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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,946 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,783£11,690749,91312,830
Aberdeenshire34£13,953531,12161
Angus29£13,663540,88054
Ayrshire67£12,435542,274105
Bedfordshire150£7,6351067,599238
Berkshire109£8,993958,467243
Blaenau Gwent26£9,586655,46614
Borders6£15,846427,6129
Bridgend19£10,659653,43645
Bristol113£8,702961,891207
Buckinghamshire141£9,348858,757229
Caerphilly15£6,641982,45810
Cambridgeshire176£9,988863,152317
Cardiff36£13,489537,28765
Carmarthenshire7£14,852330,7908
Cheshire222£12,970643,440422
Clackmannanshire1£8,995758,0006
Conwy10£13,043650,1598
Cornwall36£10,463857,66755
County Antrim47£13,430647,418126
County Armagh29£12,159764,15648
County Down31£14,242537,37557
County Durham96£11,036755,946223
County Fermanagh3£7,9239125,0002
County Londonderry41£13,839544,77432
County Tyrone18£11,956764,54616
Cumbria55£13,154642,67693
Derbyshire149£13,308642,635296
Devon93£9,825852,962189
Dorset50£14,438628,46988
Dumfries & Galloway10£13,316641,5649
Dunbartonshire3£16,998316,6688
East Lothian2£20,997426,2914
East Riding of Yorkshire40£12,199751,56098
East Sussex58£13,106642,08369
Essex248£11,274751,721477
Falkirk56£13,877955,79449
Fife46£14,642639,873101
Flintshire23£6,8481184,79725
Gloucestershire45£10,489966,35096
Greater London336£9,174855,880665
Greater Manchester335£10,702753,068557
Gwynedd3£7,995952,33310
Hampshire163£10,373856,629350
Herefordshire14£10,794850,65019
Hertfordshire130£10,684755,450258
Highland18£11,469649,80748
Inverclyde1£14,498242,1048
Isle of Anglesey17£12,469750,71719
Isle of Wight6£8,078957,96210
Kent144£10,553851,785316
Lanarkshire118£12,819542,426264
Lancashire262£10,392751,231433
Leicestershire114£11,075748,912281
Lincolnshire113£11,995644,468199
Merseyside166£11,928647,953245
Merthyr Tydfil36£14,122758,26617
Midlothian49£13,118636,077121
Monmouthshire6£8,898855,53211
Moray11£15,833525,63225
Neath Port Talbot5£10,696849,0793
Newport29£11,928746,29171
Norfolk118£11,107754,031213
North Yorkshire111£14,612540,344276
Northamptonshire87£10,468755,488191
Northumberland22£13,295737,79155
Nottinghamshire150£12,800646,750266
Oxfordshire30£10,744750,68257
Pembrokeshire6£8,479869,29615
Perth & Kinross19£13,123548,31039
Powys4£15,720327,6493
Renfrewshire12£12,814539,83656
Rhondda Cynon Taf27£8,474859,45743
Rutland1£11,450536,9701
Shropshire48£12,893643,10281
Somerset77£11,551746,597120
South Yorkshire189£9,513865,232299
Staffordshire160£10,128856,614338
Stirling10£11,687748,68836
Suffolk101£11,916651,175161
Surrey127£10,593749,197247
Swansea47£13,570536,58468
Torfaen5£6,737965,3887
Tyne and Wear123£11,615751,045235
Vale of Glamorgan11£12,458633,13419
Warwickshire54£11,271751,060116
West Lothian19£10,457754,81758
West Midlands341£10,178754,478692
West Sussex67£10,270747,813149
West Yorkshire236£11,982746,513583
Wiltshire107£10,402755,862117
Worcestershire48£11,260751,659127
Wrexham10£14,038531,07730
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