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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,870£11,510751,47012,523
Aberdeen City19£12,008643,55438
Aberdeenshire11£12,631643,54423
Angus6£14,912439,03120
Antrim7£12,519651,52118
Ards2£12,245845,2265
Armagh3£8,413982,8424
Ballymena16£12,647548,90818
Ballymoney2£13,423756,7692
Banbridge2£14,675322,0551
Barking & Dagenham - Greater London19£13,153540,80750
Barnet - Greater London15£15,155423,01827
Bedfordshire201£8,715967,742275
Belfast27£13,563645,68338
Berkshire115£9,1231060,834240
Bexley - Greater London14£8,785946,87933
Blaenau Gwent12£10,557751,03113
Brent - Greater London7£7,3371071,42911
Bristol143£9,068960,144224
Bromley - Greater London4£9,906761,07521
Buckinghamshire112£10,342857,759176
Caerphilly11£7,0481176,89115
Cambridgeshire193£10,215859,674339
Cardiff19£14,139533,11137
Carmarthenshire9£16,438330,0149
Carrickfergus3£9,147969,1404
Ceredigion11£8,510863,89027
Cheshire241£12,571745,982456
City of Edinburgh47£10,971752,88885
City of London - Greater London111£9,595852,839196
Clackmannanshire2£12,497633,6076
Coleraine20£15,903331,08017
Conwy5£10,894870,50011
Cookstown1£12,490533,0001
Cornwall22£8,950961,38037
County Durham110£11,080755,132201
Craigavon11£13,554643,19530
Croydon - Greater London14£7,2281173,46619
Cumbria46£15,461536,35483
Denbighshire1£10,695746,4704
Derbyshire155£11,935747,773322
Derry22£15,182752,33817
Devon122£11,087850,062164
Dorset35£13,444738,29684
Down2£6,995984,7503
Dumfries and Galloway7£11,067847,67412
Dundee City18£13,846542,58938
Dungannon7£12,423880,2717
Ealing - Greater London7£4,4791370,64629
East Ayrshire22£12,256648,57126
East Dunbartonshire2£16,748330,8023
East Lothian1£12,299-7,6693
East Riding of Yorkshire45£11,592753,20987
East Sussex40£12,789647,90768
Enfield - Greater London7£5,5551280,9065
Essex225£11,259854,607391
Falkirk66£12,972856,73358
Fermanagh4£11,993673,9742
Fife35£12,997642,95387
Flintshire2£9,7381167,4646
Glasgow City78£13,223643,828176
Gloucestershire39£11,322862,36790
Greater Manchester304£10,546855,953598
Greenwich - Greater London1£5,4901240,364-
Gwynedd4£9,871861,12411
Hampshire172£10,863855,871347
Harrow - Greater London13£6,3251159,08325
Havering - Greater London62£8,226960,466126
Herefordshire11£9,569854,98516
Hertfordshire116£10,525859,440204
Highland26£15,303430,19356
Hillingdon - Greater London33£8,0601064,78761
Hounslow - Greater London14£9,374959,37028
Inverclyde9£10,240850,09115
Isle of Anglesey20£12,211647,52017
Isle of Wight7£8,1811065,66112
Kent114£10,728854,536230
Kingston upon Thames - Greater London5£8,658959,54110
Lancashire219£10,319753,046426
Larne2£20,4931252,0003
Leicestershire144£12,700747,858338
Limavady2£10,493660,0002
Lincolnshire117£11,367750,655220
Lisburn12£11,652644,74029
Magherafelt1£13,995461,0004
Merseyside157£10,914753,534240
Merthyr Tydfil29£15,153868,95228
Merton - Greater London3£6,3561168,66713
Midlothian5£16,000434,33511
Monmouthshire10£4,3411297,09322
Moray9£16,328533,97318
Neath Port Talbot4£11,321845,2638
Newport40£11,730758,90448
Newry and Mourne8£14,089955,5365
Newtownabbey15£13,751546,29531
Norfolk137£10,996858,486229
North Ayrshire16£11,650645,36321
North Down6£9,0371073,3567
North Lanarkshire50£12,298644,39097
North Yorkshire133£15,043533,404237
Northamptonshire91£10,719856,753180
Northumberland43£13,666634,65264
Nottinghamshire136£13,883745,529284
Omagh8£16,642643,3595
Oxfordshire38£13,160641,14376
Pembrokeshire11£12,512642,9107
Perth and Kinross19£14,783536,17040
Powys2£15,146518,7632
Redbridge - Greater London13£8,8161052,46320
Renfrewshire40£13,620536,16966
Rhondda Cynon Taf33£7,746962,67644
Richmond upon Thames - Greater London1£8,990838,3568
Scottish Borders8£17,421319,96718
Shropshire32£10,858852,09583
Somerset74£13,238642,105144
South Ayrshire28£12,863645,54563
South Lanarkshire7£12,697638,47516
South Yorkshire199£10,634757,498368
Staffordshire156£11,173848,280289
Stirling18£14,094529,92434
Strabane4£14,323448,3335
Suffolk125£13,417645,341165
Surrey129£11,794747,126245
Sutton - Greater London4£9,724847,8267
Swansea12£8,680865,48724
The Vale of Glamorgan3£6,0831087,1001
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear140£11,549751,998250
Warwickshire45£11,930751,22686
West Dunbartonshire4£13,486541,98713
West Lothian25£12,774642,18827
West Midlands342£10,387855,067637
West Sussex54£10,947749,28495
West Yorkshire301£11,039750,973556
Wiltshire88£10,903855,486163
Worcestershire43£9,662967,658135
Wrexham8£8,089953,29016
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