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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,491£11,477752,05312,120
Aberdeen City18£12,031642,98536
Aberdeenshire10£12,295744,55924
Angus5£14,495541,61916
Antrim10£11,598654,17512
Ards5£8,5661178,2057
Armagh3£8,413982,8424
Ballymena14£12,311551,94218
Ballymoney2£13,423756,7692
Banbridge1£15,400317,000-
Barking & Dagenham - Greater London18£13,745537,96342
Barnet - Greater London15£15,155423,01827
Bedfordshire184£9,175965,042270
Belfast27£13,918644,30638
Berkshire113£9,1151060,698238
Bexley - Greater London1£3,4951491,0004
Blaenau Gwent7£12,827539,6978
Brent - Greater London10£7,996974,63312
Bristol150£9,107959,241227
Bromley - Greater London5£8,361878,66018
Buckinghamshire116£10,375857,646174
Caerphilly1£13,4911054,0002
Cambridgeshire194£10,134861,339339
Cardiff16£13,610534,63127
Carmarthenshire9£16,438330,0148
Carrickfergus3£9,147969,1404
Ceredigion8£8,516865,03319
Cheshire235£12,647745,947466
City of Edinburgh39£12,079744,30283
City of London - Greater London51£8,262959,462115
Clackmannanshire1£15,998323,2137
Coleraine21£15,860331,13617
Conwy5£8,155973,00012
Cookstown1£12,490533,0001
Cornwall19£8,206966,01439
County Durham111£11,425753,239210
Craigavon11£14,024537,55232
Croydon - Greater London12£9,792965,92214
Cumbria50£14,293643,69692
Denbighshire1£10,695746,4703
Derbyshire160£12,062747,933332
Derry13£17,528537,33514
Devon117£11,417748,264159
Dorset47£15,081634,92571
Down2£6,995984,7503
Dumfries and Galloway7£11,067847,67411
Dundee City17£14,926541,10640
Dungannon7£12,423880,2717
Ealing - Greater London8£4,5441369,31529
East Ayrshire19£12,355549,69623
East Lothian1£12,299-7,6693
East Riding of Yorkshire29£10,606755,08661
East Sussex39£12,964647,06461
Enfield - Greater London7£5,5551280,9065
Essex214£11,451753,919370
Falkirk65£13,119858,13859
Fermanagh4£11,993673,9742
Fife33£13,617642,29791
Flintshire3£7,8901199,2015
Glasgow City92£13,237642,367190
Gloucestershire31£10,123864,51479
Greater Manchester316£10,584855,778606
Greenwich - Greater London1£5,4901240,364-
Gwynedd3£11,828647,66712
Hampshire150£10,642857,462350
Harrow - Greater London10£5,8691157,36919
Havering - Greater London56£8,882857,760134
Herefordshire11£9,905854,02817
Hertfordshire110£10,835857,902198
Highland19£16,916322,22649
Hillingdon - Greater London36£8,1801063,94068
Hounslow - Greater London15£9,669859,45924
Inverclyde8£10,333848,68916
Isle of Anglesey19£11,619750,63318
Isle of Wight8£8,0331064,83712
Kent112£10,284855,527231
Kingston upon Thames - Greater London4£9,673956,67611
Lancashire223£10,342754,128425
Larne2£20,4931252,0003
Leicestershire140£12,315750,097350
Limavady2£10,493660,0002
Lincolnshire119£11,203752,430227
Lisburn9£12,629541,56128
Magherafelt1£13,995461,0004
Merseyside143£11,426648,957219
Merthyr Tydfil29£15,153868,95228
Merton - Greater London3£6,3321168,6677
Midlothian5£14,800537,36312
Monmouthshire9£4,21312101,54913
Moray10£16,295532,70718
Neath Port Talbot4£9,820866,8607
Newport7£9,3691184,2676
Newry and Mourne8£13,990959,8225
Newtownabbey13£14,168543,66131
Norfolk140£11,032858,043226
North Ayrshire19£11,047747,87424
North Down3£11,728746,5205
North Lanarkshire45£12,162644,70099
North Yorkshire130£15,040533,722237
Northamptonshire89£10,572857,979182
Northumberland23£13,036739,17842
Nottinghamshire106£13,385750,469237
Omagh6£15,942332,5355
Oxfordshire37£13,215640,40277
Pembrokeshire3£13,164644,471-
Perth and Kinross18£14,910536,23541
Powys2£15,146518,7632
Redbridge - Greater London11£7,3011159,16118
Renfrewshire37£13,914536,06669
Rhondda Cynon Taf31£7,3281066,13741
Richmond upon Thames - Greater London1£8,990838,3568
Scottish Borders7£17,482319,85818
Shropshire38£11,363748,87084
Somerset66£12,008747,900135
South Ayrshire27£13,599540,60361
South Lanarkshire3£9,863954,8331
South Yorkshire200£10,590758,073372
Staffordshire141£11,652746,977283
Stirling18£13,427532,87235
Strabane4£14,198448,3335
Suffolk97£13,720643,633148
Surrey129£12,139646,235233
Sutton - Greater London4£9,724847,8267
Swansea5£6,2031181,55512
The Vale of Glamorgan3£5,9991087,1001
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear130£11,270752,465262
Warwickshire28£12,927644,57476
West Dunbartonshire5£13,988442,38113
West Lothian24£13,182640,18031
West Midlands349£10,455854,750638
West Sussex52£10,892849,01898
West Yorkshire305£11,098750,831566
Wiltshire91£10,729855,925164
Worcestershire39£9,702968,778127
Wrexham2£9,245916,1113
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