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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,169£11,802752,68411,365
Aberdeen City15£12,691648,88741
Aberdeenshire11£12,778643,70123
Angus6£12,578632,1939
Antrim6£10,115757,93716
Ards4£8,2861279,7035
Armagh4£6,16111100,7255
Ballymena14£13,823445,30017
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London27£14,696433,25238
Barnet - Greater London1£4,2151291,0484
Bedfordshire155£8,906966,852257
Belfast33£14,704540,44737
Berkshire129£8,994959,042214
Blaenau Gwent9£15,454328,9516
Brent - Greater London11£7,3141175,5749
Bristol129£8,847960,473237
Bromley - Greater London11£14,500433,05720
Buckinghamshire128£9,652959,726184
Caerphilly1£13,4911054,000-
Cambridgeshire194£10,272860,196311
Cardiff4£11,894647,2947
Carmarthenshire10£14,625432,3839
Carrickfergus1£15,450574,4214
Ceredigion5£9,692765,3088
Cheshire231£13,326641,728439
City of Edinburgh39£11,153748,36362
City of London - Greater London37£7,0011066,55256
Coleraine23£16,500327,83313
Conwy3£9,095866,0009
Cookstown1£12,490533,0001
Cornwall22£10,533756,23227
County Durham119£10,736757,417217
Craigavon15£16,861323,18425
Croydon - Greater London8£10,479966,90717
Cumbria55£13,882539,05586
Denbighshire2£7,9951161,0963
Derbyshire147£12,076648,462294
Derry1£44,995177,0006
Devon110£11,136748,815149
Dorset49£14,743531,39467
Down1£5,9951095,3001
Dumfries and Galloway3£12,828936,8689
Dundee City19£11,443754,49343
Dungannon5£11,2341096,6509
Ealing - Greater London11£6,5941053,41724
East Ayrshire17£12,076646,14520
East Lothian1£10,999-49,2794
East Riding of Yorkshire11£11,628643,76838
East Sussex33£11,827750,95638
Enfield - Greater London5£5,7981071,47010
Essex203£10,844755,356365
Falkirk58£13,619962,64263
Fermanagh4£11,095771,2453
Fife34£12,256746,79681
Flintshire3£8,0201199,2013
Glasgow City77£12,805643,614183
Gloucestershire34£12,172752,16176
Greater Manchester350£11,172752,576630
Gwynedd5£10,474756,06411
Hampshire150£10,688856,087313
Harrow - Greater London13£6,1941155,78418
Havering - Greater London65£8,409959,100149
Herefordshire11£9,727959,33920
Hertfordshire115£11,313753,229210
Highland20£16,306424,53034
Hillingdon - Greater London30£7,0071068,40856
Hounslow - Greater London10£9,617960,63728
Inverclyde5£8,434952,65812
Isle of Anglesey11£10,324857,35214
Isle of Wight5£7,9951070,3258
Kent98£10,176957,838203
Kingston upon Thames - Greater London5£8,043952,7618
Lancashire276£10,619751,835410
Larne1£29,9951670,0003
Leicestershire139£12,017751,595293
Limavady2£9,720758,0003
Lincolnshire125£11,135749,229207
Lisburn18£17,552423,32733
Magherafelt1£13,995461,0002
Merseyside102£10,903753,608184
Merthyr Tydfil32£15,720861,15825
Merton - Greater London5£7,6771059,3465
Midlothian4£14,196539,53510
Monmouthshire4£2,9711592,97010
Moray10£14,341638,68521
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport6£14,296860,42212
Newry and Mourne5£15,1841058,5316
Newtownabbey22£17,053428,92926
Norfolk113£11,408854,287230
North Ayrshire19£10,591755,03829
North Down3£13,828433,2717
North Lanarkshire38£13,406533,97896
North Yorkshire141£14,154538,001202
Northamptonshire87£9,746863,464186
Northumberland23£11,428951,86646
Nottinghamshire76£12,596751,941240
Omagh4£16,119319,5265
Oxfordshire23£13,276538,56591
Pembrokeshire3£13,166433,308-
Perth and Kinross16£14,868537,53742
Redbridge - Greater London10£6,4851181,76517
Renfrewshire21£12,576642,92468
Rhondda Cynon Taf29£7,2801064,75537
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders5£16,257332,99812
Shropshire38£10,787754,98683
Somerset72£12,355746,878115
South Ayrshire19£12,833534,81255
South Lanarkshire4£8,622965,625-
South Yorkshire194£11,906651,921366
Staffordshire119£11,162847,734224
Stirling12£15,038434,78748
Strabane1£9,250774,0005
Suffolk81£12,950646,877156
Surrey101£13,643639,733207
Sutton - Greater London3£11,282644,0245
Swansea8£8,062873,0459
Tyne and Wear112£11,034652,078251
Warwickshire29£10,942753,89968
West Dunbartonshire4£14,186542,25710
West Lothian19£13,384539,95832
West Midlands359£10,378855,819593
West Sussex42£11,638744,487109
West Yorkshire284£11,079751,160549
Wiltshire85£11,990751,102162
Worcestershire28£9,422958,779130
Wrexham2£14,350429,968-
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