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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,697£15,655326,45610,183
Aberdeen City31£18,581216,32943
Aberdeenshire17£14,591433,40128
Angus5£19,09529,5347
Antrim9£14,869326,76615
Ards7£13,870434,6604
Armagh2£13,473429,6442
Ballymena7£18,055224,63523
Ballymoney1£9,695575,1101
Barking & Dagenham - Greater London34£19,848212,19631
Barnet - Greater London1£14,690227,3003
Bedfordshire46£15,435325,19971
Belfast22£16,908220,90844
Berkshire96£17,141314,043232
Bexley - Greater London1£14,295434,484-
Blaenau Gwent12£18,507214,89131
Bristol31£15,998325,32781
Bromley - Greater London10£18,427220,18046
Buckinghamshire99£15,460326,662140
Cambridgeshire142£16,191325,031261
Cardiff13£14,775329,668-
Carmarthenshire18£16,828321,33932
Carrickfergus1£12,995323,9001
Ceredigion1£10,995663,0004
Cheshire172£16,894318,668427
City of Edinburgh22£14,595436,03577
City of London - Greater London6£15,873319,01023
Coleraine6£15,308330,45417
Conwy1£13,995516,8602
Cornwall24£15,806324,02442
County Durham71£15,573323,795238
Craigavon29£17,867215,18651
Cumbria42£16,368322,11996
Denbighshire2£14,490533,8746
Derbyshire138£14,643334,259266
Derry1-644,000-
Devon82£17,548218,825145
Dorset75£17,127311,678131
Down1£12,995419,1681
Dumfries and Galloway1£15,995320,0003
Dundee City27£16,329324,77136
Dungannon5£14,230432,2725
East Ayrshire14£15,534422,91717
East Riding of Yorkshire30£16,427223,12271
East Sussex20£17,673217,99352
Enfield - Greater London2£11,497659,5641
Essex169£18,104318,015422
Falkirk7£13,745531,30619
Fermanagh1£20,450111,4051
Fife50£16,765325,82798
Glasgow City92£16,724318,291202
Gloucestershire31£15,897321,755103
Greater Manchester241£15,588323,251528
Gwynedd1£12,995442,000-
Hampshire144£17,405217,732292
Havering - Greater London49£16,157326,60592
Herefordshire14£15,903423,90122
Hertfordshire92£16,646322,942209
Highland20£17,101323,45623
Hillingdon - Greater London1£10,990540,873-
Hounslow - Greater London1£10,995570,188-
Inverclyde1£10,998574,9407
Isle of Anglesey6£17,820321,42815
Isle of Wight11£15,718319,4279
Kent65£16,610324,241202
Lancashire175£15,349323,350356
Leicestershire124£15,672330,869282
Lincolnshire101£15,953323,128199
Lisburn22£18,688219,66631
Merseyside67£15,187328,031105
Merthyr Tydfil25£14,978327,11935
Midlothian13£16,758324,99017
Moray23£17,161320,10535
Newport1£9,795670,339-
Newtownabbey19£18,499220,02823
Norfolk93£16,205324,759143
North Ayrshire10£13,376437,01213
North Lanarkshire23£15,387319,71066
North Yorkshire95£17,404216,718233
Northamptonshire90£14,828334,726155
Northumberland11£15,814327,66546
Nottinghamshire58£15,617323,574181
Omagh6£17,927219,8992
Oxfordshire43£16,532322,182138
Pembrokeshire3£16,199215,2483
Perth and Kinross17£15,131327,13126
Renfrewshire18£15,056429,58369
Rhondda Cynon Taf6£14,080439,8113
Rutland1£16,450336,6532
Scottish Borders8£16,327427,44918
Shropshire60£17,894216,71588
Somerset50£18,749215,611110
South Ayrshire17£15,776326,73352
South Lanarkshire1£15,999322,378-
South Yorkshire146£16,297323,480338
Staffordshire94£15,815322,482263
Stirling22£17,291325,56937
Suffolk75£17,276318,823179
Surrey104£17,059317,832232
Swansea1£14,295318,5623
Tyne and Wear65£15,559325,221182
Warwickshire23£14,186428,12647
West Dunbartonshire2£17,99848,5267
West Lothian6£14,198337,05323
West Midlands203£16,320321,675498
West Sussex71£17,287316,613132
West Yorkshire188£16,116322,354453
Wiltshire68£17,186319,929131
Worcestershire76£16,986319,435176
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