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Used Ford Puma on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Puma on finance

Getting a used Ford Puma on finance involves a few key steps and considerations to ensure you’re making a wise purchase and managing your finances efficiently. The Ford Puma, recognized for its sporty design and agile driving experience, is a popular choice among compact SUV enthusiasts. Here’s a guide that outlines what you need to know about financing a used Ford Puma:

Initial Preparations:

1. Budgeting:

  • Calculate your budget considering the down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Check your credit score since it impacts your loan terms and interest rate.

3. Model Selection:

  • Decide on the specific model, year, and features of the Ford Puma that fit your needs.

4. Vehicle Check:

  • Have the vehicle inspected and acquire a history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or credit union and repay it in monthly installments.

2. Hire Purchase (HP):

  • Provide a deposit, repay the rest in monthly payments, and own the car after the final payment.

3. Personal Contract Purchase (PCP):

  • Pay a deposit, followed by smaller monthly payments, and decide to return, buy, or part-exchange the car at the end.

4. Lease Purchase:

  • Similar to PCP, but you commit to buying the car at the end of the agreement.

5. Dealer Financing:

  • Review and compare financing plans offered by Ford dealerships.

6. Peer-to-Peer Lending (P2P):

  • Use P2P platforms to get a loan from private lenders, often at competitive rates.

Purchasing Steps:

1. Choose a Dealer:

  • Opt for a reputable dealer or seller to minimize risks associated with used car buying.

2. Negotiation:

  • Discuss and negotiate the price and financing terms to obtain a favorable deal.

3. Test Drive:

  • Ensure the car's condition and performance align with your expectations.

4. Secure Financing:

  • Finalize your financing option, ensuring that the terms are clear and manageable.

5. Insurance:

  • Ensure you have adequate insurance in place before completing the purchase.

6. Paperwork:

  • Accurately complete all necessary documentation, such as the contract and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the car’s depreciation rate and how this impacts its future value.

  • Warranty: Explore warranty options, checking if the manufacturer’s warranty is still valid or if obtaining an extended warranty is advisable.

  • Total Cost: Understand the total cost over the entire financing period, not just the monthly payments.

  • Prepayment Penalties: Confirm whether any penalties apply if you decide to pay off the loan early.

Conclusion:

Navigating through the process of financing a used Ford Puma demands thoughtful planning, an understanding of your finances, and thorough knowledge about the vehicle and available financing options. Ensure you carefully evaluate each step, perhaps consulting with a financial advisor, to secure a deal that allows you to enjoy your Ford Puma while maintaining financial stability.

About the Ford Puma

When Ford announced the return of the Puma name, it was met with anticipation and curiosity. Originally a sporty compact coupé in the late '90s, the new Puma has been reinvented for today's market as a stylish compact SUV.

Design and Aesthetics:

The Ford Puma boasts a distinctive design, blending the athletic lines of a coupé with the robust stance of an SUV. Its expressive LED headlights, bold front grille, and sculpted bodywork help it stand out in the crowded compact SUV segment. The Puma's design signifies Ford's commitment to combining functionality with head-turning aesthetics.

Interior Excellence:

Inside the cabin, the Puma continues to impress. High-quality materials, a user-friendly layout, and innovative features like the adjustable boot floor dubbed the "MegaBox" showcase Ford's dedication to detail and practicality. It's an interior designed around the driver, yet it doesn't compromise on passenger comfort or cargo space.

Performance and Efficiency:

Under its hood, the Puma offers a range of EcoBoost petrol engines, known for their balance of performance and efficiency. The mild-hybrid technology available in some variants enhances fuel economy while providing an additional torque boost when needed. This ensures that the Puma is both dynamic on the open road and efficient in urban settings.

Tech-Savvy Features:

Modern drivers expect the latest in connectivity and safety tech, and the Puma delivers. Ford's SYNC 3 infotainment system, available wireless charging, and an array of safety features such as adaptive cruise control and lane-keeping aid, ensure drivers are connected, entertained, and protected.

Variety and Choice:

Ford offers the Puma in a range of trims, including the sporty ST-Line with its sport-tuned suspension and distinct styling cues. This ensures that buyers can find a Puma that matches their style and driving preferences perfectly.

Flexible Ownership:

Ford understands the diverse needs of its clientele. To cater to them, they offer tailored financing and leasing options, making the process of owning or driving away in a new Puma more accessible and convenient.

Conclusion:

The Ford Puma has successfully reinvented itself for the modern era, proving that with the right blend of design, technology, and performance, a classic name can be given a new lease of life. For those seeking a compact SUV that doesn't compromise on style or substance, the Puma is a top contender.

Buying Guide

Want to find out everything about all Puma models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Puma buying guide here.

Ford Puma Data by County

Ford Puma data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,784£16,132324,3409,758
Aberdeen City29£18,653214,21143
Aberdeenshire16£15,121431,59434
Angus5£19,095219,2437
Antrim6£15,471317,87013
Ards4£13,945432,9184
Armagh2£13,450425,9681
Ballymena10£16,837315,68526
Barking & Dagenham - Greater London19£20,171211,42126
Barnet - Greater London2£14,490228,2003
Bedfordshire48£15,745328,62487
Belfast19£16,809319,69351
Berkshire106£17,154314,651215
Bexley - Greater London1£14,495434,000-
Blaenau Gwent7£19,25618,55734
Bristol37£15,999321,34266
Bromley - Greater London13£16,559316,03237
Buckinghamshire75£16,203324,779149
Cambridgeshire176£16,665323,573234
Cardiff13£14,798329,6685
Carmarthenshire11£17,540318,95530
Ceredigion1£11,695663,0008
Cheshire182£17,110319,758401
City of Edinburgh23£15,790325,71574
City of London - Greater London11£16,179222,84422
Coleraine6£15,374426,60316
Conwy1£11,995546,5681
Cornwall27£17,328319,06735
County Durham84£16,622320,297224
Craigavon31£17,676217,54652
Croydon - Greater London3£14,793519,3745
Cumbria44£16,046322,37590
Denbighshire3£16,323429,1274
Derbyshire147£15,350331,483261
Derry1-644,000-
Devon77£16,802320,396138
Dorset64£17,63838,238127
Dumfries and Galloway1£15,995319,9824
Dundee City30£17,522319,73737
Dungannon6£16,059335,2985
East Ayrshire11£16,544320,87013
East Lothian2£15,349439,0693
East Riding of Yorkshire31£15,690323,72574
East Sussex27£17,459318,99743
Enfield - Greater London1£11,495667,1591
Essex154£18,218318,925439
Falkirk6£14,673326,99320
Fermanagh1£20,895111,4052
Fife48£17,140325,38591
Glasgow City104£17,084318,959191
Gloucestershire36£17,502316,12899
Greater Manchester250£16,150321,531484
Gwynedd1£12,995442,000-
Hampshire163£17,177319,491299
Havering - Greater London45£16,631325,32289
Herefordshire12£16,412424,34019
Hertfordshire74£17,615220,447214
Highland13£19,003214,22025
Hillingdon - Greater London1£11,490540,8731
Inverclyde6£15,131343,1003
Isle of Anglesey10£18,836221,57014
Isle of Wight11£15,900419,99111
Kent89£15,880322,621182
Lancashire162£15,430323,743298
Larne2£13,993456,4002
Leicestershire114£16,063328,109266
Lincolnshire109£16,849221,677190
Lisburn16£17,364319,57526
Merseyside51£15,571323,785104
Merthyr Tydfil21£15,499323,10631
Midlothian14£17,638321,25024
Moray19£18,059214,64330
Newry and Mourne1£16,695313,2093
Newtownabbey11£17,686220,06126
Norfolk93£16,830323,961150
North Ayrshire8£14,149431,7459
North Lanarkshire20£15,820316,58673
North Yorkshire95£17,387219,339236
Northamptonshire92£14,222337,920121
Northumberland16£15,662330,97443
Nottinghamshire70£15,593322,409176
Omagh7£17,067321,2431
Oxfordshire46£16,838321,453125
Pembrokeshire2£16,147313,5914
Perth and Kinross14£16,901322,50627
Renfrewshire17£14,949429,40875
Rhondda Cynon Taf6£15,093431,1251
Rutland1£16,950336,6533
Scottish Borders11£16,932427,19817
Shropshire61£18,054214,09297
Somerset49£19,045315,038128
South Ayrshire23£16,529321,73259
South Yorkshire139£16,422322,735320
Staffordshire102£15,870322,454246
Stirling17£17,719323,97132
Strabane3£14,093525,4841
Suffolk90£17,774317,313172
Surrey95£17,275316,882213
Swansea3£13,916322,5049
Tyne and Wear71£15,331326,875176
Warwickshire25£14,492531,37534
West Dunbartonshire2£18,748411,5197
West Lothian11£14,459436,80918
West Midlands235£16,868318,219442
West Sussex79£17,610215,139113
West Yorkshire202£15,731422,583438
Wiltshire58£16,829319,670129
Worcestershire64£17,974316,808177
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