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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,714£15,636326,34010,252
Aberdeen City31£18,269217,52842
Aberdeenshire17£15,061431,09728
Angus5£19,795211,1658
Antrim7£15,126323,44317
Ards8£13,704435,2464
Armagh2£13,473429,6442
Ballymena8£17,566224,09323
Ballymoney1£9,695575,1101
Barking & Dagenham - Greater London32£19,970211,45134
Bedfordshire48£15,627324,83770
Belfast24£17,419218,22143
Berkshire95£17,075313,876235
Blaenau Gwent13£18,561214,37630
Bristol34£15,887322,63380
Bromley - Greater London10£17,894217,90245
Buckinghamshire97£15,385326,539147
Cambridgeshire151£15,924326,182264
Cardiff13£14,775329,668-
Carmarthenshire18£16,828321,33930
Carrickfergus1£12,995323,9001
Ceredigion1£10,995663,0004
Cheshire180£16,613319,261427
City of Edinburgh24£14,540436,23875
City of London - Greater London4£15,104420,90425
Coleraine7£14,905328,71816
Conwy1£13,995516,8602
Cornwall20£16,165321,32045
County Durham71£15,657323,321235
Craigavon27£17,973214,41649
Cumbria45£16,281322,32396
Denbighshire2£14,490533,8745
Derbyshire144£14,618334,564271
Derry1-644,000-
Devon86£17,607218,110145
Dorset72£17,168211,042136
Down1£12,995419,1681
Dumfries and Galloway1£15,995320,0003
Dundee City27£16,403325,78836
Dungannon5£14,230432,2725
East Ayrshire15£15,713421,95315
East Riding of Yorkshire30£15,877325,11774
East Sussex23£17,839215,99454
Enfield - Greater London2£11,247659,5641
Essex169£17,830318,831417
Falkirk9£13,351536,07818
Fermanagh2£16,223424,1032
Fife51£16,555326,45496
Glasgow City90£16,648318,801204
Gloucestershire26£15,708321,049102
Greater Manchester258£15,512324,087523
Gwynedd1£12,995442,000-
Hampshire130£17,362217,767298
Havering - Greater London50£16,020327,29796
Herefordshire11£15,242426,31224
Hertfordshire82£16,201323,674221
Highland20£17,201323,24321
Hillingdon - Greater London1£10,990540,873-
Hounslow - Greater London1£10,995570,188-
Inverclyde1£10,998574,9407
Isle of Anglesey10£19,284218,59215
Isle of Wight10£15,541420,01010
Kent72£16,907321,967201
Lancashire172£15,426323,187361
Leicestershire118£16,012330,452295
Lincolnshire100£15,788323,183202
Lisburn22£19,007218,36032
Merseyside66£15,313327,975105
Merthyr Tydfil24£15,099327,86537
Midlothian11£16,534327,32119
Moray22£17,305320,23934
Newport2£12,797556,935-
Newtownabbey21£17,878219,72123
Norfolk90£15,944324,759153
North Ayrshire11£13,350435,62512
North Lanarkshire19£15,489319,20966
North Yorkshire100£17,397217,448235
Northamptonshire89£14,663337,321160
Northumberland9£15,826325,65049
Nottinghamshire59£16,101323,455183
Omagh6£17,927219,8992
Oxfordshire43£16,469322,737137
Pembrokeshire2£17,399210,5744
Perth and Kinross19£15,170328,08324
Renfrewshire13£15,348428,39173
Rhondda Cynon Taf4£14,371444,1615
Rutland1£16,450336,6532
Scottish Borders8£16,327427,44918
Shropshire64£17,638216,84487
Somerset56£17,878319,406106
South Ayrshire18£15,240427,60351
South Lanarkshire2£16,058323,125-
South Yorkshire148£16,215323,802338
Staffordshire99£16,197321,107261
Stirling25£17,036323,81339
Suffolk72£17,126319,142186
Surrey99£17,046317,861235
Swansea1£14,295318,5623
Tyne and Wear63£15,442325,665175
Warwickshire25£14,265426,92145
West Dunbartonshire1£16,49869,4338
West Lothian5£14,468339,84024
West Midlands216£15,952323,007490
West Sussex66£17,007317,475141
West Yorkshire188£16,186322,242440
Wiltshire73£17,354219,007131
Worcestershire64£17,139318,183182
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