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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,459£11,463751,73212,363
Aberdeen City16£12,288643,34438
Aberdeenshire9£12,106748,16425
Angus4£14,120545,34115
Antrim10£11,748659,67913
Ards5£8,6061178,2057
Armagh4£7,4981084,6074
Ballymena14£12,311551,94218
Ballymoney2£13,423756,7692
Banbridge1£15,400317,000-
Barking & Dagenham - Greater London17£14,085535,25844
Barnet - Greater London14£15,329423,67728
Bedfordshire181£9,322963,269275
Belfast26£13,917645,19639
Berkshire119£9,015960,866242
Bexley - Greater London1£3,4951491,0004
Blaenau Gwent7£12,827539,6978
Brent - Greater London10£7,996974,63312
Bristol143£9,278958,716238
Bromley - Greater London6£9,318767,36718
Buckinghamshire115£10,597856,712180
Caerphilly2£7,9931254,0002
Cambridgeshire198£10,083861,675349
Cardiff16£14,494529,45927
Carmarthenshire9£15,327432,7929
Carrickfergus3£9,147969,1404
Ceredigion8£8,516865,03319
Cheshire242£12,577746,140472
City of Edinburgh38£11,784745,98085
City of London - Greater London40£8,824959,66870
Clackmannanshire1£15,998323,2137
Coleraine20£15,813331,47818
Conwy4£8,0701070,25013
Cookstown1£12,490533,0001
Cornwall17£7,9541068,69137
County Durham111£11,526753,123216
Craigavon10£14,031638,59733
Croydon - Greater London12£11,219859,19713
Cumbria51£14,335543,25495
Denbighshire1£10,695746,4703
Derbyshire154£12,188647,313339
Derry13£17,528537,33514
Devon113£11,561746,969165
Dorset41£14,502634,73773
Down2£6,995984,7503
Dumfries and Galloway7£11,281847,67411
Dundee City17£13,720646,42941
Dungannon6£12,828979,8598
Ealing - Greater London8£4,5441369,31528
East Ayrshire21£11,840651,89924
East Lothian1£12,299-7,6693
East Riding of Yorkshire29£10,437756,15961
East Sussex29£12,744753,28453
Enfield - Greater London9£6,4641175,8005
Essex204£11,211755,365381
Falkirk66£12,714858,97059
Fermanagh4£11,993673,9742
Fife32£13,887641,09191
Flintshire3£7,8901199,2014
Glasgow City94£13,518541,883198
Gloucestershire33£9,589867,58681
Greater Manchester314£10,515856,550629
Greenwich - Greater London1£5,4901240,364-
Gwynedd2£12,995630,00013
Hampshire152£10,479857,430352
Harrow - Greater London9£5,9151155,73220
Havering - Greater London71£8,881957,785166
Herefordshire11£11,564853,54818
Hertfordshire112£10,978856,440201
Highland18£16,912322,36450
Hillingdon - Greater London37£8,0451064,61769
Hounslow - Greater London16£9,536857,59024
Inverclyde8£10,333848,68916
Isle of Anglesey19£11,579750,63318
Isle of Wight7£8,5661061,95713
Kent111£10,411855,218237
Kingston upon Thames - Greater London4£9,673956,67611
Lancashire227£10,621753,258432
Larne2£20,4931252,0003
Leicestershire136£12,220750,293359
Limavady2£10,493660,0002
Lincolnshire117£11,583750,704232
Lisburn9£12,629541,56128
Magherafelt1£13,995461,0004
Merseyside145£11,547648,673224
Merthyr Tydfil34£15,618759,48527
Merton - Greater London3£7,5971156,0008
Midlothian6£13,500641,38612
Monmouthshire8£4,36412102,36914
Moray11£16,313431,53218
Neath Port Talbot4£9,820866,8607
Newport7£9,3691184,2676
Newry and Mourne8£13,990959,8225
Newtownabbey11£13,957545,93833
Norfolk139£11,199857,428233
North Ayrshire16£10,869749,30527
North Down3£11,728746,5205
North Lanarkshire47£12,670639,28796
North Yorkshire130£15,040533,224243
Northamptonshire90£10,382758,604188
Northumberland23£12,453844,19646
Nottinghamshire105£13,356749,734239
Omagh5£15,931330,2326
Oxfordshire37£13,070642,76779
Pembrokeshire3£13,164644,471-
Perth and Kinross18£13,605640,25944
Powys2£15,146518,7632
Redbridge - Greater London11£7,1601159,16118
Renfrewshire34£14,098534,61672
Rhondda Cynon Taf29£7,4091066,46643
Richmond upon Thames - Greater London1£8,990838,3568
Scottish Borders7£17,425319,85818
Shropshire37£11,469749,37787
Somerset67£12,204746,971137
South Ayrshire27£13,499539,50662
South Lanarkshire3£9,863954,8331
South Yorkshire201£10,749756,590379
Staffordshire136£11,343747,493288
Stirling17£13,573534,31538
Strabane4£14,198448,3335
Suffolk98£13,775642,486150
Surrey125£12,713643,581223
Sutton - Greater London4£9,724847,8267
Swansea7£6,1811078,91212
The Vale of Glamorgan3£5,9991087,1001
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear125£11,282751,986271
Warwickshire30£11,803750,95879
West Dunbartonshire5£13,988442,38113
West Lothian25£13,303639,48832
West Midlands354£10,614853,435656
West Sussex53£11,228747,428100
West Yorkshire305£11,013750,305575
Wiltshire94£10,786856,388168
Worcestershire39£10,002967,155129
Wrexham2£9,245916,1113
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