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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,133£11,810752,91512,166
Aberdeen City14£13,589545,19247
Aberdeenshire12£14,234633,23222
Angus6£12,828638,30713
Antrim4£10,099753,96119
Ards7£9,504967,2444
Armagh5£5,92811103,7801
Ballymena11£12,601550,25319
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London23£14,814432,13942
Barnet - Greater London1£4,2151291,048-
Bedfordshire147£8,161966,461272
Belfast29£15,005540,78044
Berkshire118£8,590960,471238
Blaenau Gwent9£14,409441,8885
Brent - Greater London11£7,0601173,6797
Bristol114£8,203962,324247
Bromley - Greater London9£11,952647,56422
Buckinghamshire142£9,491860,801187
Caerphilly1£12,9911054,000-
Cambridgeshire194£9,792862,421345
Cardiff3£12,692548,0835
Carmarthenshire8£14,533434,00010
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,1359
Cheshire243£13,425641,146474
City of Edinburgh35£11,423746,71669
City of London - Greater London29£7,6871067,83260
Clackmannanshire4£12,622554,8723
Coleraine18£15,496434,52420
Cornwall25£11,068859,60834
County Durham110£11,280757,535262
Craigavon17£14,661432,23924
Croydon - Greater London9£11,542759,06815
Cumbria54£14,283539,20398
Denbighshire1£7,995965,1924
Derbyshire155£12,059649,080322
Derry1£44,995177,0004
Devon106£10,832749,318170
Dorset39£15,460628,11584
Down1£5,4951095,3001
Dumfries and Galloway4£12,120842,6898
Dundee City23£11,565655,49742
Dungannon4£7,9599104,75010
Ealing - Greater London11£6,790947,24520
East Ayrshire22£12,488641,43924
East Lothian1£11,599724,2264
East Riding of Yorkshire10£11,382650,40940
East Sussex37£12,527644,93042
Enfield - Greater London7£5,7341071,96310
Essex202£11,094757,438386
Falkirk59£13,883961,19961
Fermanagh2£6,9959125,0004
Fife40£13,029645,68981
Flintshire4£6,94310102,8443
Glasgow City81£12,994541,250191
Gloucestershire35£12,019855,37783
Greater Manchester358£10,757855,354672
Gwynedd3£11,162647,86712
Hampshire143£11,004756,161344
Harrow - Greater London11£5,8971161,24722
Havering - Greater London65£8,455960,616156
Herefordshire15£8,976962,95821
Hertfordshire117£11,710751,363228
Highland24£14,656529,66334
Hillingdon - Greater London33£7,3621065,11352
Hounslow - Greater London10£9,567960,63725
Inverclyde5£7,6851062,59410
Isle of Anglesey8£10,198759,49917
Isle of Wight5£7,5951060,5478
Kent118£10,641954,421210
Kingston upon Thames - Greater London5£9,295845,2429
Lancashire244£10,675750,535483
Larne1£29,9951670,0004
Leicestershire128£12,411749,433287
Limavady1£9,995750,0002
Lincolnshire109£11,184748,150216
Lisburn15£18,136422,41735
Magherafelt2£18,245757,500-
Merseyside117£10,858756,203189
Merthyr Tydfil30£14,609759,10627
Merton - Greater London6£7,2291048,9257
Midlothian4£14,141539,5657
Monmouthshire1£4,6501271,90014
Moray13£15,107532,66419
Neath Port Talbot4£8,2451072,9621
Newham - Greater London1£5,7507145,024-
Newport4£13,698845,21616
Newry and Mourne6£14,4081080,5715
Newtownabbey13£17,034428,92635
Norfolk122£11,065856,226245
North Ayrshire18£10,256753,20926
North Down2£15,245226,8916
North Lanarkshire34£13,818535,90698
North Yorkshire148£14,096537,647233
Northamptonshire100£10,425761,415197
Northumberland23£11,428852,84852
Nottinghamshire91£12,465754,824241
Omagh4£16,994322,0966
Oxfordshire28£14,031539,69584
Pembrokeshire2£14,499423,1222
Perth and Kinross16£14,993534,09143
Redbridge - Greater London11£6,9741177,98023
Renfrewshire25£12,270645,20465
Rhondda Cynon Taf25£6,5601071,42834
Richmond upon Thames - Greater London2£9,235841,3287
Scottish Borders5£15,587443,32611
Shropshire41£11,018752,44976
Somerset70£11,879750,067121
South Ayrshire17£13,855532,20453
South Lanarkshire5£10,457857,7851
South Yorkshire181£10,860757,673412
Staffordshire135£11,042850,601253
Stirling16£14,678538,97645
Strabane2£12,123650,0005
Suffolk75£12,487648,543163
Surrey103£12,977644,043214
Sutton - Greater London5£9,837846,3155
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear117£11,445651,231259
Warwickshire29£11,322759,43176
West Dunbartonshire1£16,998326,93111
West Lothian17£11,262660,03140
West Midlands350£9,695860,524652
West Sussex48£13,505640,082112
West Yorkshire266£11,483749,600598
Wiltshire79£11,185754,465183
Worcestershire35£10,393855,708128
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