Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,628£15,794325,72410,052
Aberdeen City37£18,315216,76239
Aberdeenshire18£14,669432,77928
Angus5£19,09529,5348
Antrim5£14,835429,42616
Ards5£13,506438,1593
Armagh2£13,723429,6442
Ballymena10£19,248219,36923
Ballymoney1£9,695575,1101
Barking & Dagenham - Greater London38£20,027212,32926
Barnet - Greater London1£14,690227,3003
Bedfordshire52£15,809325,44765
Belfast23£17,394219,14843
Berkshire101£17,148314,658224
Bexley - Greater London1£14,295434,484-
Blaenau Gwent11£18,844214,03331
Bristol42£16,006323,90074
Bromley - Greater London8£19,427217,62545
Buckinghamshire94£15,471325,973143
Cambridgeshire143£16,247325,667261
Cardiff13£14,775329,668-
Carmarthenshire16£17,307319,02732
Ceredigion2£10,495662,0004
Cheshire172£16,888318,887417
City of Edinburgh25£14,852333,41973
City of London - Greater London5£17,278318,67323
Coleraine6£15,733325,67117
Conwy1£13,995516,8602
Cornwall26£16,049323,56339
County Durham60£15,654322,785241
Craigavon30£17,924215,01353
Cumbria44£16,521321,92293
Denbighshire3£14,757426,5785
Derbyshire128£14,784333,722264
Derry1-644,000-
Devon83£17,406219,292145
Dorset73£17,116311,711129
Down1£12,995419,1681
Dumfries and Galloway1£15,995320,0003
Dundee City32£16,739322,65734
Dungannon6£13,941438,0275
East Ayrshire15£16,179321,82215
East Lothian1£12,999317,2953
East Riding of Yorkshire31£16,151321,95762
East Sussex24£17,444218,35554
Enfield - Greater London2£11,497659,5641
Essex161£18,170317,782420
Falkirk6£14,156530,86818
Fermanagh1£20,450111,4051
Fife51£16,850325,78694
Glasgow City97£16,733318,715204
Gloucestershire33£16,869318,108100
Greater Manchester230£15,815322,500517
Gwynedd1£12,995442,000-
Hampshire149£17,363217,644292
Havering - Greater London42£15,971427,08292
Herefordshire14£16,082423,96722
Hertfordshire79£17,012220,770209
Highland18£17,446322,71324
Hillingdon - Greater London1£10,990540,873-
Hounslow - Greater London1£10,995570,188-
Inverclyde3£13,165453,3105
Isle of Anglesey7£17,419321,12314
Isle of Wight12£15,716420,1009
Kent70£16,596323,995195
Lancashire161£15,333323,678341
Larne1£16,950325,8004
Leicestershire122£15,637330,700280
Lincolnshire93£16,281322,331199
Lisburn24£18,831216,14427
Merseyside60£15,386327,585110
Merthyr Tydfil21£15,130328,91837
Midlothian12£17,303321,51218
Moray24£17,237319,44034
Newport1£9,795670,339-
Newtownabbey18£18,743218,97422
Norfolk90£16,329324,206147
North Ayrshire9£13,529535,79114
North Lanarkshire20£15,747318,14765
North Yorkshire84£17,908215,756236
Northamptonshire94£14,717335,337152
Northumberland14£16,393325,35545
Nottinghamshire57£15,192323,887179
Omagh6£17,927219,8992
Oxfordshire45£16,622321,332134
Pembrokeshire2£17,149213,4423
Perth and Kinross12£15,205427,96228
Renfrewshire18£14,865430,32874
Rhondda Cynon Taf6£14,272439,8113
Rutland1£16,450336,6532
Scottish Borders8£16,702426,67319
Shropshire62£17,967216,52187
Somerset58£18,895215,460108
South Ayrshire14£15,279430,70153
South Lanarkshire1£15,999322,378-
South Yorkshire141£16,336323,438331
Staffordshire88£15,905321,122265
Stirling20£16,596327,26135
Suffolk79£17,597218,237174
Surrey102£17,161317,351220
Sutton - Greater London1£13,69924,0002
Tyne and Wear64£15,611324,450183
Warwickshire21£14,458528,37547
West Dunbartonshire4£17,998315,3886
West Lothian8£13,655439,10621
West Midlands191£16,550320,322500
West Sussex61£17,393215,429129
West Yorkshire196£15,817323,127444
Wiltshire67£17,276219,254133
Worcestershire73£17,036320,129173
Add postcode for better results.