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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,764£11,506752,00113,909
Aberdeenshire28£13,901535,95769
Angus30£12,089647,65649
Ayrshire67£12,683539,655104
Bedfordshire151£7,7311069,089293
Berkshire120£9,397957,389247
Blaenau Gwent17£13,383646,99536
Borders7£16,210433,0447
Bridgend25£10,551750,72848
Bristol130£8,772962,010235
Buckinghamshire145£9,414860,912229
Caerphilly13£5,9251085,65315
Cambridgeshire197£10,516858,875348
Cardiff46£14,209535,91479
Carmarthenshire8£10,844648,90319
Ceredigion1£10,995738,4092
Cheshire208£12,530744,651452
Clackmannanshire4£11,872653,2615
Conwy6£11,970761,14816
Cornwall29£10,437857,18849
County Antrim52£14,282645,326133
County Armagh28£12,724656,24436
County Down46£13,958538,82242
County Durham105£10,705861,872250
County Fermanagh2£8,4239125,0004
County Londonderry34£15,441546,07850
County Tyrone20£12,434762,88422
Cumbria53£14,860539,005110
Denbighshire2£10,493857,1073
Derbyshire140£11,819650,609322
Devon102£10,261852,241182
Dorset42£13,739629,461101
Dumfries & Galloway5£12,296748,2159
Dunbartonshire3£15,331428,2259
East Lothian1£5,9251129,6153
East Riding of Yorkshire55£11,972747,944103
East Sussex50£12,574643,15878
Essex243£11,208755,369501
Falkirk61£13,119963,52257
Fife45£13,844544,056108
Flintshire24£7,4711182,10823
Gloucestershire44£10,2071065,03897
Greater London345£9,275854,493713
Greater Manchester354£11,358752,872697
Gwynedd3£11,245848,33314
Hampshire181£10,841855,404359
Herefordshire12£10,343955,12421
Hertfordshire138£11,710749,996280
Highland20£13,659535,94143
Inverclyde3£6,9131179,34510
Isle of Anglesey9£15,043547,14128
Isle of Wight6£6,9781069,2908
Kent145£10,950848,984321
Lanarkshire107£13,148537,732290
Lancashire238£10,188755,134498
Leicestershire125£12,289647,504292
Lincolnshire102£11,202850,473227
Merseyside132£11,152752,973279
Merthyr Tydfil27£14,843759,55523
Midlothian52£10,663754,45394
Monmouthshire11£6,8611162,27624
Moray11£14,313536,16922
Neath Port Talbot5£9,996859,3702
Newport31£12,231643,65582
Norfolk121£10,982854,599252
North Yorkshire142£14,094538,634260
Northamptonshire85£10,901756,436215
Northumberland22£12,899745,07165
Nottinghamshire125£11,911751,467295
Oxfordshire25£10,726856,25692
Pembrokeshire8£10,511750,75111
Perth & Kinross23£14,290434,70240
Powys3£14,327447,6083
Renfrewshire15£12,651742,20770
Rhondda Cynon Taf29£8,596960,17542
Shropshire47£11,992646,36486
Somerset71£12,727746,453132
South Yorkshire163£9,841862,910341
Staffordshire163£10,767853,302342
Stirling12£15,155537,94348
Suffolk84£12,725646,264196
Surrey117£9,470956,353261
Swansea32£12,196750,50660
Torfaen4£10,320766,8328
Tyne and Wear111£11,518652,328280
Vale of Glamorgan10£12,632850,09414
Warwickshire55£10,935855,331114
West Lothian20£11,533855,97154
West Midlands314£9,597859,829680
West Sussex73£11,902640,202157
West Yorkshire301£11,517750,197581
Wiltshire84£10,488858,216179
Worcestershire44£9,985861,987132
Wrexham15£11,185831,55327
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