Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,862 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,710£11,739749,61612,754
Aberdeenshire35£13,892532,01760
Angus27£13,794540,75554
Ayrshire61£12,314542,138106
Bedfordshire157£7,7121067,952232
Berkshire108£8,915958,651241
Blaenau Gwent22£9,828656,13319
Borders5£15,857426,4409
Bridgend19£10,659653,43645
Bristol113£8,554961,552200
Buckinghamshire137£9,317859,506225
Caerphilly15£6,641982,45810
Cambridgeshire174£10,136863,478314
Cardiff36£13,716537,20566
Carmarthenshire7£14,852330,7158
Cheshire209£13,203642,146418
Clackmannanshire2£7,745874,5005
Conwy10£13,043650,15910
Cornwall34£10,666855,54654
County Antrim50£13,609645,930125
County Armagh28£12,504763,60647
County Down31£14,489537,37558
County Durham98£10,995756,308218
County Fermanagh4£8,6137100,4481
County Londonderry43£14,072545,24333
County Tyrone19£11,874764,37817
Cumbria51£12,957643,94894
Derbyshire145£13,081644,385295
Devon100£9,928853,248184
Dorset49£13,939630,77293
Dumfries & Galloway11£12,696640,5698
Dunbartonshire3£17,498316,6688
East Lothian2£20,997426,2914
East Riding of Yorkshire45£13,007645,70995
East Sussex55£13,154642,20273
Essex255£11,279751,243472
Falkirk54£13,723958,61147
Fife45£14,668639,329101
Flintshire22£7,0551183,88726
Gloucestershire44£10,562966,72093
Greater London337£9,063855,931658
Greater Manchester326£10,711753,600559
Gwynedd3£7,995952,33310
Hampshire169£10,489855,981342
Herefordshire14£10,837850,65019
Hertfordshire132£10,712755,421259
Highland19£11,549551,46546
Inverclyde1£14,498242,1048
Isle of Anglesey16£12,761649,57419
Isle of Wight6£9,412849,3089
Kent151£10,852850,094310
Lanarkshire112£13,002542,181263
Lancashire256£10,482750,597432
Leicestershire108£11,458748,757280
Lincolnshire104£11,920745,424204
Merseyside162£11,963648,433249
Merthyr Tydfil35£14,153758,10618
Midlothian54£12,606637,603118
Monmouthshire7£8,473952,56311
Moray11£15,833525,62924
Neath Port Talbot5£10,696849,0793
Newport32£12,529644,38668
Norfolk116£11,128854,810208
North Yorkshire110£14,879539,598272
Northamptonshire87£10,172756,745187
Northumberland21£13,558736,32155
Nottinghamshire147£12,937646,097266
Oxfordshire31£10,794750,56153
Pembrokeshire7£8,968862,65215
Perth & Kinross20£13,347547,02738
Powys4£15,720327,6493
Renfrewshire13£13,174538,76758
Rhondda Cynon Taf28£8,686858,52844
Rutland1£11,450536,9701
Shropshire46£12,609644,38581
Somerset74£11,358748,985121
South Yorkshire190£9,406865,741296
Staffordshire155£10,301854,764334
Stirling8£12,297746,37637
Suffolk93£12,479649,909158
Surrey125£10,591849,297245
Swansea46£13,533536,82471
Torfaen5£6,737965,3887
Tyne and Wear122£11,588752,183237
Vale of Glamorgan11£12,458633,13419
Warwickshire50£11,225751,228117
West Lothian20£10,199755,68857
West Midlands339£10,292754,115692
West Sussex66£10,160748,563146
West Yorkshire239£11,872747,239575
Wiltshire99£10,282856,694129
Worcestershire42£10,158756,485125
Wrexham10£14,076531,07730
Add postcode for better results.