339
Inverclyde1£12,998518,0704
Isle of Anglesey17£19,365217,46430
Isle of Wight5£17,991215,00012
Kent115£16,127322,847364
Lanarkshire122£16,139319,756275
Lancashire176£15,501320,988386
Leicestershire177£16,333327,986242
Lincolnshire99£16,145321,985200
Merseyside81£15,948326,830174
Merthyr Tydfil32£15,305329,22833
Midlothian44£15,707328,531109
Moray30£18,139218,66530
Neath Port Talbot3£13,228445,107-
Newport83£17,999217,083166
Norfolk112£16,612323,608164
North Yorkshire126£17,488218,879247
Northamptonshire72£14,369339,024199
Northumberland21£14,518332,00152
Nottinghamshire147£16,408320,990263
Oxfordshire30£17,741220,092120
Pembrokeshire9£16,654322,75616
Perth & Kinross26£16,287320,67532
Powys4£17,768223,6384
Renfrewshire12£15,514427,94941
Rhondda Cynon Taf27£15,422328,17649
Rutland1£16,000336,653-
Shropshire66£18,212218,95388
Somerset88£17,159221,741140
South Yorkshire112£15,922323,448254
Staffordshire143£15,698322,841309
Stirling27£17,003323,22038
Suffolk92£16,494322,704195
Surrey106£16,368221,542231
Swansea38£16,975323,27379
Torfaen1£20,9950378-
Tyne and Wear66£14,961325,275155
Vale of Glamorgan13£16,935320,25232
Warwickshire34£15,119323,886116
West Lothian10£15,488333,05524
West Midlands207£15,868322,241590
West Sussex71£17,144216,745175
West Yorkshire234£16,147322,787429
Wiltshire62£16,706322,301153
Worcestershire79£16,897318,366180
Wrexham10£14,420425,25424
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