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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,382£11,455752,67612,713
Aberdeen City17£12,580543,94040
Aberdeenshire12£10,873748,70622
Angus4£14,745537,71216
Antrim8£12,361548,25615
Ards5£8,3451178,2057
Armagh3£6,2321199,3005
Ballymena11£12,210550,17921
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London19£15,372427,41344
Barnet - Greater London2£10,103757,0746
Bedfordshire183£9,150964,219288
Belfast27£14,163643,00543
Berkshire115£8,4821062,762255
Blaenau Gwent6£13,798436,9988
Brent - Greater London12£8,1671070,49512
Bristol144£9,174959,639250
Bromley - Greater London6£11,870554,87219
Buckinghamshire115£10,641856,948192
Caerphilly3£6,4601354,0002
Cambridgeshire199£10,065861,288361
Cardiff14£14,411528,49015
Carmarthenshire10£15,244431,7338
Carrickfergus3£9,147969,1404
Ceredigion8£9,087861,90921
Cheshire246£12,735744,471477
City of Edinburgh36£11,640746,99186
City of London - Greater London37£7,5271061,94666
Clackmannanshire1£15,998323,2137
Coleraine20£15,661332,72519
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall18£8,401965,10031
County Durham115£11,595753,602224
Craigavon8£15,059433,27635
Croydon - Greater London13£10,598958,13312
Cumbria48£13,917643,97796
Denbighshire1£10,695746,4703
Derbyshire152£12,029646,575351
Derry14£16,760540,74013
Devon107£12,141744,611174
Dorset38£14,053635,65279
Down1£5,9951095,3004
Dumfries and Galloway7£10,996846,93612
Dundee City22£13,465645,68340
Dungannon6£12,828979,8598
Ealing - Greater London11£5,3671270,32027
East Ayrshire20£11,640652,92023
East Lothian1£12,299-7,6695
East Riding of Yorkshire22£12,005644,43557
East Sussex29£12,645749,58553
Enfield - Greater London7£6,3551069,5057
Essex201£11,036755,727394
Falkirk66£12,472859,80959
Fermanagh3£9,995788,3673
Fife26£14,034539,50596
Flintshire3£7,9871199,2014
Glasgow City87£13,471542,907203
Gloucestershire33£9,868866,85786
Greater Manchester347£10,771854,801680
Gwynedd3£12,995645,60312
Hampshire153£10,990854,481359
Harrow - Greater London9£5,8821155,73220
Havering - Greater London77£9,261856,380174
Herefordshire12£11,333852,60618
Hertfordshire107£11,257753,976210
Highland17£15,984427,16349
Hillingdon - Greater London30£8,022963,74676
Hounslow - Greater London14£9,649958,19626
Inverclyde6£9,445947,02016
Isle of Anglesey20£11,725750,20118
Isle of Wight7£8,5661061,95712
Kent106£10,081957,383227
Kingston upon Thames - Greater London5£8,666954,54111
Lancashire242£10,893752,158455
Larne2£20,4931252,0003
Leicestershire136£12,287749,036362
Limavady1£9,995750,0003
Lincolnshire116£11,705749,112242
Lisburn14£15,456539,01329
Magherafelt1£13,995461,0004
Merseyside107£11,367750,468216
Merthyr Tydfil34£15,763860,89829
Merton - Greater London3£7,6471156,0006
Midlothian6£15,067531,97013
Monmouthshire7£4,13912101,69315
Moray11£16,132430,43719
Neath Port Talbot3£9,163866,8608
Newham - Greater London1£5,7507145,024-
Newport5£15,1361063,4109
Newry and Mourne8£13,819959,8225
Newtownabbey12£15,135645,42933
Norfolk144£11,157858,179240
North Ayrshire17£10,838749,22827
North Down4£11,295657,1405
North Lanarkshire50£12,907536,11094
North Yorkshire137£14,755534,238244
Northamptonshire78£10,162861,229202
Northumberland23£12,898741,01448
Nottinghamshire98£13,874751,189245
Omagh4£16,119319,5267
Oxfordshire31£14,129538,04189
Pembrokeshire3£13,164644,471-
Perth and Kinross18£13,577640,10943
Powys2£15,146518,7632
Redbridge - Greater London11£7,5181160,46119
Renfrewshire28£14,389531,45576
Rhondda Cynon Taf30£7,3051064,94144
Richmond upon Thames - Greater London3£8,453939,6608
Scottish Borders7£15,661424,46519
Shropshire37£10,949752,59887
Somerset66£12,209748,875142
South Ayrshire27£13,400537,97165
South Lanarkshire3£9,797954,8331
South Yorkshire203£10,735754,943394
Staffordshire139£11,051748,276292
Stirling22£13,647532,04236
Strabane2£11,500672,5007
Suffolk99£12,925646,682161
Surrey118£12,139746,464238
Sutton - Greater London3£11,282644,0247
Swansea10£6,0811076,82012
The Vale of Glamorgan3£5,9991087,1001
Torfaen1£4,2951190,2791
Tower Hamlets - Greater London1£11,495657,0002
Tyne and Wear126£11,424751,143275
Warwickshire25£12,384753,67480
West Dunbartonshire5£15,188437,36413
West Lothian26£12,752646,05735
West Midlands350£10,370855,067643
West Sussex53£11,121746,125104
West Yorkshire294£10,900750,823609
Wiltshire88£11,094853,748180
Worcestershire36£9,7081066,568131
Wrexham2£9,245956,5703
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