Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
This Ford is a model that is known as one of the most trustworthy and reliable cars on the market. This second hand one priced at £3,490 contains a 1.2 Ltr petrol engine with manual transmission and has got 64,905 miles clocked up on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
The Ford KA is in the top twenty of the United Kingdom's reliability index. At this dealership in Exeter you can buy this second hand one with manual transmission with a 1.2 ltr petrol engine and 71,000 mi on the clock.
Coming fitted out with a 1.2L petrol engine and manual transmission, this used Ford KA is available for sale in the shade of white and has 74,000 miles clocked-up on the dash.
Currently on offer from our dealership, for the superb price of £2,949 is this Ford KA 1.2 Titanium Euro 6 Ss that has been designed to have reliability in mind. This particular model is equipped with a 1200CC petrol engine, manual transmission and has 76,711 mi on the dash.
Up for sale and ready for its next owner to drive away today is this durable Ford that is listed as one of Britain's top 20 most reliable cars. It is fitted out with a 1.2 LTR petrol motor and it's got manual transmission. This second hand model has just 10,300 miles on the clock.
This durable and trustworthy Ford KA 1.2 Edge Start Stop contains a 1200cc petrol engine with manual transmission and has got 47,237 miles on the clock. Grab the opportunity today to be the happy buyer of this used one that is offered at £2,995.
Have a closer look at this KA 1.2 Edge Hatchback Euro 5 S S which has a high ranking for its durability and trustworthiness. It comes with manual transmission and it has a 1200cc petrol motor. This second-hand one currently available from this dealer priced at £3,495 comes finished in black and has 49,000 miles clocked-up on the dashboard.
On offer at the bargain price of only £3,195 is this Ford KA that features manual transmission and a 1.2 Litre petrol engine. This used model currently available from this dealership has 63,370 miles clocked-up on the dash.
The UK Reliability Index figure takes several elements into account: rate of failure, cost and inconvenience. It is based on data that has been sourced from millions of pounds of insurance claims that people make throughout each year and gives motorists a detailed overview of cars on the road today. The Ford KA is in the top 20 of the UK's Reliability Index and this dealer in Sittingbourne currently has this second hand 1.2 Studio Euro available to buy priced at just £1,495. It's a great value for this model and even more so taking into account that it's less likely to leave you with a repair bill.
Calculating several points, the UK Reliability Index gathers data sourced from millions of pounds worth of claims that are made by motorists every year. Considering rate of failure, price and inconvenience for the driver, it assists in providing you with a good overview of cars that are on the road. The Ford KA is among those rated in the top 10 for reliability and at this dealership in Cleckheaton you can buy this second hand one for just £3,595. That's a bargain price for this particular model and it's even better if you're less likely to be shelling out for repairs.
This Ford KA is ranked as one of the most trustworthy and reliable vehicles on the market. This second hand model, currently available from this dealer has 49,000 miles clocked up on the dash and contains a 1200 CC petrol motor.
Up for sale and ready for its new owner to drive away is this trusty Ford which is ranked amongst the UK's top 20 most reliable models. This second hand model now in stock at our dealership in Derby comes in white and has 54,253 miles clocked up on the dash.
The low price of only £2,595 is currently being advertised by our dealership in Lincoln on this low mileage Ford that has just 36,872 miles on the dash. It could be a great choice if you're searching to buy a model which has been created with durability in mind.
Having to get your car repaired is not only an inconvenience, it can be a bit on the expensive side too, buying one that's rated for being reliable may be something worth considering if you are thinking of overall cost in the long term. The Ford KA is among those rated in the top 20 for reliability and at this dealership you can pick up this second hand 1.2 Zetec for only £2,495. That is already a bargain price for this particular model and even better if there's a lower chance of having to fork out for repairs.
Coming equipped with manual transmission and a 1.2L engine - this second hand
KA 1.2 Ka Zetec is up for sale and ready for its next owner to drive away with 41,000 miles on the dashboard.
A low price of £3,095 is currently being advertised by us at this dealer on this Ford that's been created with dependability in mind and is one of the top twenty in the UK's reliability index.
On offer at the amazing price of just £5,450 is this Ford KA 1.2 Edge Euro 5 Ss that has got manual transmission and a 1.2 L petrol motor. This second hand model at this dealer has 9,700 miles clocked-up on the dashboard.
Well known for its durability, this hatchback comes with manual transmission and has got a 1200cc petrol motor. This second hand model has 41,000 miles clocked-up on the dash and is on the market in a finish.
Among those rated in the top 10 of the British reliability index, this is a hatchback vehicle created by Ford to offer drivers a higher standard of dependability and trustworthiness than your average car. This used 1.2 Zetec Euro 5 S S comes fitted out with manual transmission, a 1.2l petrol motor and has clocked up 61,022 miles.
This KA 1.2 Zetec Euro 5 Ss has 26,902 miles on the dash and is equipped with a 1.2 litre motor. It runs on petrol with manual transmission and comes in the shade of red.
At this dealership there is a fabulous price on this used Ford KA 1.2 Titanium Euro 5 with a 1.2 ltr petrol motor, manual transmission and 56,300 miles clocked up on the dash.
If you're considering purchasing a Ford KA, and particularly if you're looking at the option of getting a used Ford KA on finance in the UK, here's a guide to help you through the process:
Research the Vehicle:
The Ford KA is a popular city car known for its compact size, agile handling, and affordable running costs.
Familiarise yourself with the different trim levels, engine options, and features across various model years.
For used models, look into any common issues or points of wear specific to the Ford KA.
Searching for a Used Model:
Start with Ford's official approved-used vehicle programme. These vehicles usually come with a manufacturer's warranty and have been thoroughly inspected.
Broaden your search to online platforms, local dealerships, and car supermarkets for a wide range of prices and available models.
Finance Options:
Personal Contract Purchase (PCP): After an initial deposit, you'll pay monthly instalments. At the end, choose to make the final payment and own the car, return it, or trade it in for a new vehicle.
Hire Purchase (HP): After a deposit, pay off the vehicle's value in monthly instalments. Once all payments are made, the car is yours.
Leasing: Rent the KA for a set term and then return it.
Personal Loan: Obtain a loan, purchase the car outright, then pay back the loan in instalments.
Obtain and Compare Finance Quotes:
Get quotes from Ford dealerships as well as independent finance providers. There might be special promotions for those interested in a used Ford KA on finance.
Consider the APR (Annual Percentage Rate) to understand the full cost of borrowing.
Review Your Credit Score:
Your credit rating will have a significant impact on the finance rates and terms you're offered.
Examine your score with UK credit bureaus (Experian, Equifax, TransUnion) and ensure all information is correct.
Budgeting:
Decide on a monthly payment you're comfortable with.
A heftier deposit often leads to more favourable monthly rates.
Understanding the Agreement:
If considering PCP or leasing, be aware of any mileage limits and potential charges for exceeding them.
Know any fees associated with ending the contract early or specific wear and tear terms.
Negotiation:
Use your research to haggle on both the vehicle's price and the finance terms. There's often room for negotiation, especially if you're thinking about a used Ford KA on finance.
Aim to reduce the overall amount payable across the term, not just the monthly fees.
Finalise the Deal:
Once you're content with the terms, complete the necessary paperwork.
Always read and make sure you comprehend all terms before signing. Retain copies for your records.
Insurance:
Before driving your KA, ensure you have the necessary vehicle insurance in place. It's wise to compare quotes from multiple providers to find the best deal.
End-of-Agreement Options:
For PCP: At the end, you can pay the final amount, return the car, or start a new agreement.
For HP: The KA becomes yours after all payments.
If leasing, return the vehicle in the agreed-upon condition.
Additional Costs:
Don't forget to budget for other potential costs, such as road tax, maintenance, servicing, and repairs.
Always ensure that your chosen finance option aligns with your current and projected financial situation. If you're ever uncertain, it might be worthwhile to consult with financial experts or trusted individuals.
About the Ford KA
The Ford KA has long been a favourite for city dwellers and first-time drivers alike. Since its introduction, the KA has gained popularity due to its compact size, affordability, and zippy performance, which makes it particularly adept at navigating tight urban environments.
Features and Specifications:
Compact and Stylish: The Ford KA's design is characterised by its small footprint, making it perfect for city driving and parking in tight spots. Despite its size, it boasts a distinctive look that's both modern and cheerful.
Interior Comfort: While it might be compact on the outside, the KA doesn’t skimp on interior space. The cabin is surprisingly roomy for its class, offering comfortable seating and a user-friendly layout.
Economical Performance: The KA is typically equipped with small, fuel-efficient engines, which not only keep running costs down but also produce lower CO2 emissions. This makes it both wallet-friendly and a more environmentally conscious choice.
Entertainment and Connectivity: Modern versions of the KA come equipped with Ford’s SYNC infotainment system, which offers features like smartphone integration, voice commands, and more, ensuring drivers remain connected on the go.
Safety Features: Safety hasn't been overlooked; the KA often includes features like multiple airbags, ABS, and stability control. Some newer models also offer advanced safety technologies, further enhancing its appeal for younger drivers and families.
Conclusion:
The Ford KA exemplifies the essence of a city car: compact, economical, and easy to manoeuvre. With its blend of style, efficiency, and modern features, it continues to be a compelling choice for those seeking a reliable urban companion. Whether you're a new driver or someone looking for a convenient second car, the KA remains a tried and true option.
Buying Guide
Want to find out everything about all KA models, pros and cons, what to look out for and everything else you need to know? Check out our Ford KA buying guide here.
Ford KA Data by County
Ford KA data for the amount in stock, average price, age and mileage throughout
the UK and by county.