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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,235£11,776752,48011,515
Aberdeen City14£12,444648,50043
Aberdeenshire11£12,778643,70123
Angus6£12,578632,1939
Antrim6£10,115757,93716
Ards4£8,2861279,7035
Armagh4£6,16111100,7255
Ballymena14£13,823445,30017
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London26£14,915431,33939
Barnet - Greater London1£4,2151291,0484
Bedfordshire153£8,893966,788260
Belfast31£14,437540,73939
Berkshire130£9,090958,871217
Blaenau Gwent9£15,454328,9516
Brent - Greater London10£7,1581173,98110
Bristol129£8,863960,628239
Bromley - Greater London9£12,119643,25824
Buckinghamshire131£9,844958,647185
Caerphilly1£13,4911054,000-
Cambridgeshire197£10,198860,608315
Cardiff4£11,894647,2947
Carmarthenshire10£14,625432,3839
Carrickfergus1£15,450574,4214
Ceredigion5£9,493765,3088
Cheshire237£13,501641,572449
City of Edinburgh35£11,328746,25266
City of London - Greater London38£7,3131065,01955
Coleraine23£16,589327,75813
Conwy3£9,095866,0009
Cookstown1£12,490533,0001
Cornwall20£10,162856,93129
County Durham118£10,788758,118223
Craigavon15£16,855323,18425
Croydon - Greater London8£10,479966,90717
Cumbria57£14,389538,64688
Denbighshire2£7,9951161,0963
Derbyshire150£12,211649,355297
Derry1£44,995177,0006
Devon110£11,364747,978153
Dorset48£14,715532,35568
Down1£5,9951095,3001
Dumfries and Galloway3£12,828936,8689
Dundee City20£11,771752,02543
Dungannon5£11,2341096,6509
Ealing - Greater London11£6,5941053,41724
East Ayrshire18£11,861646,23120
East Lothian1£10,999-49,2794
East Riding of Yorkshire12£11,628640,49638
East Sussex32£11,962750,76939
Enfield - Greater London5£5,7981071,47010
Essex200£10,951755,147371
Falkirk58£13,607962,23463
Fermanagh4£11,095771,2453
Fife36£12,370747,16383
Flintshire3£8,0201199,2013
Glasgow City78£12,913643,469183
Gloucestershire30£11,411754,80384
Greater Manchester363£11,066753,125637
Gwynedd3£11,162647,86713
Hampshire157£10,579856,134313
Harrow - Greater London14£5,8661257,02918
Havering - Greater London63£8,554959,374153
Herefordshire12£9,671958,40920
Hertfordshire116£11,281753,253210
Highland20£16,256424,53034
Hillingdon - Greater London31£7,0391068,48956
Hounslow - Greater London11£9,284959,26828
Inverclyde5£8,434952,65812
Isle of Anglesey11£10,324857,35214
Isle of Wight6£7,5781074,2718
Kent96£9,929959,617208
Kingston upon Thames - Greater London5£8,003952,7618
Lancashire274£10,645751,456419
Larne1£29,9951670,0003
Leicestershire140£11,800753,087297
Limavady2£9,720758,0003
Lincolnshire126£11,179749,234209
Lisburn17£17,528424,55934
Magherafelt1£13,995461,0002
Merseyside105£10,944753,789185
Merthyr Tydfil33£15,720759,33524
Merton - Greater London5£7,6671059,3465
Midlothian4£14,196539,53510
Monmouthshire4£2,9711592,97010
Moray10£14,341638,68521
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport6£14,262860,42212
Newry and Mourne5£15,1841058,5316
Newtownabbey21£16,530428,87827
Norfolk115£11,653752,579234
North Ayrshire19£10,591755,03829
North Down3£13,828433,2717
North Lanarkshire41£13,234534,77994
North Yorkshire142£14,279538,135205
Northamptonshire92£9,730863,208187
Northumberland24£11,776851,19946
Nottinghamshire82£12,635751,835241
Omagh5£15,994323,7845
Oxfordshire24£13,447537,65591
Pembrokeshire2£14,999422,1051
Perth and Kinross17£14,729537,92542
Redbridge - Greater London8£7,3821080,33219
Renfrewshire22£12,368643,65468
Rhondda Cynon Taf29£7,2521064,75537
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders5£16,257332,99812
Shropshire38£10,787754,98683
Somerset71£12,460746,045117
South Ayrshire21£12,863535,01454
South Lanarkshire4£8,622965,625-
South Yorkshire198£11,890651,984370
Staffordshire119£10,760849,432233
Stirling15£15,756435,79647
Strabane1£9,250774,0005
Suffolk82£12,906647,061155
Surrey97£13,773639,241211
Sutton - Greater London3£11,282644,0245
Swansea8£8,062873,0459
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear130£11,336651,909245
Warwickshire31£10,735755,53869
West Dunbartonshire4£14,186542,25710
West Lothian19£13,297539,95832
West Midlands355£10,321856,122605
West Sussex43£11,254745,799110
West Yorkshire277£11,113751,380561
Wiltshire87£11,883751,414161
Worcestershire35£10,138856,031127
Wrexham2£14,350429,968-
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