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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,925£11,572751,31713,704
Aberdeen City22£12,145742,35636
Aberdeenshire11£12,631643,54427
Angus7£14,781538,82920
Antrim7£12,433652,72320
Ards2£12,245845,2265
Armagh3£8,313982,8425
Ballymena15£12,724549,15220
Ballymoney3£11,278867,2683
Banbridge2£14,675322,0551
Barking & Dagenham - Greater London21£12,734538,94252
Barnet - Greater London16£15,166422,84631
Bedfordshire200£8,626968,187307
Belfast26£13,850647,14841
Berkshire122£8,9841061,919273
Bexley - Greater London15£8,640941,11435
Blaenau Gwent10£11,108646,09813
Brent - Greater London7£7,3371071,42912
Bristol148£9,000960,547245
Bromley - Greater London6£11,485647,85920
Buckinghamshire108£10,383857,535196
Caerphilly11£7,0481176,89117
Cambridgeshire195£10,149860,179391
Cardiff21£14,740532,21540
Carmarthenshire8£16,369331,54710
Carrickfergus3£9,147969,1404
Ceredigion10£8,690858,57930
Cheshire245£12,501746,711495
City of Edinburgh47£10,983752,97091
City of London - Greater London107£9,719852,476224
Clackmannanshire3£13,497536,9875
Coleraine20£15,673331,94018
Conwy5£10,894870,50013
Cookstown1£12,490533,0003
Cornwall20£8,920960,84547
County Durham113£10,910755,607212
Craigavon10£14,845436,07233
Croydon - Greater London15£7,2451073,60024
Cumbria45£15,545535,72192
Denbighshire2£13,323536,5354
Derbyshire146£12,196746,822352
Derry25£14,390756,24117
Devon118£10,882851,354172
Dorset34£12,557741,896103
Down2£6,995984,7504
Dumfries and Galloway7£11,067847,67415
Dundee City18£13,113645,16841
Dungannon7£12,423880,2719
Ealing - Greater London9£5,4161270,05830
East Ayrshire24£11,854648,68428
East Dunbartonshire3£14,998436,4032
East Lothian2£13,549-26,4493
East Riding of Yorkshire44£12,303752,69196
East Sussex42£12,663650,40569
Enfield - Greater London7£5,5551280,9067
Essex223£11,194854,894429
Falkirk63£13,384854,95064
Fermanagh4£11,993673,9743
Fife36£13,662641,20692
Flintshire3£9,2571157,3445
Glasgow City85£13,529643,574189
Gloucestershire40£11,442861,19499
Greater Manchester309£10,742855,042655
Greenwich - Greater London1£5,4901240,364-
Gwynedd4£9,871861,12412
Hampshire182£11,114854,687377
Harrow - Greater London13£6,3251159,08328
Havering - Greater London59£8,330858,961141
Herefordshire11£9,569854,98520
Hertfordshire117£10,673858,514221
Highland26£15,403431,10957
Hillingdon - Greater London34£7,2311069,01372
Hounslow - Greater London14£9,442959,04531
Inverclyde8£10,333848,68918
Isle of Anglesey20£11,637750,16919
Isle of Wight7£8,1811065,66112
Kent119£10,534854,896286
Kingston upon Thames - Greater London5£8,658959,54111
Lancashire224£10,301754,195450
Larne2£20,4931252,0004
Leicestershire141£12,588747,969360
Limavady2£10,493660,0002
Lincolnshire127£10,921852,873228
Lisburn14£12,501541,78828
Magherafelt1£13,995461,0006
Merseyside156£11,240751,740255
Merthyr Tydfil29£15,161868,95231
Merton - Greater London3£6,3561168,66714
Midlothian5£16,000434,33511
Monmouthshire8£4,6461294,87223
Moray9£16,328533,97322
Neath Port Talbot4£12,195633,0407
Newport38£11,451760,05749
Newry and Mourne8£14,089955,5366
Newtownabbey15£13,497548,68636
Norfolk142£10,962858,257248
North Ayrshire17£11,788645,25724
North Down6£9,0371073,3567
North Lanarkshire52£12,368644,291102
North Yorkshire136£15,106533,123258
Northamptonshire91£10,977755,664192
Northumberland44£13,717635,67366
Nottinghamshire142£13,926744,956314
Omagh9£15,837649,3324
Oxfordshire39£13,110642,90385
Pembrokeshire11£12,512642,91010
Perth and Kinross19£14,836536,30943
Powys2£15,146518,7632
Redbridge - Greater London14£8,9541052,28720
Renfrewshire34£14,082533,55970
Rhondda Cynon Taf34£7,739963,75549
Richmond upon Thames - Greater London1£8,990838,3568
Scottish Borders7£17,709327,10021
Shropshire34£11,612749,71393
Somerset74£13,540642,217158
South Ayrshire32£12,536645,98166
South Lanarkshire7£12,712638,47517
South Yorkshire197£10,473858,138412
Staffordshire154£10,850847,942313
Stirling14£15,539425,23839
Strabane4£14,323448,3336
Suffolk125£13,609644,457190
Surrey122£11,482748,262262
Sutton - Greater London4£9,724847,8268
Swansea12£9,527857,70527
The Vale of Glamorgan3£6,0831087,1002
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear138£11,783750,422268
Warwickshire43£11,994751,24794
West Dunbartonshire4£13,561541,98714
West Lothian23£12,998642,32431
West Midlands349£10,584854,421673
West Sussex55£10,679851,944103
West Yorkshire303£10,982750,555614
Wiltshire87£10,933855,338179
Worcestershire43£9,893966,724155
Wrexham8£8,089953,29019
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