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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,737£11,315752,66712,127
Aberdeen City13£12,951542,12344
Aberdeenshire12£15,388529,44117
Angus5£12,275742,2769
Antrim4£11,421641,72417
Ards9£9,0681064,0224
Armagh5£5,92811103,7801
Ballymena11£13,620550,78616
Ballymoney2£12,723632,4152
Barking & Dagenham - Greater London22£14,083529,45135
Barnet - Greater London1£4,2151291,048-
Bedfordshire142£7,8661069,115266
Belfast22£14,991642,96547
Berkshire121£9,251957,285238
Bexley - Greater London1£9,100758,835-
Blaenau Gwent11£14,562436,7414
Brent - Greater London5£7,264989,0696
Bristol132£8,621961,978230
Bromley - Greater London7£8,454858,83326
Buckinghamshire128£10,147858,116193
Cambridgeshire193£10,195859,377341
Cardiff2£15,039431,1251
Carmarthenshire8£12,157545,50012
Carrickfergus1£15,450574,4213
Ceredigion2£11,891447,9991
Cheshire215£12,572744,564463
City of Edinburgh37£11,377747,62666
City of London - Greater London28£8,259964,64944
Clackmannanshire4£13,497551,6214
Coleraine13£15,162437,69126
Conwy1£8,495853,0003
Cornwall21£10,576860,24933
County Durham106£10,679760,817251
Craigavon12£14,781333,53128
Croydon - Greater London8£12,031749,74217
Cumbria48£14,838537,228107
Denbighshire2£10,493857,1071
Derbyshire139£11,754649,712328
Devon92£9,918851,563169
Dorset35£14,032627,34293
Down1£9,995966,0002
Dumfries and Galloway6£11,713749,8738
Dundee City20£13,066644,56941
Dungannon5£9,565888,38910
Ealing - Greater London14£6,656955,85017
East Ayrshire24£13,848534,27834
East Lothian2£8,762926,9213
East Riding of Yorkshire12£12,290534,02432
East Sussex35£13,140641,90342
Enfield - Greater London6£5,9981075,46813
Essex175£11,439756,136419
Falkirk60£13,209962,57560
Fermanagh2£8,4239125,0004
Fife44£13,674541,11588
Glasgow City73£13,330536,652194
Gloucestershire24£11,150751,21185
Greater Manchester339£11,318753,356656
Gwynedd3£11,245848,33317
Hampshire139£10,646858,126335
Harrow - Greater London11£6,1551157,43020
Havering - Greater London67£9,450855,699151
Herefordshire12£10,343955,12421
Hertfordshire118£11,275751,182228
Highland19£13,257537,19838
Hillingdon - Greater London33£6,9111066,90253
Hounslow - Greater London8£10,355851,83522
Inverclyde4£6,8581174,7599
Isle of Anglesey7£13,127548,68120
Isle of Wight6£6,9781069,2908
Kent109£10,113954,968217
Kingston upon Thames - Greater London2£6,0471044,20610
Lancashire229£10,353754,360475
Larne1£29,9951670,0002
Leicestershire122£12,572747,349291
Limavady1£8,995750,0002
Lincolnshire104£10,995849,415218
Lisburn31£15,856429,35127
Magherafelt2£12,973562,0001
Merseyside106£10,487756,130186
Merthyr Tydfil27£14,849759,55523
Merton - Greater London6£7,1451049,7256
Midlothian3£15,428338,27810
Monmouthshire5£3,6581577,57612
Moray11£15,132530,80720
Neath Port Talbot4£8,2451072,962-
Newham - Greater London1£5,7507145,024-
Newport2£10,2461037,8253
Newry and Mourne8£12,309975,0684
Newtownabbey13£15,956437,05238
Norfolk117£11,090753,954252
North Ayrshire19£10,008758,53324
North Down3£11,828539,8784
North Lanarkshire29£12,831639,25294
North Yorkshire132£13,806538,734260
Northamptonshire77£10,405758,402209
Northumberland19£12,274850,14052
Nottinghamshire81£12,135855,771235
Omagh4£16,366215,0996
Oxfordshire23£12,449649,18782
Pembrokeshire2£14,499423,1222
Perth and Kinross24£14,611434,34738
Redbridge - Greater London6£6,922973,38320
Renfrewshire16£12,360746,24272
Rhondda Cynon Taf21£6,7621066,94034
Richmond upon Thames - Greater London1£4,9851739,3687
Scottish Borders6£16,637432,5168
Shropshire36£13,217537,87873
Somerset63£12,303747,062122
South Ayrshire18£14,246428,99750
South Lanarkshire3£9,365966,1002
South Yorkshire169£10,848759,207411
Staffordshire117£11,074851,402273
Stirling12£14,614537,33251
Strabane7£10,533772,7146
Suffolk68£12,672646,533156
Surrey85£11,281750,458214
Sutton - Greater London4£8,996948,5766
The Vale of Glamorgan2£6,5001161,7892
Tyne and Wear101£11,385753,543260
Warwickshire31£10,531854,83877
West Dunbartonshire2£14,998417,8749
West Lothian16£12,116654,88541
West Midlands304£9,710859,792664
West Sussex44£11,798644,171120
West Yorkshire276£11,759750,074582
Wiltshire79£10,582858,699181
Worcestershire44£10,830754,847107
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